The top-rated home insurance agent in Cerritos, California is Cali-Fast Insurance Services Inc, rated 5.0 stars across 1,251 reviews. Other highly rated options include Acceptance Insurance, Beth Bettger - State Farm Insurance Agent, Carl F Johnson: Allstate Insurance. This directory lists 15 home insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cali-Fast Insurance Services Inc | 17777 Center Ct Dr N #650 | (855) 203-2282 |
| 2 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 3 | Beth Bettger - State Farm Insurance Agent | 20220 State Rd | (562) 496-1000 |
| 4 | Carl F Johnson: Allstate Insurance | 12607 Hiddencreek Way Ste D | (562) 865-6601 |
| 5 | Jim Barr - State Farm Insurance Agent | 12616 South St | (562) 924-4459 |
| 6 | Sandra Molina: Allstate Insurance Agency | 17315 Studebaker Rd suite 300N | (562) 543-0696 |
| 7 | Allan Kam - State Farm Insurance Agent | 12140 Artesia Blvd Ste 102 Artesia | (562) 860-3311 |
| 8 | KYC Insurance Services, LLC | 17777 Center Ct Dr N #710 | (833) 682-6162 |
| 9 | Ken Inouye - State Farm Insurance Agent | 11010 Artesia Blvd | (562) 865-5228 |
| 10 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
Cali-Fast Insurance Services Inc serves Cerritos and the surrounding Los Angeles County communities as a home insurance agent. The company provides policies that help protect single-family homes, condominiums, and townhouses from common risks like fire, theft, and liability. Clients can expect guidance in selecting coverage limits that suit their property’s value and location. Cali-Fast Insurance Services Inc handles standard homeowners insurance as well as earthquake and flood coverage tailored to this region.
Acceptance Insurance provides home insurance coverage options for property owners in Cerritos, California, addressing risks such as fire, theft, and liability. It offers customized service plans to help clients understand policy terms and navigate the claims process when needed. Additional maintenance plans may include guidance on disaster preparedness and property upkeep to reduce potential damages. The agency services single-family homes, apartments, retail spaces, and restaurants.
Beth Bettger - State Farm Insurance Agent in Cerritos, CA, offers a full range of home insurance policies, including coverage for structure, personal property, and liability. Its service options include standard protection plans with adjusters available for claims processing and policy review. The company also assists clients with bundling home and auto coverage for efficiency. It services single-family homes, apartments, retail spaces, and local restaurants in the immediate area.
Carl F Johnson: Allstate Insurance serves homeowners, property managers, and local businesses in the Cerritos, California area. The agency provides standard home insurance policies along with guidance on coverage options for different property types. Clients typically seek advice on protecting their residences against common regional risks such as earthquakes and fire damage. The agency also helps customers bundle home coverage with auto or other personal insurance lines through its Allstate affiliation. In addition to Cerritos, the office covers neighboring communities including Artesia and the surrounding parts of southeast Los Angeles County.
Jim Barr - State Farm Insurance Agent offers both one-time policy consultations and ongoing account management for homeowners in Cerritos, CA. Coverage includes protection for dwelling structures, personal belongings, and liability against accidents on the property. The agency can help with claims filing and adjusting coverage as property values change. Local risks such as earthquakes and seasonal wildfires may be addressed through additional policy options. Service runs on a one-time, scheduled, or as-needed basis depending on each client’s policy review cycle and personal request.
Sandra Molina: Allstate Insurance Agency in Cerritos, CA offers specialized coverage for homeowners, including tailored policies for single-family homes and condos. The agency works with clients to evaluate property value and liability risks, then customizes a plan to fit individual needs. It provides routine support for policy updates and claims assistance. During the rainy season, the agency helps address concerns about water damage and flood protection, ensuring homes are properly safeguarded.
KYC Insurance Services, LLC serves homeowners in Cerritos and the surrounding communities of southeast Los Angeles County, handling tailored home insurance policies to protect local properties. The agency guides clients through the selection of dwelling coverage, liability protection, and personal property endorsements. Managing each policy with a focus on clearly explaining coverage options and deductibles, it conducts a thorough review of the individual home’s square footage and construction type to match the client with an appropriate plan.
Ken Inouye - State Farm Insurance Agent in Cerritos, CA works with local homeowners to secure property insurance that addresses risks common to the area. The agency can also help clients add specialty coverages, such as those for personal liability or protection against specific weather events. It serves a variety of commercial sectors, including offices, warehouses, and food service businesses.
Mikel's Insurance Services provides residential home insurance coverage in Cerritos, California, helping local homeowners protect their property and personal belongings. Commercial coverage is also available for small businesses in and around the greater Cerritos area, offering liability and asset protection tailored to specific needs. Clients can expect clear explanations of policy options during each interaction. Follow-up service between regular visits ensures coverage remains appropriate as circumstances change.
What Does a a Home Insurance Agent in Cerritos Cost?
The average cost of homeowners insurance in California is around $1,200 to $1,800 per year for a standard policy, but rates vary widely by location, home value, and coverage level. In Cerritos, factors like proximity to fire risk areas and local crime rates can affect pricing. Earthquake insurance adds approximately $700 to $3,000 annually depending on the policy. This is general information and not insurance advice.
About home insurance agents in Cerritos
Home insurance agents in Cerritos, California help homeowners find policies that protect their property against risks like fire, theft, and earthquake. California law requires insurers to offer earthquake coverage as an add-on to standard policies, though it is not mandatory to purchase. Local agents can explain how factors like proximity to wildfire zones or flood plains affect your premium and coverage options.
Frequently Asked Questions
What does a home insurance agent in Cerritos do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain policy terms, deductibles, and exclusions, and can assist with filing claims. Agents also advise on California specific requirements like earthquake coverage and liability protection.
Do I need earthquake insurance for my home in Cerritos?
California law does not require homeowners to carry earthquake insurance, but insurers must offer it as a separate policy. Given Cerritos proximity to fault lines, many agents recommend considering this coverage. The California Earthquake Authority provides policies through participating insurers.
How can I lower my home insurance premium in California?
You can lower your premium by increasing your deductible, bundling home and auto policies, and installing safety features like smoke alarms or fire sprinklers. Some insurers offer discounts for newer roofs or impact resistant windows. Your agent can review available discounts specific to your Cerritos property.
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