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Compare Health Insurance Agents in Lake Ronkonkoma, NY

Looking for a health insurance agent in Lake Ronkonkoma? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Lake Ronkonkoma, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 5 health insurance agents in Lake Ronkonkoma, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Agency Inc
191 Ronkonkoma Ave, Lake Ronkonkoma, NY 11779
(631) 471-7575 aspen-ny.com
Cotgreave Insurance Agency
558 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 981-5400 cotgreaveagency.com
Emblem Health Ins
640 Hawkins Ave, Lake Ronkonkoma, NY 11779
(631) 212-1560 weence.com
Multy Cover - Parrinelli Insurance
490 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 588-8888 multycover.com
Amitrano Insurance Services
4 Norwood Ln, Lake Ronkonkoma, NY 11779
(631) 648-7845 amitranoinsurance.myhomehq.biz

Health insurance agents in Lake Ronkonkoma, New York, help individuals and families find coverage through the NY State of Health marketplace or private insurers. New York requires all residents to maintain minimum essential coverage under state law. A local agent can explain options like Qualified Health Plans, Essential Plans, and Medicaid based on your income and needs.

What Does a Health Insurance Agent in Lake Ronkonkoma Cost?

Health insurance agents in New York do not charge consumers directly for their services. The cost of your health plan depends on the metal tier (Bronze, Silver, Gold, Platinum), your age, income, and location. For example, a Silver plan for a 40-year-old in Suffolk County might range from $450 to $700 per month before subsidies. Premium tax credits through NY State of Health can lower your monthly payment based on your income. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Lake Ronkonkoma do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your benefits. They are licensed by the New York State Department of Financial Services and must follow state regulations. Agents do not charge you a fee their commission is paid by the insurance company.
Can I get health insurance outside of Open Enrollment in New York?
Yes, New York has a year-round Open Enrollment period, but you can also enroll after a qualifying life event like losing other coverage, moving, or getting married. Special Enrollment Periods last 60 days from the event. An agent can help you determine if you qualify.
Does New York have a penalty for not having health insurance?
Yes, New York has a state individual mandate. If you go without minimum essential coverage for more than three consecutive months, you may owe a penalty when you file your state taxes. The penalty is based on your income and household size.