The top-rated health insurance agent in Reading, Pennsylvania is MGS Insurance Agency LLC, rated 4.9 stars across 122 reviews. Other highly rated options include CrossKeys Insurance Inc, Acceptance Insurance, USHealth Advisors - Evan Markwood. This directory lists 14 health insurance agents serving Reading.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MGS Insurance Agency LLC | 606 Museum Rd | (610) 375-6142 |
| 2 | CrossKeys Insurance Inc | 5035 Pottsville Pike | (610) 916-6190 |
| 3 | Acceptance Insurance | 3312 N 5th Street Hwy | (610) 973-6105 |
| 4 | USHealth Advisors - Evan Markwood | 3832 Hilltop Ave | (484) 334-4588 |
| 5 | Prestige Insurance Solutions | 1528 Birch St | (484) 926-8699 |
| 6 | Schaeffer Insurance | 3501 Kutztown Rd | (610) 921-1567 |
| 7 | Contemporary Insurance, Inc. | 1829 New Holland Rd # 1 | (610) 777-7905 |
| 8 | Denise Drobnick - State Farm Insurance Agent | 831 E Bellevue Ave | (610) 921-1131 |
| 9 | Adoniram Insurance | 500 Buttonwood St | (610) 371-0100 |
| 10 | Berks County Insurance Group, Inc. | 2447 Perkiomen Ave | (610) 779-9060 |
MGS Insurance Agency LLC provides health insurance agent services to individuals and families in the Reading, Pennsylvania area. It assists clients in comparing and enrolling in medical, dental, and vision plans that meet their healthcare needs and budgets. Ongoing policy reviews and renewal support are offered to ensure coverage remains appropriate over time. The agency services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.
CrossKeys Insurance Inc serves the Reading, Pennsylvania metro area as a health insurance agent. The company helps individuals and families navigate plan options from major carriers in the region. It assists clients in comparing coverage details and out-of-pocket costs to match specific health needs and budgets. The firm also supports local small businesses by evaluating group health insurance policies for their employees. CrossKeys Insurance Inc specifically handles enrollment in Affordable Care Act marketplace plans and Medicare supplement insurance for eligible residents.
Serving York, Pennsylvania, and the surrounding communities, Acceptance Insurance handles health insurance needs for individuals and families in the region. It helps clients navigate enrollment periods, plan options, and coverage details to find suitable policies. The company clearly explains the differences between major medical plans and supplemental coverage. To manage a typical client’s situation, it conducts a personalized needs assessment and compares available local carriers’ plans to present the most fitting choices. This approach streamlines the selection process and aims to match each person with appropriate benefits.
USHealth Advisors - Evan Markwood serves individuals, families, and small business owners in Reading, Pennsylvania, by connecting them with private health insurance plans. The agency helps clients compare coverage options to find a plan that fits their medical needs and budget. They guide customers through enrollment, policy changes, and annual renewal periods. Their services also extend to those living in the nearby communities of Wyomissing and the greater Berks County metro area, ensuring local access to personalized health insurance assistance.
Prestige Insurance Solutions serves Reading, Pennsylvania, and the surrounding Berks County communities as a local health insurance agent. The company handles individual health plans, family coverage, and small group policies for area residents and businesses. It works to present available options that meet different medical needs and budget requirements. The agency takes a consultative approach by reviewing each client's current healthcare situation and financial considerations before recommending suitable coverage.
Schaeffer Insurance in Reading, PA assists clients with both the initial selection of a health insurance plan and the ongoing management of claims and policy changes. Coverage options typically include individual and family plans, as well as Medicare supplements and prescription drug benefits. Navigating the annual open enrollment period and understanding plan details are core services. Service runs on both an as-needed basis for immediate questions and a scheduled basis for annual policy reviews and renewal discussions.
During open enrollment season in Reading, PA, many residents seek clarity on their health coverage options, and Contemporary Insurance, Inc. provides local guidance as a health insurance agent. The company helps individuals and families compare plan benefits and costs with a focus on matching policies to personal medical needs. It serves clients both in-person and remotely within the Berks County area. An initial consultation or coverage review is typically offered to assess current plans and identify potential savings or better coverage.
Denise Drobnick - State Farm Insurance Agent in Reading, PA, helps individuals and families find suitable health coverage for their medical needs. The agency also offers supplemental policies designed to address gaps in primary insurance plans. Work with this agent to compare options that fit varying medical budgets and personal requirements. Services extend to commercial entities, including offices, warehouses, and food service operations.
Adoniram Insurance specializes in guiding individuals and families through the selection of health insurance plans. The agency works with clients to compare options such as HMOs and PPOs, ensuring coverage aligns with medical needs and budgets. It assists with enrollment processes for both marketplace and private plans. As open enrollment periods approach, it helps residents of Reading, Pennsylvania, avoid costly gaps in coverage.
What Does a a Health Insurance Agent in Reading Cost?
Health insurance agents in Pennsylvania typically do not charge you directly. They earn commissions from insurance carriers, which are built into the plan premiums. For ACA marketplace plans, agent commissions are regulated and usually range from 30 to 60 dollars per month per enrolled member. For Medicare plans, commissions are set by the carrier and vary by plan type. Costs for private plans can differ based on the insurer and the agents agreement. This is general information and not insurance advice.
About health insurance agents in Reading
A health insurance agent in Reading, Pennsylvania can help individuals and families find coverage through the Affordable Care Act marketplace or private insurers. Pennsylvania requires all agents to be licensed by the state Insurance Department and follow strict rules about disclosing commissions and plan details. Agents in Reading understand local healthcare networks and can explain how Pennsylvania laws like the guaranteed issue requirement affect your options.
Frequently Asked Questions
What does a health insurance agent in Reading do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare Advantage, and supplemental policies. Agents do not set premiums but can show you which plans fit your budget and medical needs.
Do I have to pay a fee to use a health insurance agent in Pennsylvania?
In most cases, health insurance agents are paid by the insurance company, not by you. Pennsylvania law allows agents to charge a separate fee only if you sign a written agreement first. Always ask about fees before you start working with an agent.
When can I enroll in a health plan with an agent in Reading?
You can enroll during the annual Open Enrollment Period, which usually runs from November 1 to January 15 in Pennsylvania. You may also qualify for a Special Enrollment Period if you have a life event like losing other coverage, moving, or having a baby. An agent can check your eligibility for these special periods.
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