The top-rated health insurance agent in Chattanooga, Tennessee is Atlas Insurance Agency, rated 5.0 stars across 775 reviews. Other highly rated options include Acceptance Insurance, Globe Life Liberty National Division: Jackson-McLain Agencies, Rock Creek Insurance. This directory lists 42 health insurance agents serving Chattanooga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Atlas Insurance Agency | 2245 Olan Mills Dr | (423) 822-5263 |
| 2 | Acceptance Insurance | 480 Greenway View Dr #104 | (423) 491-7182 |
| 3 | Globe Life Liberty National Division: Jackson-McLain Agencies | 7625 Hamilton Park Dr #14 | (423) 855-9245 |
| 4 | Rock Creek Insurance | 1200 Mountain Creek Rd #441 | (423) 994-4200 |
| 5 | Knox Associated Insurance Agency | 1402 Altamaha St | (423) 855-1544 |
| 6 | Greater Chattanooga Insurance | 5506 Miller Dr | (423) 894-1515 |
| 7 | American Exchange | 605 Chestnut St #1210 | (888) 995-1674 |
| 8 | Fields Insurance | 3206 Dayton Blvd | (423) 475-2085 |
| 9 | River City Insurance | 3320 Dayton Blvd | (423) 843-2552 |
| 10 | The Medicare Store Affordable Medicare Plans | 4767 TN-58 Suite 155 | (423) 355-5700 |
Atlas Insurance Agency serves the Chattanooga, Tennessee metro area as a health insurance agent, assisting individuals and families with navigating their coverage options. The agency helps clients understand and compare plan features to find suitable medical protection. By working with major private carriers and public marketplace options, it addresses a range of healthcare needs such as preventive care, prescription drug coverage, and emergency services. Atlas Insurance Agency handles plan enrollment and annual reevaluations for those seeking new individual policies.
Acceptance Insurance serves Chattanooga and its surrounding Tennessee communities, handling a range of health insurance options for individuals and families. It helps clients navigate Medicare supplements, short-term plans, and major medical coverage to find suitable protection. The agency focuses on explaining policy differences and matching people with plans that address their specific healthcare needs and financial situations. To handle a typical job, it first reviews a client’s existing coverage and budget, then presents clear plan comparisons before assisting with the enrollment process.
Globe Life Liberty National Division: Jackson-McLain Agencies in Chattanooga, TN differentiates between one-time consultations for specific coverage questions and recurring service plans for ongoing policy adjustments. The agency assists clients in navigating the local health insurance market, offering coverage options that align with individual or family healthcare needs. Typical services include enrollment guidance, plan comparisons, and annual policy reviews. These services are available on an as-needed basis, allowing clients to request assistance whenever a change in circumstances or coverage arises.
As a health insurance agent, Rock Creek Insurance offers Medicare supplement plans and individual health coverage to residents of Chattanooga, Tennessee. The agency also provides assistance with selecting suitable marketplace plans during the annual open enrollment period. Each client receives guidance on comparing coverage options and understanding policy benefits within the local healthcare network. During the fall Medicare open enrollment window, the agency helps beneficiaries review their Part D prescription drug plans for potential changes that may affect their costs and coverage.
Knox Associated Insurance Agency in Chattanooga, TN concentrates on helping individuals and families secure health insurance coverage. The firm also specializes in supplemental plans designed to address gaps in standard medical policies. Agents assist clients in navigating the enrollment process for various private insurance options available in the region. Additionally, the agency serves commercial clients, offering guidance on group health benefits for employees in local offices, warehouses, and food service operations.
Greater Chattanooga Insurance provides health insurance agent services for residential clients seeking individual plans, as well as commercial coverage for businesses in Chattanooga, Tennessee. The agency assists customers in selecting appropriate plans from available carriers. Service is focused on the greater Chattanooga area and nearby communities. After an initial plan enrollment, the agent offers follow-up support to adjust coverage as needs change and provides ongoing assistance between regular policy renewal visits.
American Exchange in Chattanooga, Tennessee, assists clients in choosing between a one-time health plan enrollment and a recurring policy that renews annually. Ongoing coverage options can be adjusted during open enrollment periods, while initial enrollments address immediate needs. As a health insurance agent, the company focuses on matching individuals and families with plans that fit their healthcare requirements. Service appointments and policy management are available on a one-time, scheduled, or as-needed basis, depending on the client’s preference for ongoing support.
Fields Insurance assists individuals and families in greater Chattanooga with navigating their health coverage options, specializing in plan comparisons for individuals and small groups. The agency addresses local market changes due to Tennessee regulations, focusing on cost-effective deductibles and network access. It can help commercial clients such as offices seeking group benefits, warehouses requiring seasonal worker policies, and food service establishments needing compliance with healthcare mandates.
River City Insurance provides individual and family health plans, including short-term policies and Medicare supplements, to clients in Chattanooga, Tennessee. General services include guiding customers through enrollment periods, explaining coverage options, and assisting with claims questions for various health insurance products. During the annual open enrollment season, the agency helps local residents review their current coverage to meet new healthcare needs or avoid unexpected gaps in benefits.
As open enrollment season approaches in Chattanooga, many older adults seek to understand their coverage options for the coming year. The Medicare Store Affordable Medicare Plans acts as a local Health Insurance Agent to evaluate these changing needs. The company works directly with clients to review existing plans and compare them against current federal guidelines for Medicare Advantage and Supplement policies. Clients begin by scheduling an initial, in-person assessment of their prescription drug coverage and preferred providers at the agency’s local office.
What Does a a Health Insurance Agent in Chattanooga Cost?
Health insurance agent services in Tennessee are generally free to consumers because agents earn commissions from insurance carriers. The cost of the insurance plan itself varies widely depending on age income and plan tier. For example an ACA silver plan for a 40-year-old in Chattanooga might range from 400 to 700 per month before subsidies. Medicare agents help with plans that have premiums from 0 to 200 per month. This is general information and not insurance advice.
About health insurance agents in Chattanooga
Health insurance agents in Chattanooga Tennessee help individuals families and small businesses find coverage that meets their needs and budget. Tennessee follows federal ACA guidelines and agents must be licensed by the Tennessee Department of Commerce and Insurance. Local agents understand the specific plans available in Hamilton County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Chattanooga do?
A health insurance agent helps you compare plans from different carriers and enrolls you in a policy that fits your needs. They can explain plan benefits deductibles and provider networks specific to Chattanooga. Agents are paid by the insurance company so their services are usually free to you.
Do I need a health insurance agent in Tennessee?
Using an agent is not required but can simplify the process of choosing a plan. Tennessee has multiple insurers offering ACA marketplace plans and agents can help you find subsidies or cost-sharing reductions you qualify for. They also assist with Medicare Advantage and Medigap plans for those over 65.
When can I enroll in health insurance in Tennessee?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a life event like losing other coverage moving to Chattanooga or having a baby. Tennessee does not have a state-based exchange so you use the federal marketplace at healthcare.gov.
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