Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 13 home insurance agents in Berkeley, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Berkeley Branch
1775 University Ave, Berkeley, CA 94703
(510) 898-7600
mwg.aaa.com
Frank Bliss - State Farm Insurance Agent
1700 Solano Ave A, Berkeley, CA 94707
(510) 527-2000
frankbliss.org
Jessica McArdle - State Farm Insurance Agent
2025 Rose St #100, Berkeley, CA 94709
(510) 848-2132
insuringberkeley.com
Mike Mihrzad - State Farm Insurance Agent
2288 Fulton St UNIT 310, Berkeley, CA 94704
(510) 841-6171
innerbayinsurance.com
Timothy Carter: Allstate Insurance
2489 Martin Luther King Jr Way, Berkeley, CA 94704
(510) 649-3870
agents.allstate.com
Lazena Kelly-Andrada - State Farm Insurance Agent
2517 Sacramento St Ste B, Berkeley, CA 94702
(510) 549-7400
lazenakellyandrada.com
Gary Eason - State Farm Insurance Agent
2288 Fulton St UNIT 310, Berkeley, CA 94704
(510) 843-1092
garyeason.org
Sonny Randhawa - State Farm Insurance Agent
1798 Shattuck Ave., Berkeley, CA 94709
(510) 570-3985
myagentsonny.com
Sharon Woo - State Farm Insurance Agent
2915 Ninth St, Berkeley, CA 94710
(510) 549-2122
sharonwooinsurance.com
John Kistner - State Farm Insurance Agent
1401 San Pablo Ave, Berkeley, CA 94702
(510) 526-7036
johnkistner.com
Sukhi Kahlon AAA Insurance Agent
1775 University Ave, Berkeley, CA 94703
(510) 898-7600
aaa.com
Fidelity Insurance Service
801 Allston Way, Berkeley, CA 94710
(510) 548-8200
fidelityinsuranceservice.com
Farmers Insurance - David Reidenbach
2625 Alcatraz Ave #700, Berkeley, CA 94705
(510) 849-4909
agents.farmers.com
What Does a Home Insurance Agent in Berkeley Cost?
The average cost of home insurance in California is about 1200 to 1500 per year for a standard policy. In Berkeley premiums may be higher due to wildfire risk and high property values. Earthquake insurance adds 800 to 3000 per year depending on the home age and location. Costs vary by coverage limits deductible and the specific risk profile of your home. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent do in Berkeley?
A home insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and exclusions. They also advise on additional coverage for earthquakes and floods which are not in standard policies.
Do I need earthquake insurance in Berkeley California?
Earthquake insurance is not required by law but is highly recommended in Berkeley due to seismic activity. Standard home policies do not cover earthquake damage. You must purchase a separate policy or an endorsement from your insurer.
How does the California FAIR Plan work for Berkeley homes?
The California FAIR Plan is a state mandated program that provides basic fire insurance for homeowners who cannot get coverage in the private market. It covers fire smoke and lightning but not liability or theft. Agents can help you apply and add a difference in conditions policy for broader coverage.