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Directory of home insurance agents in Jacksonville, Alabama. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Jacksonville, AL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Alabama before hiring.
Showing 5 home insurance agents in Jacksonville, AL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Douglas - State Farm Insurance Agent
408 Pelham Rd N, Jacksonville, AL 36265
(256) 435-6712
mikedouglas.biz
Aligned Insurance Agency - Jacksonville
2270 Pelham Rd S, Jacksonville, AL 36265
(256) 312-8862
alignedinsuranceagency.com
Tyler Elliott: Allstate Insurance
1160 Pelham Rd S, Jacksonville, AL 36265
(256) 435-1200
agents.allstate.com
Farmers Insurance - Jarod Mitchell
9 Public Square E, Jacksonville, AL 36265
(256) 600-8060
agents.farmers.com
Alfa Insurance - Cosper Agency
1535 Pelham Rd S, Jacksonville, AL 36265
(256) 435-5227
alfainsurance.com
Home insurance agents in Jacksonville, Alabama help you find coverage for your house and belongings. Alabama law does not require homeowners insurance, but mortgage lenders usually do. Local agents understand risks like severe storms and tornadoes common in Calhoun County.
What Does a Home Insurance Agent in Jacksonville Cost?
The average home insurance cost in Alabama is about $1,500 to $2,500 per year for a standard policy. In Jacksonville, rates may vary based on the homes proximity to fire stations and local crime rates. Older homes or those with outdated electrical systems may cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a home insurance agent in Jacksonville do?
An agent helps you compare policies from different insurance companies. They explain coverage types like dwelling, personal property, and liability. They also assist with claims and policy changes.
Is home insurance required by law in Alabama?
Alabama state law does not require homeowners insurance. However, if you have a mortgage, your lender will require it. Flood insurance is separate and may be needed in flood zones.
What factors affect home insurance cost in Jacksonville?
Cost depends on your homes age, location, construction type, and coverage amount. Your credit score and claims history also matter. Alabama has a high risk of severe weather, which can raise premiums.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Alabama.