The top-rated health insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 278 reviews. Other highly rated options include Michael A Lucy Agency Inc American Family Insurance, Donovan Insurance Agency LLP, Heritage Insurance Services. This directory lists 20 health insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 3 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 4 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 5 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 6 | Randall Schepp Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 7 | Jada Jay- Nodak Insurance Company | 1821 W Burdick Expy Suite G | (701) 852-5250 |
| 8 | Nodak Insurance Company: Lana Schepp | 24 1st St NE | (701) 837-0795 |
| 9 | Western Agency Inc. | 408 20th Ave SW STE 101 | (701) 852-5383 |
| 10 | BBH Insurance Inc | 900 N Broadway # 212 | (701) 837-1254 |
Jessica Aardahl - State Farm Insurance Agent serves the Minot, North Dakota area. As a local health insurance agent, the company assists individuals and families with navigating coverage options for medical care. They work with clients to explain plan details, enrollment periods, and benefits structures. Common services include helping customers compare health plans from different providers and managing policy adjustments during life changes such as a new job or family expansion.
Michael A Lucy Agency Inc American Family Insurance provides a range of health insurance options for individuals and families in the Minot, North Dakota area. The agency assists clients in selecting coverage plans that meet their specific healthcare needs and budgets. Ongoing service includes policy reviews, claims support, and annual enrollment assistance. The agency’s clients include owners of single-family homes, apartments, retail stores, and restaurants.
Donovan Insurance Agency LLP serves homeowners, families, and individuals in Minot, North Dakota, who are seeking health insurance coverage for their medical needs. The agency works to connect clients with plans that address routine care, prescriptions, and emergency services common in the region. Navigating the local healthcare marketplace can involve complex choices, and the agency assists in explaining plan structures and network options. Its service area also extends to nearby Burlington and the broader Ward County communities.
Serving Minot, North Dakota, and the surrounding communities, Heritage Insurance Services operates as a local health insurance agent. The company handles individual health plans, family coverage options, and group benefits for area employers. It assists clients in navigating plan selection and enrollment periods throughout the year. To complete each job, the agency typically begins with a personal consultation to review a client’s specific medical needs and financial circumstances before presenting available plan choices from local insurers.
For those evaluating coverage options, Pinnacle Employee Benefits assists clients in distinguishing between one-time policy enrollments and recurring plan adjustments. Operating in Minot, ND, this health insurance agent provides guidance through the selection and maintenance of individual or group plans. Services focus on explaining plan details and facilitating annual enrollment or changes as needed. Following initial setup, support continues on an as-needed basis, allowing clients to request assistance when policy updates or questions arise.
Specializing in individual and family health plans, Randall Schepp Agency Inc American Family Insurance in Minot, ND assists clients with enrolling in medical coverage that fits their needs. The agency also explains plan options, helps with policy renewals, and guides customers through billing questions. For those facing life changes like a new job or a move during the cold winter months, it provides urgent help adjusting coverage before the next open enrollment period ends.
Jada Jay- Nodak Insurance Company operates as a health insurance agent in Minot, ND, assisting individuals and businesses with navigating coverage options. Their specialty lies in pairing standard health plans with ancillary products like dental or vision policies. They evaluate client needs to match them with suitable marketplace or private insurance solutions. Commercial sectors such as local offices, warehouses, and food service providers can access their services to secure employee benefit packages.
Nodak Insurance Company: Lana Schepp serves residents of Minot, ND, with individual health plans and family coverage options. Commercial health insurance for local businesses is also available, supported by a service area that extends throughout the surrounding region. The agency helps clients navigate plan selections, enrollment periods, and policy changes for both medical and supplemental needs. Follow-up assistance is provided to adjust coverage during life events, ensuring continued support until the next regular review period.
As the winter months in Minot approach, residents often begin reviewing their health coverage needs to prepare for seasonal medical expenses. Western Agency Inc. provides straightforward guidance for individuals and families seeking appropriate health insurance plans in this region. The company assists clients with understanding available options for major medical coverage and short-term policies. An initial inspection or assessment of a client’s current health situation and insurance objectives is typically scheduled during the first appointment.
What Does a a Health Insurance Agent in Minot Cost?
Health insurance agents in North Dakota typically do not charge a direct fee to consumers. Their compensation comes from commissions paid by insurance carriers. For ACA marketplace plans these commissions are built into the premium. For Medicare plans commissions are set by law and do not increase your premium. Some agents may charge a consulting fee for complex business or group cases but this is rare. Costs vary by case and plan type. This is general information not insurance advice.
About health insurance agents in Minot
Health insurance agents in Minot North Dakota help individuals families and small businesses find coverage that fits their needs and budget. North Dakota follows federal ACA guidelines and agents can assist with special enrollment periods for qualifying life events. Local agents understand the healthcare landscape in Ward County and can explain plan options available in the region.
Frequently Asked Questions
What does a health insurance agent in Minot do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain terms like deductibles copays and out of pocket maximums. Agents in North Dakota must be licensed by the North Dakota Insurance Department.
How do I find a health insurance agent in Minot North Dakota?
You can search the North Dakota Insurance Department website for licensed agents in Minot. Many agents also advertise locally or work with major carriers like Blue Cross Blue Shield of North Dakota and Medica. Ask for referrals from friends or your employer.
Can a health insurance agent help with Medicare in Minot?
Yes many agents in Minot specialize in Medicare Advantage and Medicare Supplement plans. They can help you compare Part D drug plans and enroll during the annual enrollment period from October 15 to December 7. North Dakota also has a State Health Insurance Counseling program for free help.
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