The top-rated health insurance agent in Terrell, Texas is Farmers Insurance - Casi Akins, rated 4.9 stars across 166 reviews. Other highly rated options include RW Insurance Services Inc, Groom Insurance, Serrato Insurance Agency. This directory lists 10 health insurance agents serving Terrell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Casi Akins | 106 E Moore Ave | (972) 524-3001 |
| 2 | RW Insurance Services Inc | 105 E High St suite d | (972) 563-6422 |
| 3 | Groom Insurance | 804 E Moore Ave | (972) 551-1635 |
| 4 | Serrato Insurance Agency | 100 Lee St | (469) 474-7527 |
| 5 | Hernandez Insurance Agency | 704 W Moore Ave | (972) 524-9800 |
| 6 | Texas Farm Bureau Insurance Company | 371 FM148 | (972) 524-5898 |
| 7 | Rowden Hendrickson Shipley & Rymer Inc. | 110 N Catherine St | (972) 563-0548 |
| 8 | American Advantage Insurance Agency: Jim Langston / SIG Insurance | 106 W High St | (972) 524-3125 |
| 9 | Insurance Solutions -The RWGM Family Insurance Agency | 211 E Moore Ave Ste. F | (972) 697-5223 |
| 10 | Herman Health Insurance | 119 Stonebriar Way | (805) 444-6420 |
Farmers Insurance - Casi Akins serves the Terrell, Texas area, providing health insurance agent services to local residents and businesses. The agency helps clients understand and select health coverage options that meet their medical and financial needs. Services include navigating individual and family health plans available through the marketplace. The business also assists with short-term medical policies and prescription drug coverage in the Terrell region.
RW Insurance Services Inc serves homeowners, businesses, and individuals in Terrell, TX, who need guidance selecting health insurance plans. The agency helps clients compare coverage options, understand policy terms, and enroll in suitable medical insurance for their needs or workforce. Local clients benefit from personalized assistance navigating the health insurance marketplace and addressing questions about deductibles and provider networks. The agency also extends its health insurance agency services to areas throughout Kaufman County and neighboring communities in the greater Dallas-Fort Worth metro region.
Groom Insurance provides a full set of health insurance agency services for residents and businesses in Terrell, Texas. It assists clients in selecting individual and family health plans, as well as group coverage for employers. The agency offers ongoing policy reviews and claims support to ensure clients maintain appropriate coverage as their needs change. Groom Insurance helps service single-family homes, apartments, retail establishments, and local restaurants with their health insurance requirements.
Serving Terrell and the surrounding communities of Kaufman County and the broader East Texas area, Serrato Insurance Agency provides health insurance solutions for individuals, families, and small business groups. The agency handles policy options ranging from major medical plans and Medicare supplements to short-term coverage and Affordable Care Act marketplace selections. For each client, it first reviews specific coverage needs and budget constraints, then compares available plans from multiple carriers before presenting a straightforward recommendation.
Hernandez Insurance Agency distinguishes between one-time policy enrollment and ongoing service to adjust coverage as needs change. They assist clients in Terrell, TX, with navigating health insurance options, including individual plans for the self-employed and family plans for households. Assistance is provided year-round to explain plan details and facilitate open enrollment paperwork. Service for continued plan management or new policy needs runs on a scheduled basis, with additional appointments available as needed.
Texas Farm Bureau Insurance Company helps clients in Terrell, Texas navigate both one-time health insurance policy purchases and recurring coverage options that adjust annually. As a local health insurance agent, it focuses on matching individual and family needs to suitable plans within the local market. Its services run on a scheduled basis, typically during open enrollment periods and qualifying life event windows through the year.
Rowden Hendrickson Shipley & Rymer Inc. offers health insurance agent services to individuals, families, and small groups. Its general work includes comparing plans from various carriers, explaining coverage options, and assisting with the enrollment process. For those in the Terrell, TX area, it helps with the annual Open Enrollment Period, including advising clients on cost-sharing reductions or subsidy eligibility for the upcoming plan year.
As open enrollment season approaches in Terrell, residents often seek clear guidance through their health insurance options. American Advantage Insurance Agency, operating under Jim Langston and SIG Insurance, provides personalized consultations to match individuals and families with suitable plans. They assist with navigating local network coverage and understanding deductible structures. New clients typically schedule an initial assessment to review their current coverage needs and compare available policies for the upcoming period.
Insurance Solutions - The RWGM Family Insurance Agency assists clients in Terrell, TX with their health coverage needs. The company specializes in navigating individual and family health plans as well as the nuances of Medicare supplements. It also offers guidance on short-term medical policies for those between coverages. For commercial clients, the agency can address insurance requirements for offices, warehouses, and food service operations.
Herman Health Insurance helps residents of Terrell with individual health plans and coverage options. The agency also assists local businesses in securing commercial group policies throughout the Terrell area. Clients can expect professional guidance when comparing available marketplace plans and understanding policy details. The agency regularly follows up with customers between annual open enrollment periods to review any changes in coverage needs or personal circumstances.
What Does a a Health Insurance Agent in Terrell Cost?
Health insurance agent services in Texas are typically free to consumers because agents earn commissions from insurance carriers. Premiums for ACA plans in Terrell vary widely based on age income and plan tier. A mid-level Silver plan for a 40-year-old might range from 400 to 700 dollars per month before subsidies. Small group plans for businesses can have different pricing structures. This is general information and not insurance advice.
About health insurance agents in Terrell
Health insurance agents in Terrell Texas help residents and small businesses navigate plan options under the Affordable Care Act and private market. Texas law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand the specific network needs of Kaufman County and the surrounding area.
Frequently Asked Questions
What license does a health insurance agent in Terrell need?
Texas requires agents to hold a General Lines Life Accident and Health license from the Texas Department of Insurance. Agents must complete continuing education every two years to maintain their license.
Can a Terrell agent help me with a Special Enrollment Period?
Yes. A Special Enrollment Period allows you to enroll outside the annual Open Enrollment if you have a qualifying life event such as marriage birth or loss of other coverage. Your agent can verify your eligibility and help submit the required documentation.
Does Texas have a state-run health insurance marketplace?
No. Texas uses the federal marketplace HealthCare.gov for ACA plans. Local agents in Terrell are familiar with this system and can assist with applications subsidy calculations and plan comparisons.