Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 home insurance agents in Del Mar, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Todd DeRenzis - State Farm Insurance Agent
2002 Jimmy Durante Blvd #206, Del Mar, CA 92014
(858) 455-6881
tdagency.biz
AAA Del Mar Insurance and Member Services
2666 Del Mar Heights Rd, Del Mar, CA 92014
(858) 481-7181
ace.aaa.com
Seniorquote Insurance Services, Inc.
3790 Via De La Valle Suite 307E, Del Mar, CA 92014
(858) 759-7310
seniorquote.com
Farmers Insurance - Thomas Duffy
1150 Camino Del Mar Ste G, Del Mar, CA 92014
(866) 299-4291
agents.farmers.com
Jim Coleman - State Farm Insurance Agent
2002 Jimmy Durante Blvd #206, Del Mar, CA 92014
(858) 755-6794
jimcolemaninsurance.com
KTL Business Insurance Services
322 8th St #101, Del Mar, CA 92014
(858) 350-0555
ktlinsurance.com
Nancy M. Gervasi: Allstate Insurance
2120 Jimmy Durante Blvd Ste 104, Del Mar, CA 92014
(858) 259-7587
agents.allstate.com
Lutz Insurance Services, Inc.
1307 Stratford Ct, Del Mar, CA 92014
(858) 509-3006
lutzinsuranceservices.com
Farmers Insurance: Jake Van Sloten
1150 Camino Del Mar Suite A, Del Mar, CA 92014
(858) 345-2357
What Does a Home Insurance Agent in Del Mar Cost?
The average cost of home insurance in California is about $1,200 to $1,500 per year for a standard policy, but Del Mar coastal properties may cost more. Factors like home value, construction materials, and proximity to fire zones can raise premiums to $2,000 or higher. Earthquake insurance adds roughly $800 to $3,000 annually depending on your home. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Del Mar do?
A home insurance agent helps you compare policies from different companies to find coverage for your house and belongings. They explain deductibles, liability limits, and special endorsements for risks like earthquakes or floods. Agents also assist when you need to file a claim or update your policy.
Do I need earthquake insurance for my Del Mar home?
California law does not require earthquake insurance, but it is strongly recommended for Del Mar properties near fault lines. Your agent can help you purchase a separate earthquake policy through the California Earthquake Authority or a private insurer. Without it, standard home insurance does not cover earthquake damage.
How does wildfire risk affect home insurance in Del Mar?
Wildfire risk in California can increase premiums or make it harder to find coverage. Del Mar is in a high fire hazard severity zone, so agents often recommend policies with adequate dwelling coverage and brush clearance compliance. The California FAIR Plan may be an option if you cannot get standard insurance.