Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 health insurance agents in Ringwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Robert L Cella: Allstate Insurance
16 Skyline Lakes Dr #5a, Ringwood, NJ 07456
(973) 248-0690
agents.allstate.com
Paul Cella: Allstate Insurance
16 Skyline Lakes Dr #5a, Ringwood, NJ 07456
(973) 248-0690
agents.allstate.com
Delta Associates Insurance Agencies
133 Skyline Dr, Ringwood, NJ 07456
(973) 962-0300
deltainsurancenj.com
What Does a Health Insurance Agent in Ringwood Cost?
The cost of health insurance in New Jersey varies by plan type, age, income, and coverage level. For an ACA plan, monthly premiums for a 40-year-old in Passaic County can range from about $400 to $700 before subsidies. Subsidies based on income can lower your premium significantly. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Ringwood do?
A health insurance agent helps you compare and enroll in health plans from multiple carriers. They explain coverage options, subsidies, and network details. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
When can I enroll in a health plan in New Jersey?
Open Enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a Special Enrollment Period if you have a qualifying life event like losing other coverage or moving to Ringwood. New Jersey also has a state-based marketplace called Get Covered New Jersey.
Do health insurance agents charge a fee in New Jersey?
Most health insurance agents are paid by the insurance company, not by you. They typically do not charge a direct fee for helping you enroll in an ACA plan. However, some agents may charge a fee for services like Medicare plan comparisons or private coverage outside the marketplace.