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Find Home Insurance Agents Near You in El Centro, CA

Browse home insurance agents serving El Centro, California. Updated 2026-07-14.

The top-rated home insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 426 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - James Gonzalez, Best Formula Insurance Services. This directory lists 20 home insurance agents serving El Centro.

Showing 20 home insurance agents in El Centro, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Sierra Jaime - State Farm Insurance Agent775 E Danenberg Dr #102(760) 312-9517
2Freeway Insurance422 N Imperial Ave(760) 706-6054
3Farmers Insurance - James Gonzalez430 N Imperial Ave(760) 352-0371
4Best Formula Insurance Services808 N Imperial Ave(888) 242-9922
5Payless Auto Insurance Broker, Inc.301 N Imperial Ave #A(760) 353-1290
6Steve Seibert - State Farm Insurance Agent1241 W State St(760) 352-7703
7Farmers Insurance - Rosemary Rodriguez120 N 4th St Ste 1(760) 791-2464
8Del Valle Insurance Solutions1265 W State St(760) 592-4107
9Jasmin Rodriguez - State Farm Insurance Agent300 S Imperial Ave Ste 12(760) 352-0160
10Horace Mann Maeda Insurance Services, LLC.238 S 8th St(760) 336-2601
SJ
775 E Danenberg Dr #102
Sierra Jaime - State Farm Insurance Agent
Home Insurance Agent · El Centro, CA

Sierra Jaime - State Farm Insurance Agent serves the El Centro, California area as a home insurance agent. The agency provides policies designed to protect residential properties against common risks. Homeowners in the region can access coverage for structural damage and personal belongings. The agency also offers assistance with liability protection and additional living expenses during repairs. Sierra Jaime - State Farm Insurance Agent handles personalized homeowner insurance consultations and flood insurance policies for local properties.

FI
422 N Imperial Ave
Freeway Insurance
Home Insurance Agent · El Centro, CA

Freeway Insurance serves homeowners, renters, and property managers in El Centro, California, offering policies that protect residential structures and personal belongings against fire, theft, and weather damage. Agents work with clients to compare coverage options and deductibles suited to individual needs and property values. The company also provides guidance on liability protection and additional endorsements for high-value items. Service extends to surrounding communities such as Imperial and the broader Imperial Valley area.

FI
430 N Imperial Ave
Farmers Insurance - James Gonzalez
Home Insurance Agent · El Centro, CA

Farmers Insurance - James Gonzalez provides comprehensive home insurance services tailored to protect residential and commercial properties in El Centro, California. The agency works closely with clients to review coverage options, explain policy details, and assist with claims processing. Homeowners can receive guidance on protecting their structures and personal belongings against common risks such as fire, theft, and weather damage. James Gonzalez’s office services single-family homes, apartments, retail spaces, and restaurants throughout the local area.

BF
808 N Imperial Ave
Best Formula Insurance Services
Home Insurance Agent · El Centro, CA

Best Formula Insurance Services assists homeowners and property managers in El Centro, California, with securing coverage for their residential properties. The agency works to match each client with appropriate policies that address common regional risks, including weather-related damage and liability. Their representatives guide clients through the process of selecting deductibles and coverage limits. The same personalized service extends to customers in the nearby community of Imperial within the Imperial Valley metro area. They provide support for those seeking to protect their homes and investments.

PA
301 N Imperial Ave #A
Payless Auto Insurance Broker, Inc.
Home Insurance Agent · El Centro, CA

Payless Auto Insurance Broker, Inc. serves clients in El Centro, California, and the surrounding Imperial Valley communities, handling both standard and specialized home insurance policies to protect residential properties. The agent works with local homeowners to assess their coverage needs, considering the unique risks of the region such as heat and occasional flooding. For a typical job, it reviews the property’s structure and contents to match a suitable policy, then explains policy details clearly before facilitating the enrollment process.

SS
1241 W State St
Steve Seibert - State Farm Insurance Agent
Home Insurance Agent · El Centro, CA

Serving El Centro and the surrounding Imperial Valley communities, Steve Seibert - State Farm Insurance Agent provides comprehensive home insurance coverage options for local homeowners. The agency handles policies that protect residential properties against common risks, including fire, theft, and storm damage. To begin a typical job, the agent first conducts a detailed review of a client’s home value and specific needs, then carefully presents tailored coverage solutions that balance protection with budgetary requirements.

FI
120 N 4th St Ste 1
Farmers Insurance - Rosemary Rodriguez
Home Insurance Agent · El Centro, CA

Farmers Insurance - Rosemary Rodriguez, located in El Centro, CA, provides a range of home insurance services that can be structured either as a one-time policy purchase or through an ongoing, recurring service plan. Coverage options typically protect a home, other structures on the property, and personal belongings against common risks like fire or theft. The insurance agent assists clients in tailoring their policies to meet individual needs. Service is available on both a one-time basis for initial setup and as a recurring scheduled plan for ongoing policy management and annual reviews.

DV
1265 W State St
Del Valle Insurance Solutions
Home Insurance Agent · El Centro, CA

Del Valle Insurance Solutions specializes in finding customized home insurance policies that safeguard a client’s residential property and personal belongings. Located in El Centro, CA, it works with local homeowners to match coverage to their unique needs, from dwelling protection to liability coverage. The agency also assists with evaluating deductibles and policy limits for better financial security. During the summer monsoon season, it helps clients ensure their policies adequately cover potential roof and flood damage from severe desert storms.

JR
300 S Imperial Ave Ste 12
Jasmin Rodriguez - State Farm Insurance Agent
Home Insurance Agent · El Centro, CA
HM
238 S 8th St
Horace Mann Maeda Insurance Services, LLC.
Home Insurance Agent · El Centro, CA

Horace Mann Maeda Insurance Services, LLC. focuses on residential insurance coverage and the optional endorsements that enhance standard policies. These added protections can cover perils such as flood damage or personal liability beyond basic limits. Based in El Centro, CA, the agency assists homeowners throughout the local area. Clients seeking to insure their property against common regional risks can consult with the firm for tailored options. The agency’s services extend to commercial accounts, including offices, warehouses, and food service operations.

BI
610 S 8th St
Belellano Insurance Services
Home Insurance Agent · El Centro, CA
(760) 370-3090
belellanoinsurance.com
MI
292 S Imperial Ave
Martinez Insurance Services
Home Insurance Agent · El Centro, CA
(760) 336-0808
GI
458 N Imperial Ave
Gunther Insurance Agency
Home Insurance Agent · El Centro, CA
(760) 352-4900
700medicare.net
CI
395 Broadway suite 14
Calhen Insurance Office 3 covered California and Medicare, Molina, Champion
Home Insurance Agent · El Centro, CA
(760) 671-2224
calhens.com
NI
1000 Broadway
Nationwide Insurance: Citywide United Insurance Services
Home Insurance Agent · El Centro, CA
(760) 352-6951
BI
425 Desert Gardens Dr Ste A
Bermudez Insurance Services Inc: Allstate Insurance
Home Insurance Agent · El Centro, CA
(760) 337-5500
agents.allstate.com/bermudez-insurance-services-inc-el-centro-ca1.html
DH
302 N 8th St
David H. West Insurance Services
Home Insurance Agent · El Centro, CA
(760) 352-3411
davidhwest.com
AI
1122 W State St ste a
Armorcrest Insurance Services LLC.
Home Insurance Agent · El Centro, CA
(760) 693-5203
armorinsgrp.com
TI
1000 Broadway
Thomas Insurance Agency
Home Insurance Agent · El Centro, CA
(760) 353-7460
HI
1503 N Imperial Ave #102
Hart Insurance Center
Home Insurance Agent · El Centro, CA
(760) 352-0422
insurehart.com

What Does a a Home Insurance Agent in El Centro Cost?

Home insurance costs in El Centro California average between 800 and 1,500 dollars per year for a standard policy. Factors include the homes age, construction type, and distance to fire stations. Earthquake coverage adds 100 to 300 dollars annually. Your specific rate depends on your homes value and chosen deductibles. This is general information and not insurance advice.

About home insurance agents in El Centro

Home insurance agents in El Centro California help residents protect their homes from risks like earthquakes and floods common to the Imperial Valley. California law requires insurers to offer earthquake coverage as an add on to standard policies. Local agents can explain how brush fire zones and desert weather affect your premium.

Frequently Asked Questions

What does a home insurance agent in El Centro do?

A home insurance agent in El Centro helps you compare policies from different carriers and explains coverage limits. They can advise on additional protections for earthquake and flood damage. Agents also assist with filing claims and updating your policy after home improvements.

Is earthquake insurance required in El Centro California?

Earthquake insurance is not required by law in California but insurers must offer it as a separate endorsement. Many homeowners in El Centro choose to add it because of seismic activity in the region. Your agent can show you the cost and deductible options.

How do I choose a home insurance agent in El Centro?

Look for an agent licensed by the California Department of Insurance with experience in Imperial Valley risks. Ask about their knowledge of local fire zones and flood maps. Check online reviews and ask for quotes from multiple agents before deciding.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.