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Find Home Insurance Agents Near You in Fremont, CA

Browse home insurance agents serving Fremont, California. Updated 2026-07-14.

The top-rated home insurance agent in Fremont, California is Farmers Insurance - Virginia Tam, rated 4.9 stars across 383 reviews. Other highly rated options include Kelvin Thomas - State Farm Insurance Agent, Rexie Tagayuna - State Farm Insurance Agent, Ninna Chugh - State Farm Insurance Agent. This directory lists 20 home insurance agents serving Fremont.

Showing 20 home insurance agents in Fremont, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Virginia Tam833 Corporate Way(510) 683-3883
2Kelvin Thomas - State Farm Insurance Agent3100 Capitol Ave f(510) 796-9666
3Rexie Tagayuna - State Farm Insurance Agent2140 Peralta Blvd # 202(510) 796-5911
4Ninna Chugh - State Farm Insurance AgentThornton Plaza, 3650 Thornton Ave(510) 791-1100
5Christina Zeng - State Farm Insurance Agent34245 Fremont Blvd(510) 573-2699
6Rich Castro - State Farm Insurance Agent39500 Stevenson Pl Ste 208(510) 791-1454
7Gleetopia Insurance38069 Martha Ave #500(650) 898-2838
8Tina Vu - State Farm Insurance Agent46923 Warm Springs Blvd #208(510) 979-9599
9Kevin Nuss - State Farm Insurance Agent39500 Stevenson Pl Ste 208(510) 818-2830
10Chris Hur - State Farm Insurance Agent38750 Paseo Padre Pkwy # A3(510) 791-8611
FI
833 Corporate Way
Farmers Insurance - Virginia Tam
Home Insurance Agent · Fremont, CA

Farmers Insurance - Virginia Tam serves homeowners throughout the Fremont, California area with a full range of home insurance agent services. This agency works to help local residents secure coverage that protects both their property and personal belongings from common regional risks. Clients can receive guidance on selecting appropriate dwelling limits, liability protection, and deductible options. Agents also assist with filing claims after unexpected incidents like wind or fire damage. Among the services offered here are standard homeowners insurance policies and additional coverage for high-value items.

KT
3100 Capitol Ave f
Kelvin Thomas - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Kelvin Thomas - State Farm Insurance Agent in Fremont, CA provides a full range of home insurance options designed to protect residential and commercial properties. Coverage includes dwelling protection, personal liability, and policies for additional structures on the property. Routine service plans offer annual policy reviews and updates to account for property value changes or renovations. The office serves single-family homes, apartment buildings, retail spaces, and restaurants.

RT
2140 Peralta Blvd # 202
Rexie Tagayuna - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Rexie Tagayuna - State Farm Insurance Agent serves homeowners, businesses, and property managers in Fremont, California. The agency provides home insurance policies that protect dwellings, personal property, and liability for local residents. Customized coverage options help clients safeguard their investments against common regional risks. The office also assists with insurance for rental properties and condominium units throughout the area. Service extends to neighboring communities in the East Bay, including Newark and Union City.

NC
Thornton Plaza, 3650 Thornton Ave
Ninna Chugh - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Serving Fremont, California, and its surrounding communities, Ninna Chugh of State Farm Insurance handles home insurance policies for local property owners. This agency helps clients find coverage that protects their dwellings and personal belongings against common regional risks like earthquakes and weather damage. Each homeowners insurance policy is reviewed to match individual property needs and budget considerations. Typical workflow begins with a thorough assessment of the client's home value and structure. Ninna Chugh then uses this information to recommend a suitable policy limit and deductible.

CZ
34245 Fremont Blvd
Christina Zeng - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Christina Zeng - State Farm Insurance Agent in Fremont, CA, offers clients both a one-time policy review and an ongoing renewal service, ensuring coverage adapts over time. Home insurance plans protect against property damage and personal liability losses that homeowners commonly face in this area. The agent helps customize deductibles and dwelling limits to match individual property needs. Local clients can request service on a one-time, scheduled, or as-needed basis depending on their specific policy requirements.

RC
39500 Stevenson Pl Ste 208
Rich Castro - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

With wildfire season approaching in Fremont, Rich Castro - State Farm Insurance Agent helps homeowners assess and update their home insurance policies. The agency reviews coverage for common local risks like fire, wind, and earthquake damage. Each consultation begins by examining the property’s current structural details and replacement cost factors. A new client can schedule an initial inspection to identify any gaps in coverage and to document the home’s condition for the policy.

GI
38069 Martha Ave #500
Gleetopia Insurance
Home Insurance Agent · Fremont, CA

Gleetopia Insurance specializes in tailored homeowners policies and dwelling coverage, ensuring protection for property structures and personal belongings. It also provides general home insurance agent services, assisting clients with policy evaluations and customized risk assessments for their Fremont, California residences. Whether addressing earthquake preparedness or the seasonal fire risks from dry summer conditions, the agency helps homeowners find appropriate coverage to safeguard against local hazards. It assists with adjusting policies ahead of the rainy winter months to mitigate potential water damage.

TV
46923 Warm Springs Blvd #208
Tina Vu - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Tina Vu - State Farm Insurance Agent in Fremont, CA, provides residential home insurance services to local homeowners. The agency also offers commercial property coverage for small businesses in the surrounding communities. Clients can discuss policy options to match their specific needs and property types. An agent works with each customer to understand their coverage requirements before issuing a new policy. After securing initial protection, the agency follows up with clients between regular visits to review changing needs and adjust coverage as necessary.

KN
39500 Stevenson Pl Ste 208
Kevin Nuss - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Kevin Nuss - State Farm Insurance Agent in Fremont, CA is known for providing home insurance policies that protect local residences from common risks. The agency serves homeowners needing coverage for property damage, liability, and personal belongings. They help clients evaluate dwelling limits and deductibles to match individual needs. Renters and condo owners also receive tailored policies for their specific living situations. A specialty service available from this agent includes adding personal liability umbrella coverage for extra financial protection beyond a standard home policy.

CH
38750 Paseo Padre Pkwy # A3
Chris Hur - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA

Chris Hur - State Farm Insurance Agent in Fremont, CA provides home insurance policies to protect residential property and personal belongings. This agency also offers specialty coverage add-ons such as liability protection and personal property endorsements tailored to local homeowners. The agent helps clients navigate their coverage needs through personalized consultations. Commercial sectors this office can serve include various offices, warehouses, and food service establishments with appropriate business insurance solutions.

MM
38970 Blacow Rd unit d
Mei Mei Chua - Farmers Insurance
Home Insurance Agent · Fremont, CA
(510) 962-8585
agents.farmers.com/ca/fremont/mei-mei-chua
II
37405 Joseph St
Ivett Insurance Agency Inc
Home Insurance Agent · Fremont, CA
(510) 791-1307
ivettinsurance.com
FI
2188 Peralta Blvd Suite A
Farmers Insurance - Jeffrey Carvalho
Home Insurance Agent · Fremont, CA
(510) 791-6911
agents.farmers.com/ca/fremont/jeffrey-carvalho
HZ
963 Corporate Way
Holly Zhu: Allstate Insurance
Home Insurance Agent · Fremont, CA
(510) 661-2888
agents.allstate.com/holly-zhu-fremont-ca.html
MA
39275 Mission Blvd #103
Menssion Affordable Insurance Agency - Fremont CA
Home Insurance Agent · Fremont, CA
(341) 587-3244
WL
38259 Fremont Blvd
Wayne Leung - State Farm Insurance Agent
Home Insurance Agent · Fremont, CA
(510) 793-5699
7935699.com
LH
43625 Mission Blvd Ste 200
Leslie Hiew: Allstate Insurance
Home Insurance Agent · Fremont, CA
(510) 770-8181
agents.allstate.com/leslie-hiew-fremont-ca.html
TI
39812 Mission Blvd #101
TWFG Insurances Services
Home Insurance Agent · Fremont, CA
(510) 573-4745
twfgcalifornia.com
DL
200 Brown Rd
Daven Loomba Farmers insurance agency
Home Insurance Agent · Fremont, CA
(510) 270-8141
agents.farmers.com/ca/fremont/daven-loomba
GP
38003 Mission Blvd
Green Peak Insurance Solutions
Home Insurance Agent · Fremont, CA
(510) 573-1108
greenpeakinsurance.com

What Does a a Home Insurance Agent in Fremont Cost?

The average cost of home insurance in California is about $1,200 to $2,500 per year for a standard policy, but rates vary by location, home value, and coverage level. In Fremont, factors like proximity to fire hazard zones and crime rates affect premiums. Earthquake insurance adds roughly $800 to $3,000 annually depending on the deductible and home structure. This is general information, not insurance advice.

About home insurance agents in Fremont

Home insurance agents in Fremont, California help homeowners find coverage that meets state requirements and local risks. California law does not require home insurance, but mortgage lenders typically do. Agents can explain how FAIR Plan coverage works for high-risk properties in wildfire zones.

Frequently Asked Questions

What does a home insurance agent in Fremont do?

A home insurance agent helps you compare policies from different insurers. They explain coverage limits, deductibles, and exclusions. They also advise on additional coverages like earthquake insurance, which is not included in standard policies in California.

Do I need earthquake insurance in Fremont California?

Earthquake insurance is not required by law in California, but it is recommended due to seismic activity. Standard home insurance policies do not cover earthquake damage. A local agent can help you purchase a separate earthquake policy from the California Earthquake Authority or a private insurer.

How do California wildfire laws affect my home insurance in Fremont?

California law requires insurers to offer a one-year moratorium on non-renewals for homes in a declared wildfire disaster area. If your home is in a high fire risk zone, an agent can help you find coverage through the FAIR Plan or surplus lines insurers. Always review your policy for brush clearance requirements.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.