ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeHealth Insurance AgentsOregon › Klamath Falls

Find Health Insurance Agents Near You in Klamath Falls, OR

Browse health insurance agents serving Klamath Falls, Oregon. Updated 2026-07-14.

The top-rated health insurance agent in Klamath Falls, Oregon is Pacific Ridge Insurance, rated 4.9 stars across 454 reviews. Other highly rated options include Phill Kensler - State Farm Insurance Agent, Rachael Spoon - State Farm Insurance Agent, Midland Empire Insurance. This directory lists 20 health insurance agents serving Klamath Falls.

Showing 20 health insurance agents in Klamath Falls, ORListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Pacific Ridge Insurance2710 Washburn Way # 4(541) 273-8311
2Phill Kensler - State Farm Insurance Agent1307 S Alameda Ave Ste 1(541) 883-7000
3Rachael Spoon - State Farm Insurance Agent5429 S 6th St(541) 884-6265
4Midland Empire Insurance527 Main St(541) 882-3471
5Highstreet Insurance & Financial Services121 S 6th St(541) 882-5555
6Aflac Klamath Falls422 Main St Suite 206(541) 887-8335
7Hans Norland & Sons Insurance2655 Shasta Way #2(541) 882-2515
8HUB International2300 Madison St(800) 285-4788
9Webb Wilson Insurance Agency1889 Austin St(541) 884-4147
10Toni Lynn Bonner: Allstate Insurance1737 Washburn Way(541) 883-3641
PR
2710 Washburn Way # 4
Pacific Ridge Insurance
Health Insurance Agent · Klamath Falls, OR

Pacific Ridge Insurance serves Klamath Falls, Oregon, offering health insurance agent services to individuals and families. The company helps clients navigate open enrollment periods and compare plans from major carriers. Assistance is provided in understanding policy details, such as deductibles and out-of-pocket maximums. Pacific Ridge Insurance also guides local residents in enrolling in individual health plans and short-term medical coverage.

PK
1307 S Alameda Ave Ste 1
Phill Kensler - State Farm Insurance Agent
Health Insurance Agent · Klamath Falls, OR

Phill Kensler - State Farm Insurance Agent in Klamath Falls, Oregon provides health insurance coverage, helping individuals and families select plans that meet their medical needs. The office offers guidance on policy options and assists with enrollment and plan adjustments throughout the year. Clients can access service for maintenance of existing policies, including updates for changes in health circumstances or life events. This agency serves a range of properties, including single-family homes, apartments, retail locations, and restaurants.

RS
5429 S 6th St
Rachael Spoon - State Farm Insurance Agent
Health Insurance Agent · Klamath Falls, OR

Rachael Spoon - State Farm Insurance Agent serves homeowners, families, and individuals in Klamath Falls who need health coverage for themselves and their households. The agency helps clients navigate plan options during open enrollment and special enrollment periods, explaining how deductibles, copays, and provider networks work. Health insurance agents in this area guide customers through both private plans and public marketplace choices based on individual needs. The agency also provides service to surrounding communities such as Altamont and the wider Klamath Basin area.

ME
527 Main St
Midland Empire Insurance
Health Insurance Agent · Klamath Falls, OR

Midland Empire Insurance serves Klamath Falls and the surrounding communities of southern Oregon. The agency handles health insurance plans for individuals. It assists families and small business groups in finding coverage that meets their healthcare needs and budget. The company works with clients to explain plan details and enrollment periods. It guides customers through the selection process by evaluating their medical requirements.

HI
121 S 6th St
Highstreet Insurance & Financial Services
Health Insurance Agent · Klamath Falls, OR

Highstreet Insurance & Financial Services in Klamath Falls, Oregon, assists clients with the differences between short-term health plans and long-term major medical coverage, guiding them through enrollment either once or on a recurring annual basis. They also explain network options and out-of-pocket costs to help individuals and families make informed decisions for their healthcare needs. Service typically runs on an as-needed basis, allowing clients to schedule consultations for initial setup, policy renewals, or changes to existing coverage.

AK
422 Main St Suite 206
Aflac Klamath Falls
Health Insurance Agent · Klamath Falls, OR

Aflac Klamath Falls specializes in helping individuals and families select supplemental health insurance policies to cover gaps left by major medical plans. It assists local residents with the general task of navigating open enrollment periods and comparing plan options. The agency serves Klamath Falls by explaining how accident or critical illness policies can offset unexpected out-of-pocket costs. It specifically helps clients prepare for the busy summer tourist season, when increased outdoor activity often raises the risk of injury and associated medical expenses.

HN
2655 Shasta Way #2
Hans Norland & Sons Insurance
Health Insurance Agent · Klamath Falls, OR

Hans Norland & Sons Insurance provides health insurance agent services to individuals and groups in Klamath Falls, Oregon. The company typically assists clients in comparing plans and navigating enrollment. Their work involves explaining coverage options and policy details. As health insurance agents, they aim to help customers find suitable plans for their needs. The firm can usually serve commercial sectors such as offices, warehouses, and food service businesses.

HI
2300 Madison St
HUB International
Health Insurance Agent · Klamath Falls, OR

As winter weather in Klamath Falls increases the risk of slips and falls, residents often seek coverage that addresses injury-related medical costs. HUB International acts as a local health insurance agent, helping clients in southern Oregon compare individual and family plans that match their medical needs and monthly budgets. Representatives explain policy options from major carriers during personalized consultations. Each appointment begins with a thorough assessment of the client's current health status and coverage requirements.

WW
1889 Austin St
Webb Wilson Insurance Agency
Health Insurance Agent · Klamath Falls, OR

Webb Wilson Insurance Agency is known in Klamath Falls, Oregon, for connecting residents with individual and family health insurance plans. Its agents help clients navigate the annual open enrollment period and explain the differences between HMO and PPO networks. They also assist with understanding subsidies available through the Oregon Health Insurance Marketplace. As a health insurance agent, the company can help small business owners explore group coverage options for their employees. Additionally, the agency offers guidance on enrolling in dental and vision insurance as a standalone supplement.

TL
1737 Washburn Way
Toni Lynn Bonner: Allstate Insurance
Health Insurance Agent · Klamath Falls, OR

Toni Lynn Bonner: Allstate Insurance serves Klamath Falls residents with personalized health insurance guidance. The agency also assists local businesses in finding suitable commercial coverage options for their employees throughout the region. Understanding individual needs, they help clients navigate plan selections for medical, dental, and vision protection in this area. Account holders receive direct support for enrollment questions and claims assistance as they arise. The company provides follow‑up consultations and policy reviews between regular visits to ensure continuous coverage remains appropriate for each changing situation.

CC
1741 Austin St
Cora Christ - COUNTRY Financial Agent
Health Insurance Agent · Klamath Falls, OR
(541) 882-3921
agents.countryfinancial.com/usa/or/klamath-falls/cora-christ
FI
432 S 7th St
Fuller Insurance - Jon Fuller
Health Insurance Agent · Klamath Falls, OR
(541) 884-6067
fullerinsurancellc.com
TK
5031 S 6th St
Tom Keller - COUNTRY Financial Agent
Health Insurance Agent · Klamath Falls, OR
(541) 884-1700
agents.countryfinancial.com/usa/or/klamath-falls/tom-keller
AH
404 Main St Suite 5
ATRIO Health Plans
Health Insurance Agent · Klamath Falls, OR
(877) 672-8620
atriohp.com/office-locations/oregon-klamath-county
MI
4509 S 6th St # 201
Mick Insurance Agency
Health Insurance Agent · Klamath Falls, OR
(541) 882-6476
mickinsagency.com
GC
5031 S 6th St
Gary Cheyne - COUNTRY Financial Representative
Health Insurance Agent · Klamath Falls, OR
(541) 884-1700
advisors.countryfinancial.com/usa/or/klamath-falls/gary-cheyne
CC
2909 Daggett Ave # 200
Cascade Comprehensive Care Inc
Health Insurance Agent · Klamath Falls, OR
(541) 883-2947
cascadehealthalliance.com/cascade-comprehensive-care
FI
3820 Shasta Way
Farmers Insurance - C. Mabee Agency
Health Insurance Agent · Klamath Falls, OR
(541) 884-7101
agents.farmers.com/or/klamath-falls/christiann-mabee
CH
2909 Daggett Ave #225
Cascade Health Alliance, LLC
Health Insurance Agent · Klamath Falls, OR
(541) 883-2947
cascadehealthalliance.com
MJ
6508 S 6th St
Monte Johnson Insurance Services Inc.
Health Insurance Agent · Klamath Falls, OR
(541) 850-8170
montejohnsoninsurance.com

What Does a a Health Insurance Agent in Klamath Falls Cost?

Health insurance agents in Oregon typically do not charge consumers directly for their services. Instead they receive commissions from the insurance carriers, which are built into the plan premiums. For individual plans, monthly premiums in Klamath Falls can range from around 300 to 800 dollars per person depending on age, income, and plan tier. Costs vary by case and by the specific plan chosen. This is general information and not insurance advice.

About health insurance agents in Klamath Falls

Health insurance agents in Klamath Falls help individuals and families find coverage through the Oregon Health Insurance Marketplace or private plans. Oregon requires all agents to be licensed by the state and follow specific rules for plan disclosure and enrollment. Local agents understand the needs of Klamath County residents and can guide you through open enrollment or special enrollment periods.

Frequently Asked Questions

What does a health insurance agent in Klamath Falls do?

A health insurance agent helps you compare plans from different carriers, explains benefits and costs, and assists with enrollment. They must follow Oregon rules including providing a summary of benefits and coverage. Agents do not charge you directly because they receive commissions from insurance companies.

When can I enroll in health insurance in Oregon?

Open enrollment for the Oregon Health Insurance Marketplace typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. An agent can help you determine your eligibility.

Are there Oregon specific rules for health insurance agents?

Yes. Oregon requires agents to complete continuing education on state laws and ethics. Agents must also provide a written disclosure of their license status and any conflicts of interest. Oregon law prohibits agents from misrepresenting plan details or charging fees beyond what is allowed.

Health Insurance Agents in Other Oregon Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each health insurance agent's credentials and current standing with your state Department of Insurance.