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Find Health Insurance Agents in South Plainfield, NJ
Compare health insurance agents in South Plainfield. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
South Plainfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 health insurance agents in South Plainfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frank P Licato Agency LLC
2325 Plainfield Ave #2a, South Plainfield, NJ 07080
(908) 757-5500
licatoagency.com
State Farm Insurance
430 Hamilton Blvd 1st Floor Ste 1W, South Plainfield, NJ 07080
(908) 941-9076
statefarm.com
Strategic Insurance Partners/Kape Insurance
510 Hamilton Blvd, South Plainfield, NJ 07080
(908) 757-6666
kapeinsurance.com
Amogh Associates Llc
904 Oak Tree Ave Suite B, South Plainfield, NJ 07080
(908) 941-5248
amoghgroup.net
Kathy Jones Agency, LLC
2406 Park Ave, South Plainfield, NJ 07080
(908) 251-2582
kjinsuresnj.com
Loyalty Insurance Agency
2443 Plainfield Ave, South Plainfield, NJ 07080
(908) 340-0328
Ramirez Insurance Agency
142 Oak Tree Ave Suite 1D, South Plainfield, NJ 07080
(609) 451-0475
ramirezins.com
Cancela Insurance Brokerage LLC
142 Oak Tree Ave #1c, South Plainfield, NJ 07080
(909) 568-1301
cibllc.com
What Does a Health Insurance Agent in South Plainfield Cost?
Health insurance agent services in New Jersey are typically free to you because agents earn commissions from the insurance carriers. The cost of the health plan itself varies widely. For an individual ACA plan in 2024, monthly premiums in Middlesex County range from about 300 to 700 dollars for a mid-level silver plan, depending on age and income. Subsidies through Get Covered NJ can lower your monthly cost significantly. Medicare supplement plans generally cost between 100 and 300 dollars per month. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in South Plainfield do?
A health insurance agent helps you compare plans from different carriers, enroll in coverage, and understand your options under New Jersey law. They can assist with ACA marketplace plans, Medicare, and short-term policies. Agents do not charge you a fee because they are paid by the insurance companies.
Do I need health insurance in New Jersey?
Yes, New Jersey has a state individual mandate that requires most residents to have health insurance or pay a penalty on their state tax return. The penalty for 2024 is up to 2.5 percent of household income or a flat amount per uninsured adult and child. An agent can help you find a plan that meets the minimum essential coverage requirement.
When can I enroll in a health plan in South Plainfield?
Open enrollment for ACA plans in New Jersey typically runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. Medicare enrollment periods follow federal rules, with the initial enrollment period starting three months before your 65th birthday.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.