The top-rated health insurance agent in North Ridgeville, Ohio is Jim Cahlik - State Farm Insurance Agent, rated 4.9 stars across 199 reviews. Other highly rated options include Christina Estes - State Farm Insurance Agent, KLT Insurance, Village Insurance. This directory lists 11 health insurance agents serving North Ridgeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Cahlik - State Farm Insurance Agent | 36525 Center Ridge Rd | (440) 892-8420 |
| 2 | Christina Estes - State Farm Insurance Agent | 34100 Center Ridge Rd | (440) 327-6969 |
| 3 | KLT Insurance | 6480 Pitts Blvd | (440) 584-0558 |
| 4 | Village Insurance | 31674 Center Ridge Rd UNIT 104 | (440) 871-8400 |
| 5 | Resource One Insurance | 33888 Center Ridge Rd | (440) 454-9898 |
| 6 | Farmers Insurance - Angel Feliciano | 35116 Center Ridge Rd Ste 111 | (440) 281-9480 |
| 7 | Bryner Insurance | 37723 Center Ridge Rd | (440) 530-4862 |
| 8 | Huntington Insurance | 35621 Center Ridge Rd | (800) 480-2265 |
| 9 | R L Price Insurance Inc | 35522 Center Ridge Rd | (440) 327-3221 |
| 10 | Met Life | 35590 Center Ridge Rd #207 | (440) 353-0343 |
Jim Cahlik - State Farm Insurance Agent serves North Ridgeville, OH, and the surrounding Lorain County area. The company provides health insurance agent services, helping individuals and families select medical coverage plans that fit their needs and budgets. Clients can explore options for individual health plans or short-term medical policies. The agency also assists with understanding plan benefits and navigating open enrollment periods. Specific services include evaluating Affordable Care Act marketplace plans and offering supplemental health insurance options for local residents.
As a health insurance agent, Christina Estes in North Ridgeville, OH, offers services that include helping individuals and families find and enroll in medical coverage plans. The agent assists with policy selections, explaining plan benefits, and answering ongoing questions about coverage. Maintenance services may include annual policy reviews and support during life changes that affect insurance needs. Christina Estes services single-family homes, apartments, retail locations, and restaurants.
KLT Insurance serves homeowners, renters, and individual policyholders in North Ridgeville, Ohio, offering health insurance plans and supplemental coverage options. The agency helps clients understand their policy choices and find suitable plans during open enrollment or special enrollment periods. It provides clear explanations of deductibles, copays, and network coverage to assist with informed decision-making. KLT Insurance also works with individuals and families in neighboring Elyria and the greater Lorain County area.
Village Insurance serves North Ridgeville, OH, and the surrounding communities. This health insurance agent handles individual and family health plans, as well as group coverage options for local businesses. It works with multiple major carriers to present clients with a range of policy choices. The agency’s general approach to a typical job involves first reviewing a client’s specific needs and budget, then comparing available plans to recommend a suitable match for their healthcare requirements.
Resource One Insurance in North Ridgeville, OH, offers both one-time consultations for immediate health coverage needs and recurring service options for ongoing policy adjustments and renewals. As a health insurance agent, the company assists clients in selecting appropriate plans from available private and marketplace options. Coverage choices typically include major medical, short-term, and supplemental policies designed to address varying healthcare budgets and risk levels. Service can be scheduled in advance for regular annual reviews or utilized on an as-needed basis when life changes or plan questions arise.
Specializing in individual and family health plans, Medicare supplements, and short-term coverage options, Farmers Insurance - Angel Feliciano serves residents of North Ridgeville, Ohio and the surrounding communities. The agency assists clients by explaining policy details, comparing plan benefits, and facilitating enrollment through both public marketplaces and private insurers. This focus aims to help individuals manage medical costs and navigate changing healthcare needs. As the annual Open Enrollment Period approaches each fall, the agency provides guidance on policy updates and new plan selections to ensure continuous coverage.
Open enrollment season in North Ridgeville, Ohio, brings questions about new plan options and coverage changes. Bryner Insurance assists local individuals and families by reviewing their specific health care needs and comparing available health insurance agent services in the area. They help residents understand plan details, including deductibles and network restrictions, to find a suitable policy. After an initial phone conversation, an in-person consultation is typically scheduled to inspect the client’s medical history and verify their preferred providers for an accurate plan recommendation.
Huntington Insurance in North Ridgeville, Ohio offers individual and family health insurance coverage, Medicare supplement plans, and short-term medical policies. It also helps clients navigate the Health Insurance Marketplace and compare private plan options. The agency works with local residents to find policies that fit their budgets and healthcare needs. As open enrollment periods approach, it assists with plan changes and understanding new coverage requirements.
R L Price Insurance Inc serves residents in North Ridgeville, Ohio, helping them select health insurance plans that meet their personal needs and budgets. The agency also assists local businesses with commercial health coverage options for their employees. Clients throughout North Ridgeville and the surrounding region can rely on the agency for clear guidance on plan details and enrollment periods. After a policy is in place, the agent provides ongoing follow-up support and can address questions or coverage changes that arise between regular visit cycles.
As a health insurance agent in North Ridgeville, Ohio, Met Life helps individuals and families compare plans that meet local medical needs. The agency specializes in supplemental coverage, including dental, vision, and critical illness policies that fill gaps in standard plans. Met Life also assists small businesses in structuring group health benefits for their employees. Its services extend to commercial environments such as nearby offices, warehouses, and food service establishments, where tailored insurance options support workforce health and operational stability.
What Does a a Health Insurance Agent in North Ridgeville Cost?
The cost of using a health insurance agent in North Ridgeville is typically zero for marketplace plans because the agent is paid by the insurance carrier. For Medicare Advantage or Medigap plans agents also receive commissions from the insurer. Some private or short-term plans may involve fees but these are rare. Costs for the health plans themselves vary widely: a bronze ACA plan for an individual might range from 300 to 500 per month while a gold plan could be 500 to 800 per month depending on age income and location. This is general information not insurance advice.
About health insurance agents in North Ridgeville
Health insurance agents in North Ridgeville Ohio help individuals families and small businesses find coverage that meets their needs. Ohio law requires agents to be licensed by the Ohio Department of Insurance. Working with a local agent can simplify the process of comparing plans during open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in North Ridgeville do?
A health insurance agent helps you review and compare health plans from different carriers. They explain coverage options costs and network details. Agents in Ohio must follow state regulations and cannot charge you a fee for their services on ACA marketplace plans.
When can I enroll in a health plan through an agent in North Ridgeville?
You can enroll during the annual Open Enrollment Period which typically runs from November 1 to January 15 in Ohio. If you have a qualifying life event like losing other coverage or moving you may qualify for a Special Enrollment Period. An agent can confirm your eligibility.
Are health insurance agents in North Ridgeville free to use?
Yes for plans sold through the federal marketplace agents are paid by the insurance companies not by you. For off-marketplace plans or Medicare agents may also receive commissions from carriers. Always confirm the cost structure with your agent before enrolling.
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