The top-rated health insurance agent in Toledo, Ohio is Knight Insurance Group, rated 5.0 stars across 321 reviews. Other highly rated options include RBI Insurance Agency & Financial Services, Gus Badra Agency - Insurance Brokers, Fuller & Sons Insurance Agency LLC. This directory lists 26 health insurance agents serving Toledo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Insurance Group | 22 N Erie St | (419) 241-5133 |
| 2 | RBI Insurance Agency & Financial Services | 3421 N Holland Sylvania Rd | (419) 841-4446 |
| 3 | Gus Badra Agency - Insurance Brokers | 3454 Oak Alley Ct #106 | (419) 469-5522 |
| 4 | Fuller & Sons Insurance Agency LLC | 5660 Southwyck Blvd Suite 200A | (419) 866-8796 |
| 5 | Insurance Solutions By Design LLC | 7640 W Bancroft St Suite 1 | (419) 292-5700 |
| 6 | Rezbanyay Insurance Agency | 505 Main St | (419) 698-9991 |
| 7 | Gluckle Insurance & Financial Agency | 4213 N Holland Sylvania Rd | (419) 887-1363 |
| 8 | Coyle Insurance | 4052 N Holland Sylvania Rd | (419) 824-2071 |
| 9 | American Casualty Insurance Agency | 6060 Renaissance Pl Suite E | (419) 882-1770 |
| 10 | Financial Specialist Cody Ickes: Allstate Insurance | 5415 Monroe St | (419) 619-0901 |
Knight Insurance Group serves the Toledo, Ohio metro area as a local health insurance agent. The company assists individuals and families in selecting health plans that match their medical needs and financial situation. It also helps small business owners find appropriate group coverage options for their employees. Clients can depend on the agency for annual enrollment guidance and plan comparisons. Among the services it handles are Medicare supplement policies and individual Affordable Care Act market plans for Lucas County residents.
RBI Insurance Agency & Financial Services in Toledo, OH provides a full range of health insurance agent services, including individual and family plan enrollment and ongoing policy maintenance. It helps clients compare local marketplace options and offers seasonal support during open enrollment periods, ensuring coverage remains updated throughout the year. The agency assists with plan changes and claims questions for its customers. Its services are available to single-family homes, apartments, retail businesses, and restaurants.
Gus Badra Agency - Insurance Brokers serves individual homeowners and small business owners in Toledo, Ohio, seeking personal health coverage or group employee benefits plans. The agency provides guidance on plan selection, enrollment assistance, and ongoing policy service to help clients navigate annual health insurance options. It also assists property managers with business health insurance solutions for their staff. The agency covers the greater Toledo metropolitan area, including neighboring Perrysburg.
Serving Toledo, Ohio, and the surrounding communities, Fuller & Sons Insurance Agency LLC handles health insurance plans for individuals and families. The agency guides clients through available policies, including those for major medical coverage and supplemental benefits. It focuses on explaining complex plan details in a clear manner, ensuring each person understands their options. To complete an enrollment, it typically reviews a client’s specific healthcare needs and budget constraints before recommending suitable plans from different carriers.
Insurance Solutions By Design LLC in Toledo, OH, distinguishes between one-time plan comparisons and ongoing policy management services. As a health insurance agent, the company helps clients understand their coverage options under local marketplace and private plans. Services include reviewing current benefits and explaining how policies respond to medical needs. Available appointments are offered on an as-needed basis to address enrollment changes or annual renewal questions without a fixed schedule.
Rezbanyay Insurance Agency in Toledo, Ohio offers specialty services in navigating the complexities of health insurance plan selection and enrollment. It provides general assistance with comparing coverage options, explaining policy terms, and completing necessary applications for individuals and families. The agency helps clients understand how plans align with their healthcare needs and budgets. As the annual Open Enrollment period approaches, Rezbanyay Insurance Agency assists residents in updating their policies to ensure they have adequate coverage for the upcoming year.
As the seasonal enrollment period approaches in Toledo, local residents often need help navigating complex health insurance options, and Gluckle Insurance & Financial Agency serves as a local health insurance agent to address that need. The company works with clients to review plans, compare coverage details, and clarify open enrollment rules for both individuals and families. New clients typically begin with a consultation to assess their current plan, health needs, and budget before any policy selection occurs.
Coyle Insurance in Toledo, Ohio, assists residents with their personal health insurance needs, including individual plans and family enrollment. The agency also guides commercial clients in securing group health coverage for employees. Their service area encompasses Toledo and the surrounding northwest Ohio communities. They provide ongoing support between renewal periods and coordinate follow-up assistance when policyholders require claim guidance or coverage adjustments during their regular plan year.
American Casualty Insurance Agency, based in Toledo, OH, is known for helping individuals and families navigate the complex health insurance marketplace. The agency works with a range of major carriers to present clients with policies that fit varying budgets and medical needs. Its services include guiding new applicants through enrollment, explaining plan benefits and deductibles, and providing ongoing support for claims and billing issues. For an additional specialty, the agency can assist businesses with group health plan options for their employees.
Financial Specialist Cody Ickes: Allstate Insurance provides personal and family coverage solutions with a focused suite of health insurance plan options. As a local agency in Toledo, OH, the team guides clients through selecting individual medical policies and supplemental health products to match specific needs. They assist with plan comparisons and monthly enrollment periods, helping customers navigate insurance paperwork and provider networks. The agency can serve a variety of commercial sectors, including office spaces, warehouses, and food service operations.
What Does a a Health Insurance Agent in Toledo Cost?
The cost of using a health insurance agent in Ohio is usually free to you because the agent earns a commission from the insurance carrier. This commission is a percentage of your monthly premium, typically between 2% and 5% for individual plans. For Medicare plans, agent compensation is set by the government and does not change your premium. Costs for the insurance itself vary widely: a bronze ACA plan in Toledo might cost $300 to $500 per month for an individual, while a silver plan could be $400 to $700. This is general information, not insurance advice.
About health insurance agents in Toledo
Health insurance agents in Toledo, Ohio help individuals and families find coverage through the federal marketplace, Medicare, or private insurers. Ohio requires all agents to be licensed by the Ohio Department of Insurance and to follow state rules for plan disclosure and enrollment periods. Local agents understand the specific network options available at ProMedica and Mercy Health hospitals in the Toledo area.
Frequently Asked Questions
What does a health insurance agent in Toledo do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can guide you through Ohio-specific options like the state exchange or Medicare Advantage plans available in Lucas County.
Do I have to pay a fee to use a health insurance agent in Ohio?
Most health insurance agents in Ohio are paid by the insurance company, not by you. Their commission is built into the plan premium, so you typically pay no extra fee for their services.
When can I enroll in health insurance in Toledo?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. Ohio also has special enrollment periods for life events like losing other coverage, moving, or having a baby. Medicare enrollment periods follow federal dates.
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