The top-rated health insurance agent in Laredo, Texas is Prominence Health Plan, rated 4.9 stars across 116 reviews. Other highly rated options include Delgado Insurance Agency, FalconSure Insurance Agency, South Texas Insurance Agency. This directory lists 20 health insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Prominence Health Plan | 9114 McPherson Rd Suite 2520 | (956) 332-2473 |
| 2 | Delgado Insurance Agency | 9902 McPherson Rd STE 6 | (956) 728-7377 |
| 3 | FalconSure Insurance Agency | 7718 McPherson Rd building 2 suite 3 | (956) 794-9700 |
| 4 | South Texas Insurance Agency | 2201 San Salvador St | (956) 712-2444 |
| 5 | Alphasure Affordable Insurance Services | 201 W Del Mar Blvd Suite 20 | (956) 729-9500 |
| 6 | Supreme Insurance Agency LLC | 604 Shiloh Dr #3 | (956) 740-0474 |
| 7 | Peña Insurance Agency | 220 W Hillside Rd STE 11 | (956) 724-9004 |
| 8 | Stonebriar Insurance Group | 5711 McPherson Rd #202 | (956) 729-0799 |
| 9 | Golden Plan Choice | 1413 Farragut St Ste A | (956) 324-1035 |
| 10 | EDOMBAU Insurance Agency by Auslander Health Systems | 5219 McPherson Rd Suite 310 | (956) 679-2009 |
Prominence Health Plan serves homeowners, renters, and small business owners in Laredo, Texas, by assisting them in comparing health insurance plans and enrollment options. The agents help clients navigate plan details to find coverage that fits their medical needs and budget. They also explain the differences between private plans and marketplace policies available in the area. The company extends its services across the Laredo metropolitan region, including the neighboring community of Rio Bravo.
Delgado Insurance Agency serves the Laredo, Texas, area as a local health insurance agent. It helps individuals and families navigate plan options, find coverage that fits their medical needs, and enroll during open enrollment periods. The agency also assists clients in understanding how deductibles and out-of-pocket maximums affect their healthcare spending. It handles Medicare Supplement plans and short-term health insurance policies for those between major coverage.
FalconSure Insurance Agency in Laredo, TX provides health insurance agent services including plan selection guidance and enrollment assistance. The agency helps clients understand available coverage options and coordinates ongoing policy management throughout the year. As a local resource, it assists individuals and families in navigating marketplace plans as well as private insurance products that meet their needs and budgets. FalconSure supports its clients with regular policy reviews and support for claims or coverage questions. It services single-family homes, apartments, retail, and restaurants.
South Texas Insurance Agency distinguishes between one-time enrollment assistance and recurring service options for health insurance needs. In Laredo, TX, this health insurance agent helps individuals and families understand available coverage plans, including preventive care and prescription drug benefits. Navigating open enrollment periods and plan changes requires professional guidance to ensure appropriate protection against medical expenses. Service runs on a one-time, scheduled, or as-needed basis depending on whether the client requires initial setup, annual renewal support, or ongoing policy adjustments throughout the year.
Alphasure Affordable Insurance Services serves Laredo, Texas, and the surrounding Webb County communities. It handles health insurance plans for individuals, families, and small groups. Each client receives a personal needs assessment to compare available marketplace policies. The agency then explains coverage details, deductibles, and network options. To handle a typical job, it gathers household medical needs and budget constraints before presenting plan recommendations.
Supreme Insurance Agency LLC in Laredo, TX offers specialty services in navigating the complex portion of the Affordable Care Act marketplace, alongside general health insurance agent work for individual and family plans. It serves local residents by explaining different coverage tiers, network options, and out-of-pocket cost structures. As open enrollment periods approach each fall, the agency helps clients review their current policies and adjust for any changes in income or healthcare needs.
When the annual Medicare enrollment period arrives or a Laredo resident changes jobs, evaluating health coverage becomes an immediate concern. Peña Insurance Agency operates in Laredo, TX, and serves individuals and families seeking a health insurance agent who can clarify plan options. The agency helps clients compare marketplace policies, supplement plans, and other local offerings to match personal medical needs and budgets. An initial appointment to assess current coverage and upcoming healthcare requirements starts the process toward an appropriate plan selection.
Serving Laredo, Texas, and the surrounding Webb County communities, Stonebriar Insurance Group handles individual and family health insurance plans as well as group coverage for local businesses. It assists residents with plan selection during open enrollment and qualifying life events. The company also helps clients understand deductibles, copays, and network options. To complete a typical job, the agent reviews a client’s medical needs and budget, compares available plans from multiple carriers, and presents the most suitable choices for their specific situation.
Golden Plan Choice serves the Laredo area as a health insurance agent, helping individuals and groups navigate plan selections and enrollments. It specializes in connecting clients with suitable coverage options, including those available through public marketplaces and private insurers. The agency assists with open enrollment periods, plan comparisons, and claims guidance. Its support extends to businesses of various sizes, including commercial establishments such as offices, warehouses, and food service operations.
What Does a a Health Insurance Agent in Laredo Cost?
The cost of using a health insurance agent in Laredo is usually zero for the consumer, as agents earn commissions from insurance carriers. For a typical individual ACA plan in Texas, monthly premiums can range from 300 to 600 dollars depending on age, income, and metal tier. Short-term plans may cost 100 to 300 dollars per month but offer fewer benefits. This is general information and not insurance advice.
About health insurance agents in Laredo
Health insurance agents in Laredo, Texas help individuals and families find coverage that fits their needs and budget. These agents are licensed by the Texas Department of Insurance and must follow state regulations, including the Texas Insurance Code. Laredo agents often assist clients with plans available through the federal Health Insurance Marketplace and private insurers serving Webb County.
Frequently Asked Questions
What does a health insurance agent in Laredo do?
A health insurance agent in Laredo helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They can also help you apply for subsidies through the Affordable Care Act marketplace if you qualify.
Do I have to pay a fee to use a health insurance agent in Texas?
In most cases, you do not pay a fee directly to the agent. Agents are compensated by the insurance companies whose plans they sell. Texas law requires agents to disclose any fees or commissions before you enroll.
When can I enroll in a health plan through a Laredo agent?
You can enroll during the annual Open Enrollment Period, which typically runs from November 1 to January 15 in Texas. You may also qualify for a Special Enrollment Period if you experience a life event like losing other coverage, moving, or having a baby.