The top-rated home insurance agent in Cupertino, California is Jason Stefely - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Gurbinder Mavi - State Farm Insurance Agent, David Gragnola: Allstate Insurance, Catherine Chen - State Farm Insurance Agent. This directory lists 16 home insurance agents serving Cupertino.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jason Stefely - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (408) 255-3212 |
| 2 | Gurbinder Mavi - State Farm Insurance Agent | 20395 Pacifica Dr STE 108 | (650) 237-0400 |
| 3 | David Gragnola: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
| 4 | Catherine Chen - State Farm Insurance Agent | 20132 Stevens Creek Blvd | (408) 863-0000 |
| 5 | Cheryl Ching - State Farm Insurance Agent | 10025 S Tantau Ave | (408) 777-9777 |
| 6 | Farmers Insurance - Patricia Han | 20567 Sunrise Dr | (408) 865-0365 |
| 7 | Jim Liu - State Farm Insurance Agent | 21070 Homestead Rd #118 | (408) 738-1200 |
| 8 | Farmers Insurance - Ray Cheng | 20370 Town Center Ln Ste 105 | (408) 863-0180 |
| 9 | Farmers Insurance - Lily Zhao | 20432 Silverado Ave UNIT 211 | (408) 398-4616 |
| 10 | JONATHAN CHIEM: Allstate Insurance | 10520 S De Anza Blvd Ste B | (408) 252-3830 |
Jason Stefely - State Farm Insurance Agent serves the Cupertino, California, area by offering home insurance policies and services. This agency helps local homeowners protect their properties against common regional risks. They can advise on coverage options for single-family homes and condominiums. Residents seeking financial protection for their dwellings and personal belongings can consult this office for personalized guidance. The agency typically handles policy reviews and claims assistance for home insurance clients in Santa Clara County.
Gurbinder Mavi - State Farm Insurance Agent serves the Cupertino area with home insurance policies designed to protect residential property and personal belongings. The agency provides standard coverage options for dwelling, liability, and unforeseen damage, along with available maintenance support through policy reviews and claims assistance to help homeowners manage risks effectively. It services a range of properties, including single-family homes, apartments, retail storefronts, and restaurants.
David Gragnola: Allstate Insurance serves homeowners, individual property owners, and small landlords in Cupertino, California. The agency offers standard home insurance policies that help cover dwelling structures, personal belongings, and liability protection. General coverage options may include fire, theft, weather-related damage, and other common perils typical for residences in the region. The office assists clients in reviewing policy details and adjusting deductibles to meet personal coverage needs. This agent also provides home insurance services to nearby communities such as Sunnyvale, Santa Clara, and Los Gatos.
Catherine Chen - State Farm Insurance Agent serves the Cupertino area and surrounding Silicon Valley communities. The agency handles homeowners insurance policies designed to protect residential property and personal belongings. It also provides guidance on liability coverage suited to local housing conditions. Each client receives a personalized consultation to assess specific risks associated with their home. The agent then develops coverage options that align with individual property needs and budgets. This straightforward approach ensures every policy is tailored to the unique characteristics of each home.
Cheryl Ching - State Farm Insurance Agent in Cupertino, CA, provides home insurance that covers distinct service paths. One-time policies secure a dwelling and its contents against fire, theft, and liability with a fixed term. Recurring services, by contrast, offer continued protection that can be adjusted to reflect renovations or new possessions, ensuring the coverage remains current over time. Scheduled changes may also be made to accommodate the homeowner's evolving circumstances. This local agency arranges service on a one-time or as-needed basis, responding directly to policy inquiries and claim events.
As wildfire season approaches in Cupertino, homeowners often review their insurance coverage to ensure adequate protection for their property's unique risks. Farmers Insurance - Patricia Han assists local residents in evaluating their home insurance needs against the changing landscape of California. Their team works to explain policy options that address both standard perils and region-specific concerns such as drought or earthquake exposure. An initial risk-assessment review and property inspection are scheduled to begin the process of tailoring a homeowners policy.
Jim Liu - State Farm Insurance Agent in Cupertino, CA, helps homeowners manage risk by providing comprehensive insurance policies tailored to individual property needs. Beyond standard coverage, the agency offers add-ons like flood insurance and personal liability protection to safeguard against regional weather and unforeseen incidents. This local office draws on State Farm’s national resources to create flexible plans for residential clients. The agency serves commercial sectors including offices, warehouses, and food service operations.
Farmers Insurance - Ray Cheng in Cupertino, California offers tailored home insurance coverage, including protection for structures, personal belongings, and liability. The agency also works with clients to bundle policies or adjust deductibles for comprehensive protection. For homeowners in local areas, it helps address specific seasonal concerns such as preparing policies for wildfire season or explaining coverage for unexpected storm damage.
Farmers Insurance - Lily Zhao in Cupertino, California provides residential home insurance policies to protect local homeowners against common property risks. Commercial coverage is also available for small businesses and landlords operating in the greater Silicon Valley area. The agency assists clients throughout Santa Clara County with personalized policy reviews and claims guidance. After filing a claim or updating a policy, the agent follows up by phone to ensure satisfaction and can be contacted for any necessary adjustments between regular annual visits.
JONATHAN CHIEM: Allstate Insurance in Cupertino, CA, is a home insurance agent offering coverage designed to protect residential properties and personal belongings. The agency helps local homeowners assess their individual risk factors and select policies that address common perils in the region, such as earthquakes and fire damage. Customers can discuss deductible options and liability protection during a personalized consultation. The service also includes the ability to add a scheduled personal property endorsement for high-value items like jewelry or fine art.
What Does a a Home Insurance Agent in Cupertino Cost?
Home insurance costs in California average about 1,200 to 2,500 dollars per year for a standard policy. Factors include home value location and coverage limits. Earthquake insurance adds 700 to 3,000 dollars annually depending on the home. This is general information and not insurance advice.
About home insurance agents in Cupertino
Home insurance agents in Cupertino help homeowners find policies that protect against fire theft and liability. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain these options and help you compare quotes from multiple carriers.
Frequently Asked Questions
What does a home insurance agent in Cupertino do?
A home insurance agent helps you choose a policy that fits your home and budget. They explain coverage limits deductibles and exclusions. They also assist with claims and policy changes.
Is earthquake insurance required in Cupertino California?
Earthquake insurance is not required by law but insurers must offer it as an add-on to your home policy. Agents can help you decide if this coverage is right for your property.
How do I find a licensed home insurance agent in Cupertino?
You can search the California Department of Insurance website to verify an agents license. Local agents are familiar with Cupertino risks like wildfire and earthquake zones.
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