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Health Insurance Agents in Locust Valley, NY

Compare health insurance agents in Locust Valley. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Locust Valley, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 health insurance agents in Locust Valley, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Marisa Schaefer - State Farm Insurance Agent
83 Birch Hill Rd, Locust Valley, NY 11560
(516) 801-8223 marisaschaefer.com
Shane Roer Agency Inc.
129 Birch Hill Rd, Locust Valley, NY 11560
(631) 923-2840 roeragency.com

Health insurance agents in Locust Valley, New York help residents and small businesses find coverage that meets their needs. New York requires all health plans to follow state mandates including guaranteed issue and community rating. Agents can assist with enrollment through NY State of Health, the official marketplace, or with private plans outside the exchange.

What Does a Health Insurance Agent in Locust Valley Cost?

The cost of using a health insurance agent in New York is often free to the consumer because the agent receives a commission from the insurance carrier. For individual plans, commissions typically range from 2% to 5% of the premium. For small group plans, commissions can be similar or flat fees per employee. Some agents may charge a consultation fee of 50 to 200 dollars for complex cases. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Locust Valley do?
A health insurance agent helps you compare plans, apply for subsidies, and enroll in coverage. They are licensed by the New York State Department of Financial Services and must follow state regulations.
Do I need to pay a fee to use a health insurance agent in New York?
In most cases, agents are paid by the insurance company, not by you. However, some agents may charge a fee for certain services. Always ask about fees before working with an agent.