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Find Health Insurance Agents in Lunenburg, MA

Compare health insurance agents in Lunenburg. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Lunenburg, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 health insurance agents in Lunenburg, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
One Family Insurance
3 Lancaster Ave suite 101, Lunenburg, MA 01462
(978) 403-5942 1familyinsurance.com
McCaffrey Insurance Agency Inc
442 Massachusetts Ave, Lunenburg, MA 01462
(978) 582-4964 mccaffreyins.com
Klingaman & Associates Inc - Aflac Insurance Agent
18 Prospect St, Lunenburg, MA 01462
(978) 870-5826

Health insurance agents in Lunenburg Massachusetts help individuals and small businesses compare plans on the Massachusetts Health Connector. Agents must be licensed by the Massachusetts Division of Insurance and follow state regulations for plan disclosures. Local agents can explain how Massachusetts state mandates affect your coverage options and subsidy eligibility.

What Does a Health Insurance Agent in Lunenburg Cost?

Health insurance agents in Massachusetts do not charge consumers directly for their services. Their compensation comes from insurance carriers as commissions. Plan premiums vary widely based on age, income, plan tier, and metal level. For 2025, a typical bronze plan for a 40 year old in Lunenburg might range from 350 to 550 dollars per month before subsidies. Subsidies based on income can significantly lower these costs. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a health insurance agent in Lunenburg do?
A health insurance agent helps you review plans, apply for subsidies, and enroll in coverage that meets Massachusetts state requirements. They can assist with both individual plans and small group plans for employers. Agents do not charge you a fee; they are paid by the insurance carriers.
When can I enroll in health insurance in Massachusetts?
Open enrollment for individual plans typically runs from November 1 to January 23 each year. You may qualify for a special enrollment period if you experience a qualifying life event like losing other coverage, moving, or having a baby. Massachusetts law requires most residents to have health insurance or pay a penalty.
Does Massachusetts require me to have health insurance?
Yes, Massachusetts has a health insurance mandate. You must have minimum essential coverage for yourself and your dependents or you may owe a penalty on your state tax return. A local agent can help you find a plan that meets the state coverage standards.