The top-rated health insurance agent in Niles, Ohio is Brandon Miller - State Farm Insurance Agent, rated 5.0 stars across 252 reviews. Other highly rated options include Richard Stewart - State Farm Insurance Agent, CL Agency Insurance Est 1968, Beth Piper Insurance. This directory lists 12 health insurance agents serving Niles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Miller - State Farm Insurance Agent | 639 Robbins Ave | (330) 299-8200 |
| 2 | Richard Stewart - State Farm Insurance Agent | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 3 | CL Agency Insurance Est 1968 | 736 Youngstown Warren Rd | (330) 652-9191 |
| 4 | Beth Piper Insurance | 5555 Youngstown Warren Rd #906 | (330) 720-7248 |
| 5 | AAA Niles Insurance and Member Services | 937 Youngstown Warren Rd | (330) 652-6466 |
| 6 | Ruddy Insurance Group | 1252 Youngstown Warren Rd Suite A | (330) 652-0202 |
| 7 | Merlo Insurance | 815 Youngstown Warren Rd # 11 | (330) 544-8000 |
| 8 | Lori Hudzik American Family Insurance | 761 N Cedar Ave #3 | (330) 544-9222 |
| 9 | State Farm Insurance | 5880 Youngstown Warren Rd | (330) 652-3039 |
| 10 | Miller Family Insurance LLC | 906 Robbins Ave | (330) 652-2700 |
Brandon Miller’s State Farm Insurance Agency serves Niles and Trumbull County, offering health insurance coverage to local residents and families. The agency helps clients navigate plan options, enroll during open enrollment periods, and coordinate coverage with medical providers. As a health insurance agent, the office provides personalized consultations to match policies with individual health needs. Its services include major medical plans and Medicare supplement policies.
Richard Stewart - State Farm Insurance Agent in Niles, Ohio, serves local homeowners, families, and individuals seeking health insurance coverage. The agency provides guidance on selecting individual health plans and explaining available policy options. It assists clients with understanding coverage details and filing claims when needed. The office also helps small business owners evaluate group health insurance solutions for their employees. Supporting the broader region, the agency extends its health insurance services to neighboring areas within the Youngstown metro, including Liberty Township.
CL Agency Insurance serves the Niles, Ohio area and nearby communities, providing health insurance agent services to local individuals and families. It handles a range of health insurance policies, including individual plans and family coverage options. Clients can expect help with plan selection based on their personal healthcare needs and budget. The agency typically approaches each case by reviewing medical history and financial factors carefully, then comparing available local carriers to find a suitable policy match.
A health insurance agent can help find a plan for ongoing medical needs or a short-term solution for a coverage gap. Beth Piper Insurance in Niles, OH, guides clients through the annual enrollment process and explains how different policies handle primary care and prescription benefits. They assist families and individuals with plan comparison and subsidy eligibility. Service is available on both a one-time and as-needed basis, depending on the client's current situation and enrollment period.
AAA Niles Insurance and Member Services connects individuals and families in Niles, Ohio, with health insurance plans that meet their medical coverage needs. The agency offers guidance on policy selection and provides ongoing support to help clients manage their benefits throughout the year. Service plans typically include assistance with claims, changes to coverage, and annual enrollment reviews. Regular maintenance of client accounts ensures policies remain updated with changing healthcare requirements. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
As the seasons change in Niles, Ohio, many local residents review their medical coverage options for the coming year. Ruddy Insurance Group serves as a health insurance agent in this community, helping individuals and families compare plans that fit their budgets and provider preferences. The company assists with understanding enrollment periods, policy details, and potential subsidies available in the area. Each new client begins with a free initial consultation to discuss personal health needs and review current coverage. This step helps determine available plan choices before any enrollment application is submitted.
Merlo Insurance provides health insurance agent services, specializing in helping clients compare individual health plans and understand Medicare options for seniors in Niles, Ohio. It generally assists local residents with plan selection, enrollment guidance, and claims support throughout the policy year. The agency helps families navigate open enrollment periods and adjust coverage during major life changes. Each year, it also aids clients facing unexpected gaps in coverage or sudden medical needs after job changes.
As a residential health insurance agent, Lori Hudzik American Family Insurance works with individuals and families in Niles, Ohio. The agency also offers commercial health coverage for local businesses in the surrounding area. Brokering policies with major carriers, the office helps clients select plans that fit their budgets and medical needs. Regular visits allow the agent to review benefits and address any changes in coverage needs before the next open enrollment period.
State Farm Insurance in Kent, OH helps individuals and families select health insurance plans that fit their medical needs and budgets. The agency specializes in pairing health coverage options with additional protection like dental or critical illness policies. Local agents assist clients in understanding deductibles, copays, and network restrictions during enrollment periods. Commercial sectors served include office-based businesses seeking group health options, warehouses requiring accident coverage for employees, and food service establishments needing flexible plans for part-time staff.
Miller Family Insurance LLC assists individuals and families in Niles, Ohio with their health coverage needs, offering guidance through plan selection and enrollment. As a dedicated health insurance agent, the company helps clients understand policy details and find suitable options for medical, dental, and vision coverage. Its services can support commercial sectors such as offices, warehouses, and food service enterprises seeking employee benefit solutions.
What Does a a Health Insurance Agent in Niles Cost?
Health insurance agents in Ohio are typically paid by insurance carriers, not by clients. You do not pay a fee for their services. However, the cost of the health insurance plan itself varies widely. A bronze ACA plan in Niles may have a monthly premium of 300 to 500 dollars for an individual, while a silver plan may range from 400 to 700 dollars. Subsidies based on income can lower these amounts. Medicare supplement plans often cost 100 to 300 dollars per month. This is general information and not insurance advice.
About health insurance agents in Niles
Health insurance agents in Niles, Ohio help individuals and families find coverage that meets their needs and budget. Ohio law requires all agents to be licensed by the Ohio Department of Insurance. Local agents understand the specific plan options available in Trumbull County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Niles do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare, and short-term health insurance. Agents do not charge you directly because they are paid by the insurance company.
When can I enroll in health insurance in Ohio?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, getting married, or having a baby. Ohio does not have a state-specific enrollment period beyond the federal timeline.
Do I need a health insurance agent in Niles if I buy through the marketplace?
You can buy directly through the federal marketplace at healthcare.gov, but an agent can help you understand your options and avoid mistakes. Agents in Ohio are trained to help you determine if you qualify for subsidies or Medicaid. Using an agent does not change your premium or subsidy amount.
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