The top-rated health insurance agent in Prosper, Texas is Christian Lett - State Farm Insurance Agent, rated 5.0 stars across 526 reviews. Other highly rated options include Bird’s Eye Insurance, Prosper Insurance Center, Bamford Insurance Agency PLLC. This directory lists 13 health insurance agents serving Prosper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christian Lett - State Farm Insurance Agent | 861 N Coleman St #180 | (972) 346-1638 |
| 2 | Bird’s Eye Insurance | 130 N Preston Rd Ste 100 | (972) 607-9246 |
| 3 | Prosper Insurance Center | 900 N Preston Rd B | (972) 347-5573 |
| 4 | Bamford Insurance Agency PLLC | 301 S Coleman St Ste 40 | (972) 731-2923 |
| 5 | DFW Insurance Services | 130 N Preston Rd | (972) 781-1115 |
| 6 | Farmers Insurance - Daniel Dubberstein | 212 E Broadway St | (469) 535-7999 |
| 7 | Lifelong Insurance Agency | 511 E Broadway St | (469) 606-4590 |
| 8 | Prosper Insurance Agency | 713 E First St | (972) 347-2707 |
| 9 | Clay Baker: Allstate Insurance | 301 S Coleman St Ste 40 | (469) 440-2585 |
| 10 | Jeff Clarke Insurance Agency | 202 S Coleman St Ste 200 Suite 200 | (469) 777-4583 |
Christian Lett – State Farm Insurance Agent serves the Prosper, Texas area and the surrounding Collin County communities, offering health insurance agent services for individuals and families. The agency helps clients navigate plan options and enrollment periods to find coverage that suits their medical needs and budget. Available services include assistance with comparing major medical plans and explaining how preventive care benefits work. In this region, it handles short-term health insurance policies and supplemental accident coverage as well.
Based in Prosper, TX, Bird’s Eye Insurance provides a range of health insurance options for individuals and families. The agency works to secure major medical plans, along with supplemental coverage that helps manage out-of-pocket costs. Clients can also access dental and vision plans as part of their health benefits package. Ongoing service includes annual policy reviews and direct assistance with claims and enrollment changes. The firm serves single-family homes and offers plans to households seeking stable, comprehensive medical coverage.
Prosper Insurance Center serves homeowners and businesses in the local area, offering guidance on health insurance plans. As a health insurance agent, the company helps clients compare policies and understand coverage options for individual and family needs. It assists with plan enrollment and helps navigate the complexities of health care choices available to residents. The agency also extends its services to nearby communities in the North Dallas metro, including Frisco and Celina, ensuring broader access to its insurance support.
Bamford Insurance Agency PLLC serves the Prosper, Texas area and its surrounding communities. As a health insurance agent, the agency handles the selection and enrollment of individual and family health plans. It also manages the process for group health coverage for local small businesses. The agency provides ongoing support for claims questions and annual renewals. To handle a typical job, it first reviews a client’s current coverage and medical needs, then presents plan options from multiple carriers for comparison.
DFW Insurance Services in Prosper, TX differentiates between one-time policy reviews and recurring annual enrollment assistance for health insurance coverage. Clients receive guidance on plan options, deductibles, and network access during initial consultations. Ongoing support involves managing claim questions and plan adjustments throughout the year. Service is delivered on an as-needed basis, with scheduled check-ins available during open enrollment periods.
Farmers Insurance - Daniel Dubberstein offers guidance on selecting health insurance plans and assists with enrollments for individuals, families, and small businesses in Prosper, Texas. The agency helps clients understand plan benefits, premiums, and network options. It also reviews coverage changes during the annual open enrollment period. When unexpected medical expenses arise from an accident or a sudden illness, the agency helps customers navigate their policy benefits and claims paperwork to alleviate the financial stress of an emergency.
With cold and flu season arriving in Prosper, many residents seek clearer coverage options for preventive care and unexpected visits. Lifelong Insurance Agency in Prosper, Texas, assists clients by reviewing local marketplace plans that include annual checkups and essential prescriptions. Their agents explain subsidy eligibility and document requirements in straightforward terms. An initial consultation begins by scheduling a personal needs assessment over the phone or at their office.
Prosper Insurance Agency assists individuals and families with general health insurance coverage, offering supplemental plan options for specialized medical needs. The agency evaluates policy terms to help clients choose suitable deductibles and out-of-pocket maximums. It recommends and enrolls clients through online and exchange platforms. Plans include access to local physician networks and prescription drug coverage. The agency serves commercial clients as well, providing group health solutions for offices, warehouses, and food service operations.
Located in Prosper, Texas, Clay Baker: Allstate Insurance serves residents with personalized health insurance plans to protect families and individuals. The agency also offers commercial coverage for local businesses, extending support throughout the Prosper area and nearby communities. Clients can explore options for individual health policies or group benefits tailored to their unique needs. Follow-up consultations and plan adjustments between regular visits ensure that coverage remains aligned with changing circumstances and healthcare requirements.
Jeff Clarke Insurance Agency in Prosper, TX is known for assisting individuals and families with their health insurance coverage needs. The agency guides clients through plan options for major medical insurance and ACA marketplace enrollment. Annual enrollment periods are a key focus, ensuring customers understand their choices for the coming year. An added service this agency can provide is assisting with Medicare supplement plans for eligible residents in the surrounding region.
What Does a a Health Insurance Agent in Prosper Cost?
Health insurance agents in Texas do not charge consumers directly for their services. Their compensation comes from insurance carriers as commissions, which are built into the plan premiums. For ACA plans, premiums vary widely based on age, income, and plan tier, ranging from around $300 to over $800 per month for an individual. Short-term plans may cost less but offer limited coverage. This is general information, not insurance advice.
About health insurance agents in Prosper
Health insurance agents in Prosper, Texas help individuals and families find coverage that fits their needs and budget. Agents can guide you through plans available on the federal marketplace under the Affordable Care Act, as well as private insurance options. Texas law requires all agents to be licensed by the Texas Department of Insurance, ensuring they meet state standards for knowledge and ethics.
Frequently Asked Questions
What does a health insurance agent in Prosper do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, short-term plans, and Medicare options. Agents do not charge you a fee because they are paid by the insurance companies.
When can I enroll in a health insurance plan in Texas?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. If you have a qualifying life event like losing other coverage, moving, or having a baby, you may qualify for a special enrollment period. An agent can help you determine if you qualify for a special enrollment.
Are health insurance agents in Texas regulated?
Yes, all health insurance agents in Texas must hold a valid license from the Texas Department of Insurance. They must complete continuing education to keep their license current. You can verify an agents license on the TDI website.