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Health Insurance Agents in Lincroft, NJ

Browse health insurance agents serving Lincroft, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Lincroft, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 health insurance agents in Lincroft, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Ross Maghan Agency
732 Newman Springs Rd #200, Lincroft, NJ 07738
(732) 566-0003 maghaninsurance.com
New Jersey Life & Health Insurance Guaranty Association
521 Newman Springs Rd, Lincroft, NJ 07738
(732) 345-5200 njlifega.org

Health insurance agents in Lincroft, New Jersey help individuals and families find plans that meet their needs and budget. New Jersey requires residents to have minimum essential coverage or pay a state tax penalty. Agents can explain options under the Affordable Care Act and New Jersey specific programs like Medicaid expansion.

What Does a Health Insurance Agent in Lincroft Cost?

Health insurance agent services in New Jersey are usually free to consumers because agents earn commissions from insurance carriers. These commissions are built into the premium and do not add extra cost to you. For Medicare plans, agents may receive payments from carriers but you generally pay no direct fee. Some agents charge flat fees for consulting on complex cases, ranging from 50 to 200 dollars per hour. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Lincroft do?
A health insurance agent helps you compare plans from multiple carriers, enroll in coverage, and understand New Jersey requirements. They assist with ACA marketplace plans, Medicare, and short term policies. Agents are licensed by the New Jersey Department of Banking and Insurance.
Do I have to pay a fee to use a health insurance agent in New Jersey?
Most health insurance agents in New Jersey are paid by insurance companies through commissions, so you typically do not pay an extra fee. However, some agents may charge a consultation fee for complex cases. Always ask about costs before starting.