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HomeHome Insurance AgentsArizona › Lake Havasu City

Find Home Insurance Agents Near You in Lake Havasu City, AZ

Browse home insurance agents serving Lake Havasu City, Arizona. Updated 2026-07-14.

The top-rated home insurance agent in Lake Havasu City, Arizona is Alex Ross - State Farm Insurance Agent, rated 4.9 stars across 254 reviews. Other highly rated options include World Insurance Associates LLC, Farmers Insurance - Anthony Oskolkoff, Richards Nygren Insurance. This directory lists 20 home insurance agents serving Lake Havasu City.

Showing 20 home insurance agents in Lake Havasu City, AZListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Alex Ross - State Farm Insurance Agent2138 McCulloch Blvd N(928) 855-7677
2World Insurance Associates LLC94 Acoma Blvd S # 102(866) 277-7162
3Farmers Insurance - Anthony Oskolkoff84 Acoma Blvd N Ste 102(928) 733-6098
4Richards Nygren Insurance2126 McCulloch Blvd N #15(928) 398-2126
5Wayne Edwards - State Farm Insurance Agent94 Acoma Blvd S #203(928) 846-3513
6Jean Works - State Farm Insurance Agent1915 McCulloch Blvd N #108(928) 453-2244
7Dan Firth American Family Insurance2110 McCulloch Blvd N Ste 1(928) 855-1109
8Deborah J Miller - State Farm Insurance Agent1600 McCulloch Blvd N #1B(928) 854-6693
9Hollowell Insurance Agency: Allstate Insurance500 N Lake Havasu Ave STE B102(928) 566-6031
10Aldridge Insurance Services430 Lake Havasu Ave #102(928) 855-1247
AR
2138 McCulloch Blvd N
Alex Ross - State Farm Insurance Agent
Home Insurance Agent · Lake Havasu City, AZ

Alex Ross - State Farm Insurance Agent serves the Lake Havasu City area, offering home insurance policies to local homeowners. This agency helps residents protect their properties against common regional risks such as hail, wildfire, and water damage from plumbing issues. Clients can work with the agent to build customized coverage that includes liability protection and coverage for personal belongings. The office also assists with adding scheduled personal property endorsements for valuables like jewelry or electronics.

WI
94 Acoma Blvd S # 102
World Insurance Associates LLC
Home Insurance Agent · Lake Havasu City, AZ

World Insurance Associates LLC in Lake Havasu City, Arizona offers a range of home insurance services, including policy consultations and customized coverage options. The agency assists clients in selecting comprehensive protection plans tailored to individual needs and budgets. It provides ongoing support for policy maintenance and periodic coverage reviews to ensure adequate protection. The company services various property types in the area, such as single-family homes, apartments, retail spaces, and restaurants.

FI
84 Acoma Blvd N Ste 102
Farmers Insurance - Anthony Oskolkoff
Home Insurance Agent · Lake Havasu City, AZ

Homeowners, property managers, and business owners in Lake Havasu City, Arizona, turn to Farmers Insurance - Anthony Oskolkoff for their home insurance agent services. The agency helps customers protect their residential and commercial properties by offering tailored coverage options to meet individual needs and budgets. It assists with policy reviews and claims guidance to ensure clients understand their protection. The agency also extends its services to residents and property owners in the neighboring community of Parker.

RN
2126 McCulloch Blvd N #15
Richards Nygren Insurance
Home Insurance Agent · Lake Havasu City, AZ

Richards Nygren Insurance serves homeowners in Lake Havasu City and the surrounding Mohave County communities. The agency handles standard homeowner policies, coverage for vacation rentals, and policies for desert properties requiring protection against fire and wind damage. It assists clients with understanding policy deductibles and liability limits specific to Arizona regulations. For a typical job, the agency reviews the property’s structural details and location risks, then compares options to recommend adequate coverage.

WE
94 Acoma Blvd S #203
Wayne Edwards - State Farm Insurance Agent
Home Insurance Agent · Lake Havasu City, AZ

Wayne Edwards - State Farm Insurance Agent in Lake Havasu City, AZ, distinguishes between one-time policy purchases and recurring service options, such as annual policy reviews or claims assistance. Coverage includes protection for dwellings, personal property, and liability against common local hazards like extreme heat or occasional flooding. Service is available on an as-needed basis, with customers contacting the office for quotes, endorsements, or claims support whenever a specific need arises.

JW
1915 McCulloch Blvd N #108
Jean Works - State Farm Insurance Agent
Home Insurance Agent · Lake Havasu City, AZ

Jean Works - State Farm Insurance Agent in Lake Havasu City, AZ, specializes in home insurance policies that protect dwelling structures and personal property. The agency also assists with general insurance needs, including liability coverage and financial protection for homeowners. With the region’s exposure to extreme heat and occasional flash floods, the agent helps clients review their policies for adequate coverage against weather-related damage and unexpected water intrusion from monsoon storms.

DF
2110 McCulloch Blvd N Ste 1
Dan Firth American Family Insurance
Home Insurance Agent · Lake Havasu City, AZ

Dan Firth American Family Insurance assists homeowners in Lake Havasu City, AZ, in finding appropriate residential coverage. The agency can arrange for add-ons to a standard policy, including protection for high-value personal property and additional liability coverage. Specialists here guide clients through the process of assessing their home insurance needs and selecting suitable deductibles, policies, and cover limits. The agency is also equipped to handle coverage requirements for commercial sectors such as local offices, warehouses, and food service establishments.

DJ
1600 McCulloch Blvd N #1B
Deborah J Miller - State Farm Insurance Agent
Home Insurance Agent · Lake Havasu City, AZ

For Lake Havasu City homeowners preparing for monsoon season or securing a vacation property, Deborah J Miller, as a State Farm Insurance Agent, offers tailored home insurance consultations. She evaluates local risks like desert wind and water damage from summer storms to recommend appropriate coverage options. After discussing policy details and deductibles with each property owner, she schedules a walkthrough inspection of the home’s roof, plumbing, and electrical systems as the initial assessment step for an accurate quote.

HI
500 N Lake Havasu Ave STE B102
Hollowell Insurance Agency: Allstate Insurance
Home Insurance Agent · Lake Havasu City, AZ

Hollowell Insurance Agency: Allstate Insurance provides residential home insurance services to homeowners in Lake Havasu City, Arizona. The agency also offers commercial coverage options to protect local businesses from property and liability risks. Serving the Lake Havasu City area, the team assists clients in reviewing policies for homes, condos, and rental properties. They follow up after initial placements to ensure coverage still meets changing needs, scheduling regular visits to assess updates or endorsements between major life events.

AI
430 Lake Havasu Ave #102
Aldridge Insurance Services
Home Insurance Agent · Lake Havasu City, AZ

Aldridge Insurance Services in Lake Havasu City, AZ, is known for helping homeowners protect their properties against local risks like monsoon storms and desert heat. Its service range includes customized coverage for standard residences, second homes, and vacation rentals common in the area. Policies are designed to safeguard structures, personal belongings, and liability. For clients with high-value assets, the company can add on scheduled personal property coverage for items such as jewelry, art, or collectibles.

FB
1600 McCulloch Blvd N #5b
Farm Bureau Financial Services: Alison Warner-Williams
Home Insurance Agent · Lake Havasu City, AZ
(928) 846-3232
fbfs.com/find-an-agent/alisonwarner-williams
EI
2119 McCulloch Blvd N
Empire Insurance Brokers
Home Insurance Agent · Lake Havasu City, AZ
(760) 814-8304
eibnow.com/contact/lake-havasu-city-az-insurance
CR
1979 McCulloch Blvd N #105
Colorado River Insurance
Home Insurance Agent · Lake Havasu City, AZ
(928) 855-2742
coloradoriverins.com
CI
490 Lake Havasu Ave #104
Citywide Insurance
Home Insurance Agent · Lake Havasu City, AZ
(928) 854-6466
citywide-ins.com
HI
276 Lake Havasu Ave STE A10
Havasu Insurance Agency
Home Insurance Agent · Lake Havasu City, AZ
(928) 846-8003
havasuinsurance.com
DL
2164 McCulloch Blvd N a
Da-Lu Insurance Havasu Agency
Home Insurance Agent · Lake Havasu City, AZ
(928) 733-6164
daluinsurance.com
FI
500 N Lake Havasu Ave STE A100
Farmers Insurance - Brian Dunigan
Home Insurance Agent · Lake Havasu City, AZ
(928) 505-0911
agents.farmers.com/az/lake-havasu-city/brian-dunigan
FI
116 Lake Havasu Ave # 108
Farmers Insurance: Denise Kuerner
Home Insurance Agent · Lake Havasu City, AZ
(928) 505-3276
content.naic.org
AI
2119 McCulloch Blvd N
Axiom Insurance Agency
Home Insurance Agent · Lake Havasu City, AZ
(928) 733-0322
axiominsuranceagency.com
RI
45 Capri Blvd UNIT D
Range Insurance
Home Insurance Agent · Lake Havasu City, AZ
(928) 733-6202
rangeinsurance.com

What Does a a Home Insurance Agent in Lake Havasu City Cost?

The average cost of homeowners insurance in Arizona is around 1,200 to 1,800 dollars per year for a standard policy. In Lake Havasu City, rates may be higher due to flood and wildfire risks. Costs vary based on your homes age, construction type, and coverage limits. This is general information, not insurance advice.

About home insurance agents in Lake Havasu City

Home insurance agents in Lake Havasu City help residents protect their property against common Arizona risks such as flash floods and wildfire. Arizona law requires insurers to offer coverage for certain perils but does not mandate homeowners insurance. An agent can explain the specific exclusions and endorsements available for homes near the Colorado River.

Frequently Asked Questions

What does a home insurance agent in Lake Havasu City do?

A home insurance agent helps you find a policy that covers your home and belongings. They explain different coverage levels and can assist with claims. They also advise on additional protections like flood insurance which is not included in standard policies.

Do I need flood insurance in Lake Havasu City?

Flood insurance is not required by Arizona law but is highly recommended for properties near the Colorado River or in low lying areas. Standard home insurance policies exclude flood damage. You can purchase a separate flood policy through the National Flood Insurance Program or a private insurer.

How do I choose a home insurance agent in Arizona?

Look for an agent licensed by the Arizona Department of Insurance and Financial Institutions. Ask about their experience with local risks like monsoon storms and wildfire. Compare quotes from multiple agents to find a policy that fits your budget and coverage needs.

Home Insurance Agents in Other Arizona Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each home insurance agent's credentials and current standing with your state Department of Insurance.