The top-rated health insurance agent in Richmond, Virginia is Insurance Doctor, rated 4.8 stars across 557 reviews. Other highly rated options include Hayden Pryor III - State Farm Insurance Agent, Insurance Doctor of Eastern Henrico VA, WBA Insurance. This directory lists 42 health insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Doctor | 7111 W Broad St | (804) 723-6829 |
| 2 | Hayden Pryor III - State Farm Insurance Agent | 2050 John Rolfe Pkwy | (804) 740-7400 |
| 3 | Insurance Doctor of Eastern Henrico VA | 4450 S Laburnum Ave | (804) 723-6813 |
| 4 | WBA Insurance | 901 Moorefield Park Dr #210 | (804) 272-7700 |
| 5 | Insurance Doctor of Short Pump Va | 11638 W Broad St | (804) 723-6830 |
| 6 | Bacon Insurance Group | 3711 Westerre Pkwy suite d | (804) 967-9717 |
| 7 | Direct Auto Insurance | 63 S Laburnum Ave | (804) 222-4552 |
| 8 | Usher Insurance | 507 Branchway Rd | (804) 423-5674 |
| 9 | Spherient Advisors | 6802 Paragon Pl Suite 126 | (804) 457-2309 |
| 10 | SMH Insurance Agency, Inc. | 4201 Cutshaw Ave | (804) 658-1656 |
Insurance Doctor serves the Richmond, VA metropolitan area as a local health insurance agent. The company helps individuals and families navigate the selection of medical coverage plans. It provides guidance on plan options, enrollment periods, and policy details to match client needs. The agent assists with understanding benefits for both routine care and major medical events. It also handles the application process for marketplace health plans available in the Richmond region. This agency specifically manages plan comparisons and enrollment for ACA-compliant health insurance policies.
Serving Richmond, Virginia, and the surrounding communities, this agency offers health insurance plans designed to meet individual and family coverage needs. It handles plan selection, enrollment guidance, and ongoing policy management for local clients. The company reviews each client's specific healthcare requirements and budget to identify suitable options from available carriers. For a typical job, the approach involves a straightforward consultation to compare potential plans, followed by clear explanations of coverage details and out-of-pocket costs.
Insurance Doctor of Eastern Henrico VA provides health insurance solutions for residents in Richmond and the surrounding areas. The company also offers commercial coverage options tailored to local business needs. An agent guides individuals and families through plan choices, including Medicare and marketplace options, ensuring policyholders understand their benefits. This service extends to assisting with claims and coverage updates between annual enrollment periods. Clients can follow up with the same agent for adjustments or help between regular scheduled visits.
WBA Insurance serves as a health insurance agent in Richmond, Virginia, guiding individuals and families through plan selection for medical coverage. The agency helps clients compare options from major carriers to find policies that fit their health needs and financial situations. It regularly assists with enrollment in the federal marketplace during open seasons and special enrollment periods. For those seeking additional protection, WBA Insurance can arrange supplemental dental and vision plans to layer onto primary health coverage.
Insurance Doctor of Short Pump Va serves homeowners and families in Richmond, Virginia who need individual or family health insurance plans. The agency helps clients navigate enrollment periods and compare coverage options under the Affordable Care Act. It also assists small business owners seeking group health benefits for their employees. The agent provides guidance on understanding deductibles, copays, and provider networks to match each customer’s healthcare needs. Services extend to the neighboring communities within the Greater Richmond metro area, including Glen Allen and western Henrico County.
Bacon Insurance Group serves the Richmond, Virginia metro area as a health insurance agent. It helps individuals and families understand and select appropriate health coverage plans that suit their medical needs and financial situations. The agency also assists local small business owners in navigating group health insurance options for their employees. In this area, it handles open enrollment periods and Medicare supplement plans for seniors.
Direct Auto Insurance provides a range of health insurance agent services in Richmond, Virginia, including assistance with plan selection and enrollment throughout the annual open enrollment period. Ongoing service includes support for policy renewals and adjustments to coverage as client needs change. The agency helps clients access general health plans available in the area. The properties it services include single-family homes, apartments, retail spaces, and restaurants.
Serving Richmond, Virginia, and the surrounding communities, Usher Insurance handles comprehensive health insurance agent services for individuals and families. The agency assists clients in navigating plan options, including enrollment guidance and coverage assessments for local healthcare needs. For a typical job, it first reviews a client’s medical requirements and budget, then compares available plans from different providers to identify suitable coverage. This approach ensures a personalized consultation that prioritizes clarity and practical solutions for each situation.
As a Health Insurance Agent based in Richmond, Virginia, Spherient Advisors helps clients compare plan options for major medical coverage. The difference between one-time enrollment assistance and recurring annual reviews is key; long-term management ensures benefits keep pace with changing health needs or life events. Policies are evaluated year-round based on individual circumstances, though plan changes typically require an open enrollment event. Service for enrollment support and occasional plan inquiries is scheduled in advance on an as-needed basis.
SMH Insurance Agency, Inc. offers focused guidance on individual health plans, Medicare supplements, and group coverage for small businesses in the Richmond, Virginia area. Its services include comparing plan options, explaining benefits, and assisting with enrollment procedures to help clients find suitable protection for their medical needs. The agency also provides support with plan renewals and coverage changes. It regularly assists residents with understanding their options during the annual Medicare open enrollment period, helping them navigate deadlines and avoid gaps.
What Does a a Health Insurance Agent in Richmond Cost?
Health insurance agents in Virginia typically do not charge you a direct fee. They earn commissions from the insurance company which are built into the plan premium. Plan premiums vary widely for example a mid-level silver ACA plan for a 40 year old in Richmond might cost between 400 and 600 dollars per month before subsidies. Subsidies based on income can lower that amount significantly. This is general information and not insurance advice.
About health insurance agents in Richmond
A health insurance agent in Richmond Virginia can help you compare plans from carriers like Anthem Optima and Cigna. Virginia uses its own state-based exchange called HealthCare.gov for ACA plans. Agents must be licensed by the Virginia Bureau of Insurance and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Richmond do?
A health insurance agent helps you review and enroll in individual family or group health plans. They explain plan benefits network options and cost sharing. In Virginia agents must complete continuing education to keep their license active.
Is there a fee to use a health insurance agent in Virginia?
Most health insurance agents in Virginia are paid by the insurance carrier not by you. This means their services are usually free to you. Always confirm the payment arrangement before you start working with an agent.
When can I enroll in a health plan in Virginia?
The annual open enrollment period for ACA plans in Virginia typically runs from November 1 to January 15. You may qualify for a special enrollment period after life events like losing other coverage moving or having a baby. Virginia also offers year-round enrollment for Medicaid and CHIP.
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