The top-rated health insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,263 reviews. Other highly rated options include LSM Insurance Agency, Medicare Store by Agency4RED, Dear Insurance. This directory lists 23 health insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Medicare Store by Agency4RED | 2811 S Loop 289 #5 | (806) 702-7770 |
| 4 | Dear Insurance | 4412 74th St Suite A-100 | (806) 787-3571 |
| 5 | Mission Medicare Insurance Agency | 2702 82nd St | (806) 590-1234 |
| 6 | Gery Joy Health and Life | 1500 Broadway St Suite 1218 | (806) 543-8161 |
| 7 | The Shropshire Insurance Agency, Inc. | 5812 66th St | (806) 763-7311 |
| 8 | Beadle Insurance Agency, LLC | 8008 Slide Rd Suite 22 | (806) 798-7900 |
| 9 | Hotchkiss Insurance - Formerly InCore Group | 4415 71st St Suite #12 | (806) 722-2110 |
| 10 | Hettler Insurance Agency | 4720 S Loop 289 | (806) 798-7800 |
Grimes Insurance Agency Inc. serves the Lubbock County area by helping individuals and families find health coverage that suits their needs. As a health insurance agent, the company assists clients with understanding various plan options and navigating the enrollment process. In this region, it works with major insurers to compare policies. The agency helps with selecting plans under the Affordable Care Act and also assists with Medicare supplement policies for those who qualify.
LSM Insurance Agency provides health insurance options to individuals and groups in Lubbock, Texas. Its services include guiding clients through plan selection, enrollment, and annual policy renewals. The agency assists with understanding coverage benefits and navigating claims support. It offers ongoing plan maintenance to adjust policies as client needs change over time. LSM Insurance Agency services single-family homes, apartments, retail, and restaurants within the local area.
Medicare Store by Agency4RED serves individuals and families in Lubbock, Texas, who are seeking assistance with their health insurance needs. The agency helps clients navigate Medicare options, including plan comparisons and enrollment guidance. This local health insurance agent provides support for those navigating the complexities of Medicare coverage. The office offers personalized consultations to explain plan details and answer client questions. Its service area also extends to the nearby community of Wolfforth and the surrounding South Plains region.
Dear Insurance serves Lubbock, Texas, and its surrounding communities as a local health insurance agent. The company handles individual and family health plans, Medicare supplements, and small business group policies. It navigates the complexities of open enrollment periods and subsidy eligibility to match clients with suitable coverage. To accomplish a typical job, it begins with a consultation to assess the client’s medical needs and budget, then compares plans from multiple carriers to present the most appropriate options for their situation.
Mission Medicare Insurance Agency in Lubbock, TX, distinguishes between a one-time appointment to address a single, immediate need and an ongoing service plan for year-round adjustments and re-evaluations. The agency assists clients in navigating Medicare plan options, ensuring coverage aligns with changing health requirements and budgets available in the Lubbock area. Service runs on a scheduled basis, with periodic check-ins recommended to review policy performance and open enrollment opportunities.
As Lubbock winters and seasonal winds bring new health needs for area families, Gery Joy Health and Life provides guidance on available insurance plans. This health insurance agent works with clients to compare options that may fit their medical coverage requirements and budget. Each discussion examines preventive care, prescription benefits, and common local provider networks in the Texas South Plains region. The process begins with a complimentary initial consultation to review personal circumstances and gather necessary information for a full assessment.
The Shropshire Insurance Agency, Inc. specializes in individual and family health plans as well as group coverage for small businesses in Lubbock, Texas. As a health insurance agent, it helps clients navigate plan options, compare deductibles, and enroll in policies that meet their medical needs and budgets. Understanding local market changes is central to its service. During the annual Open Enrollment period, the agency assists clients with adjusting their coverage to avoid gaps in care or unexpected costs.
Beadle Insurance Agency, LLC helps individuals and businesses in Lubbock, Texas navigate their health coverage options to find suitable plans. The agency specializes in connecting clients with health insurance policies that meet medical needs and budget requirements. Agents assist with plan selections during open enrollment periods and can explain key policy details. This health insurance agency serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Hotchkiss Insurance, formerly InCore Group, is a health insurance agent based in Lubbock, Texas, known for guiding clients through individual and group health plan options. The company assists with plan selection during open enrollment and offers ongoing support for policy changes and claims questions. It provides access to a variety of major medical plans and supplemental coverage. A specialty add-on service it offers is Medicare supplement plan guidance for eligible clients.
Hettler Insurance Agency helps residents in Lubbock, Texas, find health insurance coverage that suits their individual needs. The agency also provides commercial health plans for local businesses seeking employee benefits. Their service area includes the greater Lubbock region. Professionals at the agency guide clients through policy selection and enrollment. Hettler Insurance Agency remains available for annual plan reviews, assisting returning clients with adjustments needed between regular visits or when life circumstances change.
What Does a a Health Insurance Agent in Lubbock Cost?
Health insurance agents in Texas typically do not charge a direct fee to clients. They receive commissions from the insurance carriers which are built into the premium. For ACA marketplace plans in Lubbock monthly premiums can range from around 300 to 800 dollars for an individual depending on age income and plan tier. Medicare supplement plans may have agent commissions factored into the premium as well. This is general information and not insurance advice.
About health insurance agents in Lubbock
Health insurance agents in Lubbock Texas help individuals families and small businesses find suitable health coverage. These agents are licensed by the Texas Department of Insurance and must follow state regulations including the Texas Insurance Code. They can assist with comparing plans from carriers like Blue Cross Blue Shield of Texas and UnitedHealthcare during the annual Open Enrollment Period or a Special Enrollment Period.
Frequently Asked Questions
What does a health insurance agent in Lubbock do?
A health insurance agent in Lubbock helps you review and compare health plans from different carriers. They explain plan features like deductibles copays and networks. Agents do not charge you a fee because they are paid by the insurance company.
When can I enroll in a health plan through a Lubbock agent?
You can enroll during the annual Open Enrollment Period which runs from November 1 to January 15 in Texas. You may also qualify for a Special Enrollment Period if you experience a qualifying life event like losing other coverage moving or having a baby.
Are health insurance agents in Lubbock regulated by Texas law?
Yes all health insurance agents in Texas must hold a valid license from the Texas Department of Insurance. They must follow the Texas Insurance Code which includes rules about disclosure advertising and handling client funds. You can verify an agents license on the TDI website.