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Find Health Insurance Agents Near You in Charlestown, RI
Directory of health insurance agents in Charlestown, Rhode Island. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Charlestown, RI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Rhode Island before hiring.
Showing 2 health insurance agents in Charlestown, RI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Abstract Insurance Inc
3769 Old Post Rd, Charlestown, RI 02813
(401) 210-1304
Paul Sheinkopf - Prudential Financial
18 E Overlook Terrace, Charlestown, RI 02813
(401) 213-6228
prudential.com
Health insurance agents in Charlestown, Rhode Island help individuals and families find coverage through the state marketplace, HealthSource RI, or private plans. Rhode Island law requires all residents to have health insurance or face a penalty. Agents guide clients through open enrollment and special enrollment periods, ensuring compliance with state regulations.
What Does a Health Insurance Agent in Charlestown Cost?
Health insurance agents in Rhode Island do not charge you a fee for their services. They earn commissions from insurance carriers, which are built into the plan premiums. Typical monthly premiums for individual plans in Charlestown range from 300 to 700 dollars depending on age, income, and plan tier. Subsidies through HealthSource RI can lower costs significantly for qualifying residents. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Charlestown do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They are licensed in Rhode Island and understand local network options. They do not charge you directly as they are paid by insurance companies.
When can I enroll in health insurance in Rhode Island?
Open enrollment for HealthSource RI typically runs from November 1 to January 31 each year. You can also enroll after a qualifying life event like losing other coverage, moving, or having a baby. A local agent can verify your special enrollment period.
Are there penalties for not having insurance in Rhode Island?
Yes, Rhode Island has a state individual mandate. If you go without health insurance for more than three consecutive months, you may owe a penalty on your state tax return. An agent can help you find affordable options to avoid this penalty.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Rhode Island.