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Compare home insurance agents in Semmes. Review contact information and insurance categorys before you decide.
9 agents listed
Updated May 2026
Semmes, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 9 home insurance agents in Semmes, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
John McCants - State Farm Insurance Agent
8976 Moffett Rd, Semmes, AL 36575
(251) 649-4087
johnmccants.net
E-Z Insurance Agency, LLC
7875 Moffett Rd Suite B, Semmes, AL 36575
(251) 645-7283
ezinsurancellc.com
Mikki Watson - State Farm Insurance Agent
1751 Schillinger Rd N suite a, Semmes, AL 36575
(251) 408-9400
insurancewithmikki.com
Sam Boyce - State Farm Insurance Agent
7930 Moffett Rd ste a, Semmes, AL 36575
(251) 345-6931
samboyceinsurance.com
Alfa Insurance - The Kalagian Agency
2035 Schillinger Rd N Ste 240, Semmes, AL 36575
(251) 308-1155
alfainsurance.com
Farmers Insurance - Eugene Moseley
3578 Oak Tree Dr, Semmes, AL 36575
(251) 649-5521
eugenemoseley.com
Aflac: Chappell Jennifer
Semmes, AL 36575
(251) 455-8400
aflac.com
THE MOSELEY GROUP, LLC An Insurance Agency
3578 Oak Tree Dr, Semmes, AL 36575
(251) 649-9924
eugenemoseley.com
CM SR22 Insurance Group
7820 Moffett Rd, Semmes, AL 36575
(855) 698-0461
cmsr22insurancegroup.com
Home insurance agents in Semmes Alabama help residents find coverage that meets state requirements and local needs. Alabama law does not require homeowners insurance by statute but mortgage lenders typically mandate it. Agents in Semmes can explain how Alabama weather risks like hurricanes and tornadoes affect policy options.
What Does a Home Insurance Agent in Semmes Cost?
The average cost of homeowners insurance in Alabama is around 1700 to 2500 dollars per year for a standard policy. Costs in Semmes may be higher due to coastal storm risk. Factors like home age construction type and coverage limits also affect the premium. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Semmes do?
A home insurance agent in Semmes helps you compare policies from different carriers. They explain coverage limits deductibles and Alabama specific endorsements like wind and hail coverage. They also assist with claims and policy changes.
Is homeowners insurance required in Alabama?
Alabama state law does not require homeowners insurance. However mortgage lenders almost always require it to protect their investment. An agent can help you meet lender requirements and get proper coverage for your home.
How do Alabama weather risks affect home insurance costs in Semmes?
Semmes is near the Gulf Coast so wind and hail from hurricanes are major concerns. Many policies in Alabama exclude wind damage unless you add a separate windstorm endorsement. An agent can explain these options and help you choose the right protection.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.