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Directory of home insurance agents in Chico, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Chico, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Chico, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Chico Branch
2009 Forest Ave Ste 10, Chico, CA 95928
(530) 332-2600
mwg.aaa.com
Kevin Baker Insurance Agency
383 Connors Ct Ste A, Chico, CA 95926
(530) 893-8301
agents.allstate.com
Acceptance Insurance
240 W East Ave ste c, Chico, CA 95926
(530) 681-4011
locations.acceptance.com
Heritage Insurance Agency
290 Airpark Blvd, Chico, CA 95973
(530) 894-3276
heritage-agency.com
Keith McBride - State Farm Insurance Agent
2499 Bruce Rd, Chico, CA 95928
(530) 965-5934
keithmcbride.net
Eddy Rodriguez - State Farm Insurance Agent
2411 Notre Dame Blvd, Chico, CA 95928
(530) 899-0100
eddyfromsf.com
Farmers Insurance - Paul Munly Agency
30 Constitution Dr #200, Chico, CA 95973
(530) 899-7667
paulmunlyagency.com
Chris Grettum - State Farm Insurance Agent
1277 East Ave STE 110, Chico, CA 95926
(530) 809-1197
grettuminsurance.com
Eric Velazquez & Brian Saeteurn: Allstate Insurance
1026 Sheridan Ave, Chico, CA 95926
(530) 829-0600
agents.allstate.com
Vicki Sayer - State Farm Insurance Agent
1294 E 1st Ave Ste 100, Chico, CA 95926
(530) 894-5950
vickisayer.com
Jeff Fowler Insurance Services, Inc.
426 Broadway St #205, Chico, CA 95928
(530) 267-6268
jfowlerins.com
Nevin & Witt Insurance Services
1600 Mangrove Ave #195, Chico, CA 95926
(530) 894-0111
nevinandwitt.com
Chico Creek Insurance Services, LLC - Owner, Julio Ramirez
500 Cohasset Rd #34, Chico, CA 95926
(530) 636-0241
chicocreekinsurance.com
Farmers Insurance - Brad Jacobson
25 Jan Ct Ste 120, Chico, CA 95928
(530) 891-7900
agents.farmers.com
Bidwell Insurance Agency, Inc.
1270 E 9th St, Chico, CA 95928
(530) 894-1096
bidwellinsurance.com
Luquin's Insurance Services
1041 Village Ln, Chico, CA 95926
(530) 809-2993
luquinsinsurance.com
Avrit Insurance
2735 Esplanade, Chico, CA 95973
(530) 891-1302
avritinsurance.com
Matt Davis Insurance Agency, Inc.
40 Bellarmine Ct, Chico, CA 95928
(530) 898-9960
mattdavisinsurance.com
InterWest Insurance Services, LLC
1357 E Lassen Ave, Chico, CA 95973
(530) 895-1010
iwins.com
Golden Apple Insurance & Financial
2056 Talbert Dr STE 150, Chico, CA 95928
(530) 892-8842
goldenappleinsurance.com
Home insurance agents in Chico California help homeowners find coverage that meets state requirements and local needs. California law requires insurers to offer earthquake coverage as an add-on to standard policies. Agents can explain how Chico wildfire risks affect premiums and policy options.
What Does a Home Insurance Agent in Chico Cost?
Home insurance costs in Chico California vary widely based on home value location and coverage level. Average annual premiums in California range from 1000 to 3000 dollars for standard policies. Wildfire risk can add 500 to 2000 dollars more per year. This is general information not insurance advice. Consult a licensed agent for specific quotes.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Chico do?
A home insurance agent helps you compare policies from different insurers and choose coverage for your home and belongings. They explain California specific rules like the FAIR Plan for high risk areas. Agents also assist with claims and policy changes.
Do I need earthquake insurance in Chico California?
Earthquake insurance is not required by law but California insurers must offer it as a separate policy. Chico is in a seismic zone so many homeowners choose this coverage. An agent can help you decide based on your homes location and construction.
How does wildfire risk affect home insurance in Chico?
Chico is in a wildfire prone area which can increase premiums or limit available options. California law restricts non renewal of policies in wildfire zones for one year after a declared disaster. An agent can explain how to reduce risk and find affordable coverage.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.