Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 home insurance agents in Hermosa Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Charline Espinoza - State Farm Insurance Agent
1100 Pacific Coast Hwy Ste 6, Hermosa Beach, CA 90254
(310) 937-5972
insurancesouthbay.com
Carol Robinson - State Farm Insurance Agent
2615 Pacific Coast Hwy Ste 221, Hermosa Beach, CA 90254
(310) 372-0882
carolrobinsoninsurance.com
Donna Butler - State Farm Insurance Agent
2309 Pacific Coast Hwy Ste 108, Hermosa Beach, CA 90254
(310) 379-9307
donnabutlerinsurance.com
Beach Coast Insurance
215 Pier Ave, Hermosa Beach, CA 90254
(310) 318-1555
beachcoastinsurance.com
Inae Park - State Farm Insurance Agent
426 Pier Ave, Hermosa Beach, CA 90254
(310) 372-6688
inaepark.com
Sparrow General Insurance Agency
2629 Manhattan Ave, Hermosa Beach, CA 90254
(310) 379-0605
sparrowgeneral.com
Kelley Insurance Services
1001 Hermosa Ave # 201, Hermosa Beach, CA 90254
(310) 798-0282
Farmers Insurance - Frank Hughes
200 Pier Ave STE 132, Hermosa Beach, CA 90254
(650) 917-9176
agents.farmers.com
What Does a Home Insurance Agent in Hermosa Beach Cost?
Home insurance costs in Hermosa Beach vary by home value, location, and coverage level. Typical annual premiums range from 800 to 2,500 dollars for standard policies. Earthquake insurance adds 300 to 800 dollars per year. Costs are higher for older homes or those near the coast. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Hermosa Beach do?
A home insurance agent helps you compare policies from different carriers to find coverage for your Hermosa Beach home. They explain California-specific options like the FAIR Plan and earthquake endorsements. They also assist with claims and policy changes.
Do I need earthquake insurance for my Hermosa Beach home?
Earthquake insurance is not required by California law but is recommended for homes in Hermosa Beach due to seismic activity. Standard home policies do not cover earthquake damage. You can buy a separate policy or endorsement from your agent.
How does the California FAIR Plan work for Hermosa Beach homeowners?
The California FAIR Plan is a state-mandated program that provides basic fire insurance for homes that cannot get coverage from standard insurers. It is often used for properties in high wildfire risk zones near Hermosa Beach. An agent can help you apply and add supplemental coverage.