Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 home insurance agents in Carlsbad, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gaslamp Insurance
2244 Faraday Ave #125, Carlsbad, CA 92008
(800) 920-4125
gaslampinsurance.com
Hazelrigg And Associates: Allstate Insurance
6994 El Camino Real Ste 110, Carlsbad, CA 92009
(760) 471-7545
agents.allstate.com
Ryan Waggener - State Farm Insurance Agent
2710 Loker Ave W Suite 210, Carlsbad, CA 92010
(760) 814-2480
mycarlsbadagent.com
Luke Dix - State Farm Insurance Agent
1901 Camino Vida Roble STE 115, Carlsbad, CA 92008
(760) 754-2636
dixinsurance.com
Hayek Insurance
2777 Jefferson St Suite 203-D, Carlsbad, CA 92008
(800) 860-8835
hayekinsurance.com
Walt Waggener - State Farm Insurance Agent
2710 Loker Ave W Ste 210, Carlsbad, CA 92010
(760) 931-5393
bestinsurancedude.com
The Insurance Place
2111 Palomar Airport Rd # 322, Carlsbad, CA 92011
(760) 643-2100
insuranceplace.net
Hugh Kollar - State Farm Insurance Agent
2979 State St # C, Carlsbad, CA 92008
(760) 730-9110
hughkollar.com
Alta Vista Insurance Agency
2585 Pio Pico Dr Suite 100, Carlsbad, CA 92008
(844) 629-1500
altavistainsurance.com
Ken May Insurance Services
3146 Tiger Run Ct #114, Carlsbad, CA 92010
(760) 893-8055
kenmayinsurance.com
Katie Harlan - State Farm Insurance Agent
7040 Avenida Encinas #202, Carlsbad, CA 92011
(760) 431-0844
carlsbadinsuranceagency.com
JP Hayes Insurance Agency
3129 Tiger Run Ct Ste 201, Carlsbad, CA 92010
(760) 935-3429
jphayesinsurance.com
Dave Miller Insurance
2318 Pio Pico Dr, Carlsbad, CA 92008
(760) 717-1707
davemillerinsurance.com
Brightway Insurance, The Crumbaker Agency
3129 Tiger Run Ct Ste 203, Carlsbad, CA 92010
(760) 517-3363
brightway.com
Robin Horton: Allstate Insurance
2382 Camino Vida Roble Ste M, Carlsbad, CA 92011
(760) 438-4442
agents.allstate.com
Altenbern Insurance agency
640 Grand Ave ste h, Carlsbad, CA 92008
(760) 434-0350
johnfarmers.com
Farmers Insurance - Brian Reichert
690 Carlsbad Village Dr #103, Carlsbad, CA 92008
(760) 203-4310
agents.farmers.com
Pacific Edge Insurance
1938 Kellogg Ave, Carlsbad, CA 92008
(760) 547-2622
pacificedgeinsurance.com
Metro Coast Insurance Services, LLC
2173 Salk Ave Suite 250, Carlsbad, CA 92008
(949) 238-6399
metrocoastinsurance.com
Advanced Brokers Insurance Services
325 Carlsbad Village Dr G2, Carlsbad, CA 92008
(858) 436-7999
advancedbrokersinc.com
What Does a Home Insurance Agent in Carlsbad Cost?
The average cost of home insurance in California is about 1,200 to 1,500 per year for a standard policy. In Carlsbad premiums may be slightly higher due to coastal risks like wind and flood. Earthquake insurance adds 700 to 3,000 per year depending on your home age and location. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Carlsbad do?
A home insurance agent helps you compare policies from different insurers to find coverage that fits your needs. They can explain California specific requirements like the mandatory offer of earthquake insurance. They also assist with claims and policy changes.
Do I need earthquake insurance for my home in Carlsbad?
California law requires all home insurers to offer earthquake coverage but you are not required to buy it. Carlsbad is near the coast and has moderate seismic risk so many homeowners choose to add this coverage. Your agent can help you decide based on your home value and risk tolerance.
How do California wildfire laws affect my home insurance in Carlsbad?
California prohibits insurers from non renewing policies in wildfire prone areas for one year after a declared disaster. Carlsbad is not in a high wildfire zone but nearby areas may be affected. Your agent can explain how your location impacts your premium and coverage options.