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Compare health insurance agents in Toledo. Review contact information and insurance categorys before you decide.
20 agents listed
Updated May 2026
Toledo, OH
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Ohio before hiring.
Showing 20 health insurance agents in Toledo, OH
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
5330 Heatherdowns Blvd Suite 101, Toledo, OH 43614
(419) 460-1883
phoenixunitedins.com
Walton Insurance LLC
3307 N Holland Sylvania Rd #6, Toledo, OH 43615
(419) 725-2886
waltoninsurancellc.com
Health insurance agents in Toledo, Ohio help individuals and families find coverage through the federal marketplace, Medicare, or private insurers. Ohio requires all agents to be licensed by the Ohio Department of Insurance and to follow state rules for plan disclosure and enrollment periods. Local agents understand the specific network options available at ProMedica and Mercy Health hospitals in the Toledo area.
What Does a Health Insurance Agent in Toledo Cost?
The cost of using a health insurance agent in Ohio is usually free to you because the agent earns a commission from the insurance carrier. This commission is a percentage of your monthly premium, typically between 2% and 5% for individual plans. For Medicare plans, agent compensation is set by the government and does not change your premium. Costs for the insurance itself vary widely: a bronze ACA plan in Toledo might cost $300 to $500 per month for an individual, while a silver plan could be $400 to $700. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Toledo do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can guide you through Ohio-specific options like the state exchange or Medicare Advantage plans available in Lucas County.
Do I have to pay a fee to use a health insurance agent in Ohio?
Most health insurance agents in Ohio are paid by the insurance company, not by you. Their commission is built into the plan premium, so you typically pay no extra fee for their services.
When can I enroll in health insurance in Toledo?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. Ohio also has special enrollment periods for life events like losing other coverage, moving, or having a baby. Medicare enrollment periods follow federal dates.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Ohio.