ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Home Insurance Agents Near You in Downey, CA

Browse home insurance agents serving Downey, California. Updated 2026-07-14.

The top-rated home insurance agent in Downey, California is Lucy Rodas - State Farm Insurance Agent, rated 5.0 stars across 483 reviews. Other highly rated options include Efferem Sanchez - State Farm Insurance Agent, Freeway Insurance, Rob Casares - State Farm Insurance Agent. This directory lists 23 home insurance agents serving Downey.

Showing 23 home insurance agents in Downey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lucy Rodas - State Farm Insurance Agent8727 Firestone Blvd(562) 868-6218
2Efferem Sanchez - State Farm Insurance Agent12327 Woodruff Ave(562) 803-9777
3Freeway Insurance12142 Lakewood Blvd(562) 485-9988
4Rob Casares - State Farm Insurance Agent9901 Paramount Blvd #140(562) 927-2297
5Pablo Sanchez - State Farm Insurance Agent9411 Firestone Blvd Ste 2(562) 659-7322
6Lou Grimaldi - State Farm Insurance Agent8050 Florence Ave UNIT 10(562) 923-7791
7Veronica's Insurance Downey7846 Florence Ave(562) 379-6681
8Strong Tie Insurance Services Inc.8135 Florence Ave #201(323) 771-1100
9Original Insurance Services9907-B Paramount Blvd(310) 538-8666
10Stephanie’s Insurance Services9900 Lakewood Blvd Suite 201(562) 727-3447
LR
8727 Firestone Blvd
Lucy Rodas - State Farm Insurance Agent
Home Insurance Agent · Downey, CA

Lucy Rodas - State Farm Insurance Agent serves the Downey, California area and the surrounding Los Angeles County region, offering home insurance coverage to local homeowners. The agency helps clients protect their residential property against common perils such as fire, theft, and weather-related damage. Policy options can be tailored to include coverage for personal belongings and liability protection. The office also assists with renters policies for those leasing homes or apartments. By working with this local agent, homeowners receive assistance with claims filing and policy adjustments.

ES
12327 Woodruff Ave
Efferem Sanchez - State Farm Insurance Agent
Home Insurance Agent · Downey, CA

Efferem Sanchez - State Farm Insurance Agent in Downey, CA, provides a range of home insurance policies that cover dwelling protection, personal property, and liability. This agency also offers service such as convenient online policy management and billing options to help maintain coverage. Local homeowners can receive guidance on typical risks in the area, including earthquake and fire exposures. The agency services single-family homes, apartments, retail locations, and various restaurants in the region.

FI
12142 Lakewood Blvd
Freeway Insurance
Home Insurance Agent · Downey, CA

Freeway Insurance provides home insurance services to residential clients in and around Downey, California, ensuring protection for houses, condos, and rental properties. For commercial property owners, the agency also offers business insurance solutions tailored to local needs. With coverage options designed for the region, customers receive dedicated assistance during policy selection and claims support. Regular check-ins help align coverage with changing property values, and agents follow up between policy cycles to recommend updated coverage or adjustments.

RC
9901 Paramount Blvd #140
Rob Casares - State Farm Insurance Agent
Home Insurance Agent · Downey, CA

Rob Casares - State Farm Insurance Agent in Downey, California serves local homeowners, renters, and property managers seeking coverage for their residences and investment properties. The agency provides standard home insurance policies that include protection for dwellings, personal belongings, and liability risks common in the greater Los Angeles area. Property owners can also discuss additional coverage options to suit their specific needs. This home insurance agent additionally serves clients in surrounding communities such as Bellflower and other nearby parts of southeastern Los Angeles County.

PS
9411 Firestone Blvd Ste 2
Pablo Sanchez - State Farm Insurance Agent
Home Insurance Agent · Downey, CA

Pablo Sanchez - State Farm Insurance Agent serves Downey, California, and the surrounding communities. This office handles home insurance policies designed to protect residential property and personal belongings. It also offers guidance on liability coverage for accidents that occur on the property. The agent works closely with clients to review their specific home needs and risk factors. For a typical job, the office methodically evaluates the property's details and local risks to tailor a coverage plan that meets the homeowner's protection requirements.

LG
8050 Florence Ave UNIT 10
Lou Grimaldi - State Farm Insurance Agent
Home Insurance Agent · Downey, CA

As wildfire season approaches in Southern California, homeowners in Downey often seek updated protection strategies for their properties. Lou Grimaldi - State Farm Insurance Agent reviews current dwelling coverage limits and personal property valuations to match evolving local risks. They explain policy options for earthquake endorsements and liability safeguards that many area residents request. A typical first step involves scheduling a brief inspection of the home's roof, electrical system, and exterior features to document current conditions.

VS
7846 Florence Ave
Veronica's Insurance Downey
Home Insurance Agent · Downey, CA

Veronica's Insurance Downey specializes in tailoring coverage limits and deductibles for residential properties, while also handling a full range of homeowner policy adjustments for clients seeking protection against common perils. Its team regularly reviews dwelling valuations to align with current local construction costs and rebuilding rates. As wildfires and seasonal winter storms periodically threaten the Downey area, this agency helps homeowners assess their policy’s coverage for smoke damage, ash cleanup, and wind-related roof repairs.

ST
8135 Florence Ave #201
Strong Tie Insurance Services Inc.
Home Insurance Agent · Downey, CA

Strong Tie Insurance Services Inc. in Downey, CA helps homeowners distinguish between a single annual policy payment and the option of installment plans for ongoing protection. Coverage typically includes dwelling, personal property, and liability for unexpected events like fire or theft. Standard policies in this area also address risks from local weather conditions and seasonal storms. Service from this home insurance agent operates on a scheduled basis, with policy reviews offered at each renewal cycle.

OI
9907-B Paramount Blvd
Original Insurance Services
Home Insurance Agent · Downey, CA

Original Insurance Services in Downey, CA advises property owners on adequate coverage for dwellings and personal belongings. Its agents can arrange specialized endorsements for valuable items like jewelry or electronics that exceed standard policy limits. These personalized insurance solutions protect assets against common local risks such as fire, theft, and water damage. The company also serves commercial clients through policies tailored for offices, warehouses, and food service operations.

SS
9900 Lakewood Blvd Suite 201
Stephanie’s Insurance Services
Home Insurance Agent · Downey, CA

Stephanie’s Insurance Services in Downey, CA provides residential home insurance solutions for local homeowners. The agency also assists clients with commercial coverage needs throughout the surrounding area. Policies are tailored to protect against common regional risks, including earthquakes and fire damage. Representatives offer clear explanations during the initial consultation to help customers select appropriate levels of protection. After a policy is in place, the team provides follow-up support to adjust coverage as property values change. Customers often return for modifications or additional quotes between regular annual reviews.

FI
8648 Florence Ave
Farmers Insurance - Steve Garcia
Home Insurance Agent · Downey, CA
(562) 861-0707
agents.farmers.com/ca/downey/steve-garcia
RD
10802 Downey Ave
Robert Does Insurance Services
Home Insurance Agent · Downey, CA
(562) 204-6283
robertdoesinsurance.com
II
10535 Paramount Blvd #100
Inszone Insurance Services
Home Insurance Agent · Downey, CA
(562) 806-0778
BI
Boomers Insurance, 8408 Florence Ave
Boomers Insurance Services
Home Insurance Agent · Downey, CA
(562) 904-9209
boomers-insurance.com
CI
10022 Tristan Dr
Carmar Insurance Agency
Home Insurance Agent · Downey, CA
(562) 803-4000
carmar.net
JG
9900 Lakewood Blvd Suite 201
Joel Gonzalez Insurance Agency
Home Insurance Agent · Downey, CA
(562) 313-1535
jgonzalezagency.com
FI
10833 Downey Ave
Farmers Insurance - Guadalupe Diaz
Home Insurance Agent · Downey, CA
(562) 622-4748
agents.farmers.com/ca/downey/guadalupe-diaz
AI
12047 Paramount Blvd
Alpha Insurance & Auto Registration / My Alpha Insurance Solutions Inc
Home Insurance Agent · Downey, CA
(562) 674-3066
myalphainsurancesolutionsinc.com
MI
9530 Imperial Hwy. STE N
Manor Insurance Agency, Inc.
Home Insurance Agent · Downey, CA
(562) 862-8669
manorinsurance.net/contactus.html
IS
7409 Florence Ave
Insurance Services Downey | Aseguranza Downey Auto, Home, Commercial, Business
Home Insurance Agent · Downey, CA
(562) 414-0044
helpusave.us
PI
12745 Bellflower Blvd suite b
Paramo Insurance Agency
Home Insurance Agent · Downey, CA
(562) 291-2524
AD
8223 Firestone Blvd
AAA Downey Insurance and Member Services
Home Insurance Agent · Downey, CA
(562) 861-2231
ace.aaa.com/locations/Downey-90241-20
FI
11108 Downey Ave
Farmers Insurance - Andy Zuloaga
Home Insurance Agent · Downey, CA
(562) 659-7558
agents.farmers.com/ca/downey/andy-zuloaga

What Does a a Home Insurance Agent in Downey Cost?

The average cost of home insurance in California is around $1,200 to $1,500 per year for a standard policy. However rates vary widely based on your homes location age and construction type. Downey homeowners may pay more or less depending on fire risk and other factors. This is general information and not insurance advice.

About home insurance agents in Downey

Home insurance agents in Downey California help homeowners find policies that protect their property and belongings. California law requires insurers to offer coverage for fire and other common risks. Agents can explain how state regulations affect your policy options and premium costs.

Frequently Asked Questions

What does a home insurance agent in Downey do?

A home insurance agent helps you compare policies from different companies to find coverage that fits your needs. They explain policy terms and can help with claims. Agents in Downey know local risks like earthquakes and wildfires.

Is earthquake insurance required in California?

Earthquake insurance is not required by law in California but standard home policies do not cover earthquake damage. The California Earthquake Authority offers separate policies. An agent can help you decide if this coverage is right for your home.

How can I lower my home insurance premium in Downey?

You can lower your premium by increasing your deductible or bundling home and auto policies. Installing fire safety devices or a security system may also reduce costs. An agent can review your options based on your specific situation.

Home Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.