The top-rated health insurance agent in Bozeman, Montana is Insurance Unlimited of Bozeman, rated 4.9 stars across 57 reviews. Other highly rated options include Big Sky Benefit Solutions, Medicare Life Group, Big Sky Insurance Lanphear Agency. This directory lists 20 health insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 2 | Big Sky Benefit Solutions | 219 N 19th Ave | (406) 404-1414 |
| 3 | Medicare Life Group | 423 W Spring Creek Dr | (406) 548-3135 |
| 4 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 5 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 6 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
| 7 | Marsh McLennan Agency | 1105 E Main St | (406) 586-3351 |
| 8 | First West Insurance | 1905 Stadium Dr | (406) 587-5111 |
| 9 | Inszone Insurance Services | 626 S Ferguson Ave STE 3 | (406) 582-7960 |
| 10 | Jennaway & McLeod Insurance | 2055 N 22nd Ave Ste 2A | (406) 586-4367 |
Insurance Unlimited of Bozeman serves the residents of Gallatin County and the Bozeman area as a health insurance agent. The company assists individuals and families in navigating their options for medical coverage plans. It provides guidance on policy selection during open enrollment periods and for special circumstances. Clients receive help understanding deductibles, copays, and provider networks. The agency also supports small business owners in finding group health insurance solutions for their employees. It specifically handles Medicare supplement plans and short-term health coverage in this region.
Big Sky Benefit Solutions provides health insurance agent services in Bozeman, MT, assisting individuals and groups with plan selection and enrollment. The company offers ongoing support for policy management, including answering coverage questions, guiding claims processes, and facilitating annual plan reviews to help clients adjust to changing needs. It also coordinates plan renewals and updates. Their services extend to single-family homes, apartments, retail, and restaurants.
Serving Bozeman and the surrounding communities of southwest Montana, Medicare Life Group handles health insurance options for individuals and families. Their work includes explaining Medicare plans, supplemental coverage, and prescription drug benefits to clients navigating their healthcare choices. For a typical job, they assess each client's specific health needs and financial situation to present suitable plan comparisons. The company uses a straightforward consultation approach to clarify coverage details and enrollment procedures, guiding clients step by step through the decision-making process.
Big Sky Insurance Lanphear Agency serves homeowners, families, and individuals across Bozeman, Montana, offering guidance on health insurance plans that meet varied medical and budgetary needs. The agency helps clients navigate plan options, from individual policies to family coverage, ensuring they understand benefits, deductibles, and networks. Routine enrollment periods and life changes are supported with clear, personalized advice. The team also extends its services to residents in the nearby Belgrade area and throughout Gallatin County.
Western Horizon Insurance LLC in Bozeman, MT, specializes in helping individuals and families select health insurance plans that meet their medical needs and financial goals. The agency also guides small business owners through group coverage options. With open enrollment deadlines and marketplace updates affecting plan choices each fall, the company offers timely assistance to ensure clients secure coverage before crucial cutoffs or during qualifying life events.
Working with an agent such as Bissell Insurance Agency may involve either a one-time plan setup or an ongoing relationship through which coverage is adjusted as needs evolve. Operating in Bozeman, MT, this firm helps clients explore individual and family health insurance policies, including those offered through public marketplaces. This service structure helps ensure plans remain relevant as life circumstances change. Their services run on an as-needed basis, whether for an annual renewal review or a sudden life event requiring immediate policy updates.
Marsh McLennan Agency serves Bozeman, Montana, and the surrounding Gallatin Valley communities, offering health insurance plans for individuals, families, and local businesses. It handles coverage options including major medical plans, dental and vision insurance, and Medicare supplements. For a typical job, the agency first assesses a client’s specific health needs and budget, then compares available carrier products to present suitable choices. It explains plan differences clearly, answers coverage questions, and assists with the enrollment process from start to finish.
As winter approaches and seasonal outdoor work slows in the Bozeman area, many residents seek to adjust their health coverage before year’s end. First West Insurance serves local individuals and families by navigating the open enrollment period and explaining available plan options. The agency works to match clients with suitable policies that fit their medical needs and budgets within Montana’s marketplace. An initial assessment appointment reviews current coverage and discusses any upcoming changes.
Inszone Insurance Services works to help Bozeman clients identify suitable health coverage options. A dedicated health insurance agent, the company adds supplemental plan guidance to standard policy offerings, addressing unique care needs or budget considerations prevalent in Gallatin County. Protection against unexpected medical expenses forms a core component of its advisory approach. Among the commercial sectors it can serve are offices, warehouses, and food service businesses.
Serving individuals at their residences in Bozeman, Jennaway & McLeod Insurance also helps local businesses secure commercial health coverage for their employees. Their service area extends throughout the greater Gallatin Valley region. An agent’s role involves explaining plan options during enrollment periods and answering questions about claims or network providers. They follow up on policy renewals and check back with clients between annual visits to confirm coverage needs have not changed.
What Does a a Health Insurance Agent in Bozeman Cost?
Health insurance agents in Montana typically do not charge a direct fee to consumers. Instead they earn commissions paid by the insurance company when you enroll in a plan. For individual ACA plans these commissions range from about 300 to 700 dollars per policy per year depending on the carrier and plan type. Medicare agents may receive a one time commission of around 400 to 600 dollars for a new Medicare Advantage or Part D enrollment. Some agents offer fee based consulting for complex cases which can cost 50 to 150 dollars per hour. This is general information and not insurance advice.
About health insurance agents in Bozeman
Health insurance agents in Bozeman Montana help individuals families and small businesses find suitable coverage. Agents licensed in Montana must follow state regulations including the Montana Insurance Code which sets standards for agent conduct and disclosure. Local agents understand the specific needs of Gallatin County residents including access to Bozeman Health Deaconess Hospital and regional provider networks.
Frequently Asked Questions
What does a health insurance agent in Bozeman do?
A health insurance agent helps you compare plans from multiple carriers and enroll in coverage that fits your budget and medical needs. They can assist with ACA marketplace plans Medicare Advantage and Medigap policies as well as short term health insurance options available in Montana.
How do I verify a health insurance agent is licensed in Montana?
You can check an agents license status on the Montana Commissioner of Securities and Insurance website. Montana requires agents to complete continuing education and pass a background check to maintain their license.
Are there special enrollment periods for Montana residents?
Yes. Outside the annual Open Enrollment Period you may qualify for a Special Enrollment Period due to life events like losing other coverage moving or having a baby. Montana also offers a state based special enrollment for certain low income individuals.