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Directory of home insurance agents in El Centro, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
El Centro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in El Centro, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Calhen Insurance Office 3 covered California and Medicare, Molina, Champion
395 Broadway suite 14, El Centro, CA 92243
(760) 671-2224
calhens.com
Nationwide Insurance: Citywide United Insurance Services
1000 Broadway, El Centro, CA 92243
(760) 352-6951
David H. West Insurance Services
302 N 8th St, El Centro, CA 92243
(760) 352-3411
davidhwest.com
Armorcrest Insurance Services LLC.
1122 W State St ste a, El Centro, CA 92243
(760) 693-5203
armorinsgrp.com
Hart Insurance Center
1503 N Imperial Ave #102, El Centro, CA 92243
(760) 352-0422
insurehart.com
Thomas Insurance Agency
1000 Broadway, El Centro, CA 92243
(760) 353-7460
What Does a Home Insurance Agent in El Centro Cost?
Home insurance costs in El Centro California average between 800 and 1,500 dollars per year for a standard policy. Factors include the homes age, construction type, and distance to fire stations. Earthquake coverage adds 100 to 300 dollars annually. Your specific rate depends on your homes value and chosen deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in El Centro do?
A home insurance agent in El Centro helps you compare policies from different carriers and explains coverage limits. They can advise on additional protections for earthquake and flood damage. Agents also assist with filing claims and updating your policy after home improvements.
Is earthquake insurance required in El Centro California?
Earthquake insurance is not required by law in California but insurers must offer it as a separate endorsement. Many homeowners in El Centro choose to add it because of seismic activity in the region. Your agent can show you the cost and deductible options.
How do I choose a home insurance agent in El Centro?
Look for an agent licensed by the California Department of Insurance with experience in Imperial Valley risks. Ask about their knowledge of local fire zones and flood maps. Check online reviews and ask for quotes from multiple agents before deciding.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.