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Looking for a health insurance agent in Ocean City? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Ocean City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 health insurance agents in Ocean City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Heist Insurance Agency
700 West Ave, Ocean City, NJ 08226
(609) 399-0655
heistinsurance.com
McMahon Insurance Agency
901 Simpson Ave, Ocean City, NJ 08226
(609) 399-0060
mcmahonagency.com
Real Insurance NJ
251 West Ave, Ocean City, NJ 08226
(609) 875-4131
Alternative Insurance LLC
600 Asbury Ave, Ocean City, NJ 08226
(609) 434-3769
The Commercial Insurance LLC
1223 Asbury Ave, Ocean City, NJ 08226
(609) 726-5050
Amy Godfrey Personalized Insurance Broker
3 Spruce Rd, Ocean City, NJ 08226
(609) 517-9679
minnitisinsurance.com
Health insurance agents in Ocean City, New Jersey help individuals and families find coverage through the Affordable Care Act marketplace, Medicare, or private plans. New Jersey requires all individual health plans to meet state-specific standards, including coverage for essential health benefits and no annual or lifetime limits. Local agents can guide you through the Get Covered New Jersey enrollment periods and help you compare plans that fit your needs and budget.
What Does a Health Insurance Agent in Ocean City Cost?
Health insurance premiums in New Jersey vary widely based on age, location, plan tier, and income. For an ACA marketplace plan in Ocean City, monthly premiums can range from around 300 to 800 dollars for an individual, though subsidies may lower your cost. Medicare Advantage plans often have low or zero monthly premiums, while Medigap plans can cost 100 to 300 dollars per month. Agent services are usually free to you because the carrier pays the agent commission. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Ocean City do?
A health insurance agent helps you review and compare health plans from different carriers. They explain coverage options, assist with enrollment, and provide ongoing support for claims or changes. Agents in New Jersey must be licensed by the state Department of Banking and Insurance.
When can I enroll in a health plan in New Jersey?
Open enrollment for ACA plans through Get Covered New Jersey usually runs from November 1 to January 31 each year. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage, moving, or having a baby. Medicare open enrollment runs from October 15 to December 7 annually.
Do health insurance agents charge a fee in New Jersey?
Most health insurance agents are paid commissions by the insurance company, not by you. This means their services are typically free to you. However, some agents may charge a consulting fee for complex cases, so always ask about fees before working with an agent.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.