The top-rated health insurance agent in Middlebury, Vermont is Carter Insurance Agency, LLC, rated 5.0 stars across 163 reviews. Other highly rated options include Jim Soriano - State Farm Insurance Agent, Porter Medical Center, University of Vermont Health, Co-operative Insurance Companies. This directory lists 16 health insurance agents serving Middlebury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carter Insurance Agency, LLC | 1396 US-7 | (802) 385-1189 |
| 2 | Jim Soriano - State Farm Insurance Agent | 57 Court St | (802) 388-3276 |
| 3 | Porter Medical Center, University of Vermont Health | 115 Porter Dr | (802) 388-4701 |
| 4 | Co-operative Insurance Companies | 292 Colonial Dr | (800) 388-6638 |
| 5 | Middlebury Family Health | 1330 Exchange St # 201 | (802) 388-1500 |
| 6 | Vermont Family Services Division - Middlebury District Office | 156 S Village Green | (802) 388-4660 |
| 7 | Laberge Insurance Inc | 1 Washington St | (802) 388-2772 |
| 8 | Direct Travel - Middlebury | 73 Main St #1 | (802) 388-3125 |
| 9 | Holden Financial Services, Inc | 94 Court St | (802) 388-4992 |
| 10 | The Richards Group | 152 Maple St UNIT 203 | (802) 254-6016 |
Carter Insurance Agency, LLC serves the Addison County community, including Middlebury, Vermont, as a health insurance agent. The company assists individuals and families in navigating local and federal health coverage options, focusing on plans that meet diverse medical needs and budgets. Enrollment periods and plan comparisons are handled to simplify the process for clients. The agency specifically manages applications for Affordable Care Act marketplace plans and supplemental Medicare policies.
Jim Soriano - State Farm Insurance Agent in Middlebury, VT offers a range of health insurance options designed to meet individual and family medical needs. Services include helping clients select suitable plans, enrolling during open enrollment periods, and navigating changes in coverage. Support continues with ongoing policy reviews and claims assistance. The company also services other property types beyond personal residences, including apartments, retail storefronts, and restaurants.
Porter Medical Center, University of Vermont Health in Middlebury, VT helps homeowners and businesses find health insurance plans that fit their needs. They guide clients through plan options, explaining coverage details for medical care and preventive services. The agency also assists with enrollment periods and policy changes for those seeking local individual or family health coverage. Middlebury residents and those in nearby Vergennes can rely on their knowledgeable staff for straightforward assistance with insurance questions and plan selection throughout the year.
Serving Middlebury and the surrounding Addison County communities, Co-operative Insurance Companies handles health insurance agent services for individuals, families, and small businesses. The agency helps clients navigate plan options through Vermont Health Connect, Medicare supplements, and private insurance plans. By conducting personalized consultations, it reviews each client’s coverage needs and budget constraints. It then presents a clear comparison of available policies and explains the enrollment process step by step, using a detailed fact-finding approach to match specific healthcare requirements with the most suitable plan.
Middlebury Family Health offers both one-time consultations and ongoing service plans for health insurance agent needs in Middlebury, VT. One-time services help clients compare available plans, while recurring options ensure coverage adjustments as policy terms or personal circumstances change. Coverage guidance is provided for individual, family, and small group health plans to meet local regulatory requirements. Service runs on a scheduled or as-needed basis, depending on the client’s preference for regular check-ins or closer coordination during open enrollment periods.
Serving the Middlebury area, Vermont Family Services Division - Middlebury District Office offers enrollment assistance for public health insurance programs and navigates plan options for individuals and families. It provides general support in finding suitable health coverage and clarifying benefits. This local agency helps residents address specific needs, such as adjusting coverage during open enrollment periods or managing changes after a job loss.
As the New England winter prompts many Middlebury residents to review their coverage, Laberge Insurance Inc offers guidance on health insurance options. The agency helps individuals and families navigate plan selections, including subsidies and provider networks. They explain the differences between plan types and coverage levels during initial consultations. Assistance includes comparing out-of-pocket costs and verifying prescription drug benefits. To begin evaluating your current situation, an agent will schedule a personal review of your medical needs and budget.
Direct Travel - Middlebury assists individuals and groups in finding health insurance plans that align with their medical coverage needs. Their work includes evaluating policy options and helping clients understand plan details. Serve clients in Middlebury, VT, and the surrounding area. They support the enrollment process for a range of commercial clients, including small offices, warehouses, and food service operations.
Holden Financial Services, Inc. serves residents of Middlebury and the surrounding region with health insurance coverage tailored to individual needs. For commercial clients, the agency also offers guidance on group health plans for local businesses. Serving the broader Addison County area, their team assists with plan selection and enrollment throughout the annual open enrollment period. They remain available between regular visits to address policy changes or claims questions, ensuring continued support for clients after each plan year’s renewal cycle.
Serving individuals in Middlebury, Vermont, The Richards Group provides residential health insurance guidance. Commercial coverage options are also available to local businesses within the surrounding Addison County service area. An agent reviews current plans to match policy choices with each client’s personal health needs and budget. Detailed explanations of policy terms are offered during every consultation. Follow-up appointments are scheduled to adjust coverage as circumstances change, ensuring support between regular annual visits.
What Does a a Health Insurance Agent in Middlebury Cost?
Health insurance agents in Vermont are typically paid by insurance carriers, not by clients. You do not pay a fee for their services. However, the health plans they recommend have premiums that vary widely. For an individual in Middlebury, monthly premiums for a bronze plan might range from 300 to 600 dollars, while silver plans can be 400 to 800 dollars, depending on age and income. This is general information, not insurance advice.
About health insurance agents in Middlebury
Health insurance agents in Middlebury, Vermont help individuals and families compare plans through Vermont Health Connect, the state-based marketplace. Agents also assist with private plans and can explain Vermont-specific rules like the Green Mountain Care Board rate reviews. Working with a local agent ensures you understand coverage options for Addison County providers.
Frequently Asked Questions
What does a health insurance agent in Middlebury do?
A health insurance agent helps you review and enroll in health plans from Vermont Health Connect or private carriers. They explain benefits, premiums, and subsidies based on Vermont income guidelines. Agents do not charge you directly; they are paid by insurance companies.
Do I need a health insurance agent if I use Vermont Health Connect?
You can enroll directly through Vermont Health Connect, but an agent can simplify the process. Agents help you compare plans and understand how Vermont subsidies work. They also assist with renewals and life changes like marriage or job loss.
Are health insurance agents in Vermont regulated?
Yes, all health insurance agents in Vermont must be licensed by the Vermont Department of Financial Regulation. They must follow state rules on disclosure and consumer protection. You can verify a license on the DFR website.
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