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Directory of home insurance agents in Arcata, California. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Arcata, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 home insurance agents in Arcata, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Traci Day - State Farm Insurance Agent
692 14th St, Arcata, CA 95521
(707) 822-7077
calltracitoday.com
Jason Forster - State Farm Insurance Agent
1010 G St, Arcata, CA 95521
(707) 822-4811
jasonjforster.com
Pauli-Shaw Insurance Agency
627 7th St, Arcata, CA 95521
(707) 822-7251
Farmers Insurance - Linda Sundberg
400 G St, Arcata, CA 95521
(707) 822-2421
agents.farmers.com
Farmers Insurance - Kaylee David
400 G St, Arcata, CA 95521
(707) 822-2421
agents.farmers.com
Home insurance agents in Arcata California help you protect your property against risks like fire theft and storm damage. California law requires insurers to offer a basic policy known as the Standard Fire Insurance Policy for homes in high fire risk zones. Agents can explain how local factors like proximity to the coast or redwood forests affect your premium and coverage needs.
What Does a Home Insurance Agent in Arcata Cost?
The average cost of home insurance in California is around 1200 to 1600 dollars per year for a standard policy. In Arcata rates may be slightly lower than the state average due to lower crime rates but higher if you live near the coast or in a fire prone area. Costs vary based on your homes age construction type and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Arcata do?
A home insurance agent helps you compare policies from different carriers to find coverage for your home. They explain policy terms and assist with filing claims. They also advise on additional coverage for earthquakes or floods which are not included in standard policies.
Do I need earthquake insurance in Arcata California?
Earthquake insurance is not required by law but is recommended in California due to seismic activity. Standard home insurance policies do not cover earthquake damage. You can purchase a separate policy through the California Earthquake Authority or a private insurer.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.