The top-rated health insurance agent in Temple, Texas is Freeway Insurance, rated 4.9 stars across 326 reviews. Other highly rated options include Nichole Guajardo - State Farm Insurance Agent, Tyler Jermstad - State Farm Insurance Agent, AllAbout Insurance. This directory lists 20 health insurance agents serving Temple.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1220 S 1st St | (254) 859-4018 |
| 2 | Nichole Guajardo - State Farm Insurance Agent | 2810 Oakdale Dr | (254) 773-3276 |
| 3 | Tyler Jermstad - State Farm Insurance Agent | 609 Meiomi Dr | (254) 774-9090 |
| 4 | AllAbout Insurance | 4102 S 31st St #300 | (254) 773-3833 |
| 5 | Texell Insurance | 7083 Members Pkwy #109 | (254) 774-5181 |
| 6 | Winkler Insurance Agency | 1102 W Adams Ave # B | (254) 771-5600 |
| 7 | Acrisure Temple, TX (The David Nix Agency) | 2526 Blue Meadow Dr | (254) 770-3355 |
| 8 | Coufal Insurance Services | 12270 Moffat Rd | (254) 986-2448 |
| 9 | Golden Age HealthPlans | 1516 S 31st St a | (254) 778-4448 |
| 10 | BKCW Insurance | 4 S 9th St | (254) 773-6844 |
Freeway Insurance assists homeowners, business owners, and property managers in the Temple, Texas area with their health insurance needs. The agency offers guidance on individual and family health plans, helping clients navigate plan options and enrollment periods. It focuses on finding coverage that aligns with each customer’s medical needs and budget. Serving the broader Central Texas region, Freeway Insurance also extends its services to communities such as Belton, providing similar health insurance consultations for residents and local employers there.
Nichole Guajardo - State Farm Insurance Agent serves the Temple, Texas area and surrounding counties, providing local health insurance coverage. The agency helps individuals and families find health plans that fit their medical needs and financial situations. Guided by the company’s established resources, the office assists clients through the application and enrollment process. It also offers ongoing support for policy adjustments and claims questions regarding health insurance. Service options include individual health plans and family health coverage.
Tyler Jermstad - State Farm Insurance Agent serves homeowners, renters, and small business owners in Temple, Texas, helping them secure health insurance plans that address routine medical care and unexpected hospital expenses. The agency works with individuals and families to explain coverage options during open enrollment or qualifying life events. Guidance includes comparing deductibles, copays, and network choices within the local healthcare market. Tyler Jermstad - State Farm Insurance Agent also extends these services to residents throughout Bell County, including nearby communities like Belton and Harker Heights.
AllAbout Insurance provides a full range of health insurance agent services, including plan comparison, enrollment assistance, and ongoing support for individual and group health coverage. It offers service plans that include annual policy reviews and claims guidance to help clients maintain appropriate coverage. Adjustments to plans are available as healthcare needs or regulations change. The agency serves a variety of property types in Temple, TX, including single-family homes, apartments, retail establishments, and restaurants.
Serving Temple, Texas, and the surrounding communities in Central Texas, Texell Insurance assists individuals and families with their health insurance needs. It helps clients navigate the complexities of plan selection, coverage options, and enrollment processes to find suitable healthcare protection. To handle a typical job, the company takes a consultative approach, assessing each client’s specific health and financial situation before presenting available plans.
Winkler Insurance Agency in Temple, TX assists clients in distinguishing between one-time health insurance plans and ongoing coverage options that provide continuous protection. They help navigate individual policies, family plans, and short-term medical solutions common in the region. Their guidance focuses on finding suitable coverage for varying health needs and budgets. This health insurance agent’s services are available on a one-time basis for policy selection or as scheduled consultations for plan renewals and adjustments throughout the year.
Acrisure Temple, TX (The David Nix Agency) serves area residents needing individual or family health insurance plans. The agency also assists small and medium businesses in Temple with commercial health coverage options for employees. Their service area includes clients located within Temple and surrounding portions of central Texas. After an initial policy enrollment or annual plan review, the agency provides follow-up support between regular visits to help address claim questions or coverage adjustments.
Coufal Insurance Services provides health insurance coverage guidance for individuals and families in Temple, Texas. The company specializes in helping clients understand plan options and select policies that meet specific healthcare needs. They assist with enrollment processes and answer questions about deductibles and networks. Services extend to commercial sectors, offering group health plans tailored for offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Temple Cost?
Health insurance agents in Texas do not charge a fee for their services. Their compensation comes from commissions paid by insurance companies. Premiums for ACA plans in Temple vary based on income, age, and plan tier, with bronze plans often starting around $300 per month for a 40-year-old. Medicare Part B premiums in 2025 are $185 per month for most beneficiaries. This is general information, not insurance advice.
About health insurance agents in Temple
Health insurance agents in Temple, Texas help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. Texas law requires agents to be licensed by the Texas Department of Insurance. Local agents understand the specific healthcare needs of the Temple community and Bell County area.
Frequently Asked Questions
What does a health insurance agent in Temple do?
A health insurance agent helps you compare plans, enroll in coverage, and understand your options. They can assist with ACA marketplace plans, Medicare Advantage, and Medigap policies. Agents do not charge you directly; they are paid by the insurance company.
When can I enroll in a health insurance plan in Texas?
Open enrollment for ACA marketplace plans typically runs from November 1 to January 15 each year. Texas does not have a state-based exchange, so residents use the federal marketplace at HealthCare.gov. Special enrollment periods are available after qualifying life events like losing other coverage or moving.
Do I need a health insurance agent for Medicare in Temple?
Many people use an agent to navigate Medicare options, including Part D drug plans and Medicare Advantage. Agents can explain the differences between Original Medicare and Medicare Advantage plans. In Texas, you can enroll in Medicare during your Initial Enrollment Period around your 65th birthday.