The top-rated health insurance agent in Smithfield, Utah is USU Credit Union, rated 4.7 stars across 198 reviews. Other highly rated options include Rigo Chaparro - State Farm Insurance Agent, Payden Knudsen Agency, Ludwinski Financial. This directory lists 10 health insurance agents serving Smithfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | USU Credit Union | 890 S Main St | (800) 248-6361 |
| 2 | Rigo Chaparro - State Farm Insurance Agent | 64 S Main St | (435) 563-3236 |
| 3 | Payden Knudsen Agency | 71 S Main St | (435) 563-1600 |
| 4 | Ludwinski Financial | 21 S Main St | (435) 755-7606 |
| 5 | Samera Health | 30 S Main St | (435) 563-0613 |
| 6 | MEI Premier Agency | 1 W 100 S | (208) 347-6901 |
| 7 | Mountain States Insurance | 820 S Main St | (435) 792-3027 |
| 8 | Mint Health Plans | 30 S Main St | (435) 754-7860 |
| 9 | Husband & Wife Agency - Helping Americans on Medicare | 21 S 490 E | (801) 458-9371 |
| 10 | Elwood Insurance Agency | 65 S Main St | (435) 563-1600 |
Serving Cache Valley and surrounding communities from its Smithfield location, USU Credit Union provides health insurance agent services to individuals and families. The agency helps clients navigate plan options, explaining coverage details and enrollment periods clearly. Assistance is offered for plan selection throughout the annual Open Enrollment period as well as for qualifying life events that allow for Special Enrollment. This local agency handles both individual health plans and Medicare supplement policies.
Rigo Chaparro - State Farm Insurance Agent provides guidance on insurance options for individuals and families in Smithfield, Utah. As a health insurance agent, the company offers access to individual and group plans, helping clients navigate enrollment and coverage decisions. The agency also specializes in supplemental policies that address specific medical needs not covered by primary insurance. Commercial sectors such as local offices, warehouses, and food service businesses can receive tailored advice on employee health benefits and regulatory requirements.
Payden Knudsen Agency serves homeowners, families, and small businesses in Smithfield, Utah, helping them secure health insurance coverage that meets their individual needs. The agency works with clients to navigate plan options and understand their benefits under current regulations. It assists with enrollment periods and policy questions throughout the year. Additionally, the agency provides guidance on Medicare plans for older residents in the area. Its service area extends to nearby Logan, offering health insurance support to residents across Cache Valley.
Ludwinski Financial in Smithfield, UT offers a range of health insurance agent services, including plan selection guidance, enrollment assistance, and ongoing policy management. Its service plans typically include annual reviews to adjust coverage as client needs change and claims support throughout the year. The company provides these health insurance solutions for a variety of local properties and businesses, such as single-family homes, apartment complexes, retail locations, and restaurants seeking employee or individual coverage.
Serving Smithfield and the surrounding Cache Valley communities, Samera Health provides professional health insurance agent services. The company handles individual and family health plans, as well as group coverage options for local small businesses. It assists clients in understanding plan details, comparing deductibles and networks, and completing enrollment paperwork. To handle a typical job, it schedules a consultation to review each person’s specific coverage needs and then presents a few suitable carrier options for them to choose from.
MEI Premier Agency offers individual and family health insurance plans, alongside Medicare supplement options for older adults. In Smithfield, UT, the agency helps clients compare policies from various providers to find coverage that fits their budget and healthcare needs. It also assists small business owners in navigating group health plans for their employees. As open enrollment periods approach, the agency guides residents through plan changes or new enrollments, addressing common worries about prescription drug coverage gaps during the year.
Mountain States Insurance helps clients decide between short-term plans needing only a single enrollment and ongoing policies that require annual renewal during open enrollment periods, ensuring risk is matched to personal health needs. As a health insurance agent in Smithfield, UT, the company provides access to individual, family, and small group medical coverage options through major carriers. Customer service in this field typically runs on a one-time consultation or as-needed basis for plan changes or claims assistance.
As the seasonal open enrollment period and life changes prompt Smithfield residents to review or update their coverage, Mint Health Plans provides guidance through the health insurance agent process in Utah. The agency helps individuals and families compare local plan options to find suitable medical, dental, or supplemental policies. Initial meetings focus on understanding each client’s specific healthcare needs and budget constraints. To begin, a complimentary needs assessment and policy comparison is scheduled to review current coverage and identify potential gaps.
Husband & Wife Agency - Helping Americans on Medicare provides health insurance agent services in Smithfield, Utah. The agency specializes in assisting clients with Medicare plan options, including supplement and prescription drug coverage. Its work involves guiding individuals through enrollment periods and plan comparisons. The company can serve commercial sectors such as office settings, warehouse operations, and food service establishments.
Elwood Insurance Agency serves residents of Smithfield, Utah, with health insurance plans designed to meet personal medical needs. The agency also provides commercial health coverage for local businesses seeking group plans for their employees. Both individual and business clients throughout the greater Smithfield area can receive assistance navigating plan options and enrollment periods. The team remains available to answer questions or adjust current coverage as circumstances change, ensuring a smooth follow-up or repeat service experience between any regular visits a client makes to the office.
What Does a a Health Insurance Agent in Smithfield Cost?
The cost of using a health insurance agent in Smithfield Utah is usually free to you because agents earn commissions from insurance carriers. Premiums for individual plans in Utah typically range from 300 to 700 dollars per month for a single adult depending on age income and plan tier. Costs for small business group plans vary widely based on employee count and coverage level. This is general information and not insurance advice.
About health insurance agents in Smithfield
Health insurance agents in Smithfield Utah help individuals families and small businesses find coverage that fits their needs and budget. Utah law requires all agents to be licensed through the Utah Insurance Department. Agents can assist with plans on the federal marketplace or with off-exchange private insurance options.
Frequently Asked Questions
What does a health insurance agent in Smithfield do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They explain deductibles copays and networks so you can make an informed choice. Agents in Utah must follow state regulations on disclosure and consumer protection.
Do I have to pay a fee to use a health insurance agent in Smithfield?
In most cases you do not pay a fee directly. Agents are typically compensated by the insurance company through commissions. Always ask your agent if any fees apply before you enroll.
When can I enroll in a health plan with a Smithfield agent?
You can enroll during the annual Open Enrollment Period usually from November 1 to January 15 in Utah. If you have a qualifying life event like marriage or job loss you may qualify for a Special Enrollment Period. An agent can verify your eligibility.
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