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Compare health insurance agents in Islip. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Islip, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 3 health insurance agents in Islip, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lighthouse Insurance - Islip
241 Islip Ave, Islip, NY 11751
(631) 581-0100
lighthouseinsurance.com
Rich File - State Farm Insurance Agent
660 Montauk Hwy Ste 1, Islip, NY 11751
(631) 581-7613
richfile.net
Ocia Insurance Agency
417 E Main St Suite D, Islip, NY 11751
(516) 559-6242
ociainsurance.com
A health insurance agent in Islip, New York can help you navigate plan options on the NY State of Health marketplace or private insurers. New York requires all plans to cover essential health benefits and prohibits medical underwriting for individual policies. Local agents understand the specific needs of Islip residents and can explain open enrollment periods and special enrollment triggers.
What Does a Health Insurance Agent in Islip Cost?
Health insurance agents in New York do not charge consumers a fee for their services. Their compensation comes from commissions paid by insurance carriers, which are built into the premium. Premiums for individual plans in Suffolk County vary widely, with a mid-range silver plan for a 40-year-old often costing between $500 and $800 per month before subsidies. Costs depend on your age, income, and chosen metal tier. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Islip do?
A health insurance agent helps you compare plans from multiple carriers, explains coverage details, and assists with enrollment. They are licensed by the New York State Department of Financial Services and must follow state regulations. Agents do not charge you directly; they are paid by the insurance company.
When can I enroll in health insurance in New York?
Open enrollment for individual plans typically runs from November 1 to January 31 each year. Outside this window you may qualify for a special enrollment period if you have a qualifying life event such as losing other coverage, moving, or getting married. New York also offers a continuous enrollment option for low-income individuals through Medicaid or the Essential Plan.
Are health insurance agents in Islip required to be licensed?
Yes, all health insurance agents in New York must hold a valid license from the New York State Department of Financial Services. You can verify an agents license on the DFS website. Agents must also complete continuing education to stay current on state laws and plan changes.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.