The top-rated health insurance agent in Harlingen, Texas is Insurance Advisors Agency (IAA), rated 4.9 stars across 416 reviews. Other highly rated options include ESPINO INSURANCE GROUP, Juarez Insurance Agency, Pronto Insurance. This directory lists 21 health insurance agents serving Harlingen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Advisors Agency (IAA) | 2211 S 77 Sunshine Strip | (956) 425-3535 |
| 2 | ESPINO INSURANCE GROUP | 1212 E Harrison Ave #250 | (956) 455-1313 |
| 3 | Juarez Insurance Agency | 1415 Stuart Place Rd Ste A | (956) 453-3174 |
| 4 | Pronto Insurance | 717 E Tyler Ave Ste. B | (956) 412-2522 |
| 5 | Victory Insurance Harlingen | 2801 US-83 BUS | (956) 622-3200 |
| 6 | Phoenix Insurance Group at Harlingen | 8122 W Expy 83 C | (956) 622-3084 |
| 7 | TWFG Garcia Insurance | 2404 F St Suite A | (956) 305-2820 |
| 8 | PTT Financial | 410 E Harrison Ave | (956) 440-8408 |
| 9 | Friendly Insurance Agency | 1205 S 77 Sunshine Strip | (956) 428-2133 |
| 10 | Leticia Martinez Insurance and Financial Services | 2307 N Ed Carey Dr | (956) 202-1965 |
Insurance Advisors Agency specializes in helping clients compare and select health insurance plans in Harlingen, Texas. It assists individuals, families, and small groups with plan enrollment, coverage questions, and renewals for medical policies that meet local needs. The agency navigates annual open enrollment periods for marketplace and private insurance options. It also addresses qualifying life events, helping clients obtain new coverage after job changes, relocation, or reaching Medicare eligibility at age 65.
With open enrollment and unexpected health needs arising throughout the year, residents in the Harlingen area often seek clear guidance on their coverage options. Espino Insurance Group serves as a health insurance agent, helping individuals and families navigate plan choices that fit their budgets and medical requirements. Their process typically begins with a complimentary assessment of each client’s current coverage needs. This initial review allows the agent to identify suitable policies from available carriers and arrange a straightforward inspection of the applicant’s situation before moving forward with any enrollment.
Juarez Insurance Agency provides a comprehensive range of health insurance options for individuals, families, and groups in the Harlingen, Texas area. Their service includes guiding clients through plan selection, enrollment, and ongoing policy management to ensure coverage meets evolving needs. Maintenance support is available throughout the year for plan questions, claims assistance, and renewal reviews. The agency services a diverse clientele, including proprietors of single-family homes, apartment residents, retail businesses, and restaurants.
Pronto Insurance serves the Harlingen, Texas area as a health insurance agent. The company assists individuals and families in finding health coverage plans that fit their budgets and medical needs. It provides guidance through the selection process, explaining policy details and helping clients compare options from various carriers. The firm also handles enrollment procedures and answers questions about benefits. Specific services Pronto Insurance offers include helping clients navigate open enrollment periods and processing applications for major medical plans.
Victory Insurance Harlingen serves homeowners and families in Harlingen, Texas, helping them navigate individual and family health insurance plans. As a local health insurance agent, the company assists clients in comparing marketplace options and understanding policy details to meet their medical coverage needs. The agency also helps local businesses find suitable group health insurance solutions for their employees. Beyond Harlingen, the coverage area extends to the neighboring communities throughout Cameron County, including the Brownsville metro region.
Phoenix Insurance Group at Harlingen serves clients in Harlingen and the surrounding communities of the Rio Grande Valley, handling both individual and family health insurance plans. It also manages group coverage options for local small businesses across the region. The company helps clients compare major medical policies and Medicare supplement products available in this area. To handle a typical job, it first reviews a client’s current coverage needs, then presents a few compatible plan choices from different carriers and explains how deductibles and out-of-pocket maximums work in each option.
TWFG Garcia Insurance assists individuals and businesses in Harlingen, Texas, with their health insurance agent needs. The company focuses on helping clients navigate plan options for medical coverage and supplemental policies. Their services address the specific requirements of local residents seeking protection against healthcare costs. The agency can serve a varied commercial clientele, including offices, warehouses, and food service operations.
As open enrollment season approaches each year, residents of the Rio Grande Valley often seek guidance through complex plan choices, and PTT Financial in Harlingen, TX provides this direct assistance. The company helps local individuals and families identify appropriate health insurance coverage that aligns with their medical needs and budget constraints. By clarifying policy details such as deductibles and network options, the agents ensure clients make informed decisions. An initial consultation appointment is scheduled to review current coverage and compare available plans.
Friendly Insurance Agency in Harlingen, TX, specializes in connecting clients with individual and family health plans. It also works to match small businesses with group coverage options that fit their budgets. The agency evaluates local network options and metal-tier plans to guide clients through open enrollment periods. It provides clarifying advice on preventative care benefits and deductible structures. The agency is especially active during the annual enrollment window, helping residents in the Rio Grande Valley secure coverage changes before the deadline.
What Does a a Health Insurance Agent in Harlingen Cost?
Health insurance agents in Texas typically earn commissions paid by insurance carriers, so their services are often free to consumers. Premiums for ACA plans in Harlingen can range from around 300 to 800 per month for an individual, depending on age, income, and plan tier. Medicare Advantage plans may have low or zero monthly premiums. This is general information and does not constitute insurance advice.
About health insurance agents in Harlingen
Health insurance agents in Harlingen, Texas help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, and private insurers. Texas law requires all agents to hold a valid license from the Texas Department of Insurance. Local agents understand the specific healthcare needs of the Rio Grande Valley community.
Frequently Asked Questions
What licenses do health insurance agents in Harlingen need?
Agents must hold a valid Texas insurance license issued by the Texas Department of Insurance. They must also complete continuing education courses every two years to maintain their license.
Can a Harlingen health insurance agent help with Medicare plans?
Yes, many agents are certified to sell Medicare Advantage, Medicare Supplement, and Part D prescription drug plans. They can help you compare plans available in Cameron County during the annual enrollment period.
What is the open enrollment period for ACA plans in Texas?
The federal open enrollment period for ACA marketplace plans typically runs from November 1 to January 15 each year. Special enrollment periods are available for qualifying life events like losing other coverage or moving.