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Looking for a home insurance agent in Cerritos? Review the directory below to compare your options.
14 agents listed
Updated May 2026
Cerritos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 home insurance agents in Cerritos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cali-Fast Insurance Services Inc
17777 Center Ct Dr N #650, Cerritos, CA 90703
(855) 203-2282
califastinsurance.com
Acceptance Insurance
11310 South St, Cerritos, CA 90703
(562) 273-7017
locations.acceptance.com
Beth Bettger - State Farm Insurance Agent
20220 State Rd, Cerritos, CA 90703
(562) 496-1000
bethbettger.com
Carl F Johnson: Allstate Insurance
12607 Hiddencreek Way Ste D, Cerritos, CA 90703
(562) 865-6601
agents.allstate.com
KYC Insurance Services, LLC
17777 Center Ct Dr N #710, Cerritos, CA 90703
(833) 682-6162
kycinsurance.com
Jim Barr - State Farm Insurance Agent
12616 South St, Cerritos, CA 90703
(562) 924-4459
jimbarrinsurance.com
Sandra Molina: Allstate Insurance Agency
17315 Studebaker Rd suite 300N, Cerritos, CA 90703
Home insurance agents in Cerritos, California help homeowners find policies that protect their property against risks like fire, theft, and earthquake. California law requires insurers to offer earthquake coverage as an add-on to standard policies, though it is not mandatory to purchase. Local agents can explain how factors like proximity to wildfire zones or flood plains affect your premium and coverage options.
What Does a Home Insurance Agent in Cerritos Cost?
The average cost of homeowners insurance in California is around $1,200 to $1,800 per year for a standard policy, but rates vary widely by location, home value, and coverage level. In Cerritos, factors like proximity to fire risk areas and local crime rates can affect pricing. Earthquake insurance adds approximately $700 to $3,000 annually depending on the policy. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Cerritos do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs and budget. They explain policy terms, deductibles, and exclusions, and can assist with filing claims. Agents also advise on California specific requirements like earthquake coverage and liability protection.
Do I need earthquake insurance for my home in Cerritos?
California law does not require homeowners to carry earthquake insurance, but insurers must offer it as a separate policy. Given Cerritos proximity to fault lines, many agents recommend considering this coverage. The California Earthquake Authority provides policies through participating insurers.
How can I lower my home insurance premium in California?
You can lower your premium by increasing your deductible, bundling home and auto policies, and installing safety features like smoke alarms or fire sprinklers. Some insurers offer discounts for newer roofs or impact resistant windows. Your agent can review available discounts specific to your Cerritos property.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.