Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 health insurance agents in Lawrence Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Romy Buerano - State Farm Insurance Agent
2204 Brunswick Pike U S Hwy 1, Lawrence Township, NJ 08648
(609) 392-7555
romybuerano.com
Insurance Company of New Jersey
4B Executive Park Plaza Rd, Lawrence Township, NJ 08648
(609) 309-9575
Quality Insurance Trenton
4160 Quaker Rd, Lawrence Township, NJ 08648
(609) 630-4982
Auletta Agency
2910 Princeton Pike, Lawrence Township, NJ 08648
(609) 883-5517
aulettaagency.com
What Does a Health Insurance Agent in Lawrence Township Cost?
Health insurance agents in New Jersey typically do not charge a direct fee to consumers. Instead, they earn commissions paid by the insurance companies. For ACA marketplace plans, these commissions are set by the insurer and do not affect your premium. For Medicare plans, agents may also be paid by the carrier. Some independent agents may charge a consulting fee for complex cases, which can range from 50 to 200 dollars per hour. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a health insurance agent in Lawrence Township do?
A health insurance agent helps you compare plans from different insurers, explains coverage details, and assists with enrollment. They can help with ACA marketplace plans, Medicare, and private insurance. In New Jersey, agents must be licensed by the state Department of Banking and Insurance.
Is there a penalty for not having health insurance in New Jersey?
Yes, New Jersey has a state individual mandate. If you go without qualified health coverage for more than three consecutive months, you may owe a penalty when you file your state taxes. The penalty is calculated based on your income and household size.
When can I enroll in a health plan through an agent in Lawrence Township?
You can enroll during the annual Open Enrollment Period, which typically runs from November 1 to January 15. If you experience a qualifying life event, such as losing other coverage or having a baby, you may qualify for a Special Enrollment Period. An agent can help you determine your eligibility.