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Compare Health Insurance Agents in St James, NY

Compare health insurance agents in St James. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
St James, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 health insurance agents in St James, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dowling Knipfing Klein Insurance
500 Lake Ave, St James, NY 11780
(631) 584-6222 dkkins.com
James Insurance service NY
610 Middle Country Rd, St James, NY 11780
(917) 336-8437
SA Health Plans Inc
670 Middle Country Rd suite b, St James, NY 11780
(631) 769-1584 sahealthplans.com
CSI Insurance Agency
271 Lake Ave, St James, NY 11780
(631) 257-5522 csiinsagency.com

What Does a Health Insurance Agent in St James Cost?

Health insurance agents in New York are typically paid by insurance carriers through commissions, not by you directly. You may pay a premium that includes the agent commission. Some agents may charge a separate fee for consulting services, but this is less common. Costs for plans vary widely based on age, income, and coverage level. For example, a Bronze plan might have a monthly premium of 400 to 600 dollars for an individual, while a Gold plan could be 600 to 900 dollars. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in St James do?
A health insurance agent helps you compare plans from different carriers and enrolls you in coverage. They explain benefits, costs, and network details. Agents also assist with renewals and changes during Open Enrollment or Special Enrollment Periods as defined by New York law.
How do I know if an agent is licensed in New York?
You can check an agent license on the New York State Department of Financial Services website. All agents selling health insurance in St James must hold a valid New York insurance license. You can also ask the agent for their license number.
Can an agent help me with New York specific health insurance rules?
Yes. New York has its own regulations like guaranteed issue and community rating. This means insurers cannot deny coverage or charge more based on health status. An agent can explain how these rules affect your plan choices and costs.