The top-rated health insurance agent in Lexington, Massachusetts is Encharter Insurance, rated 4.6 stars across 30 reviews. Other highly rated options include Bettinson Insurance Agency, Tonry Insurance Group, Inc. - Lexington, Larson Insurance. This directory lists 10 health insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Encharter Insurance | 1646 Massachusetts Ave | (888) 754-8299 |
| 2 | Bettinson Insurance Agency | 394 Lowell St STE 5 | (781) 648-0128 |
| 3 | Tonry Insurance Group, Inc. - Lexington | 238 Bedford St STE 3 | (781) 861-1800 |
| 4 | Larson Insurance | 109 Massachusetts Ave | (781) 646-9200 |
| 5 | AssuredNext Insurance | 33 Bedford St STE 12 | (617) 826-1177 |
| 6 | Sartori Insurance | 76 Bedford St STE 37 | (781) 861-6900 |
| 7 | Interim HealthCare of Lexington | 394 Lowell St STE 11 | (781) 667-3220 |
| 8 | Fessenden & Sykes Insurance | 74 Bedford St # 2 | (781) 861-1560 |
| 9 | NEFI Insurance | 283 Bedford St #2 | (617) 924-1000 |
| 10 | Salem Five Insurance Services, LLC | 1666 Massachusetts Ave Suite L | (781) 862-7700 |
As a health insurance agent in Lexington, Massachusetts, Encharter Insurance provides guidance through plan options and enrollment procedures. The agency helps individuals and families in the area evaluate their coverage needs under current regulations and available market policies. It assists with plan comparisons, application filings, and understanding policy terms for both private and public programs. During the annual open enrollment period, which runs from November 1 to January 15 in Massachusetts, the agency helps clients secure plans that meet their healthcare needs and budget before the deadline.
Bettinson Insurance Agency serves the Lexington, MA area as a health insurance agent. It assists individuals and families with navigating plan options during open enrollment periods. The agency also provides guidance on Medicare supplements and short-term coverage. It explains how local network availability affects plan choices. Additionally, it handles annual policy reviews and subsidy calculations for Massachusetts residents.
Tonry Insurance Group, Inc. in Lexington provides a full range of health insurance agent services, including individual plan selection, group policy enrollment, and ongoing coverage management. It offers maintenance plans that include annual policy reviews, claims assistance, and updates when plan regulations change. The company helps clients navigate plan options to find coverage that fits their medical needs and budget. It supplies, installs, and services insurance policies for single-family homes, apartments, retail, and restaurants.
Larson Insurance serves homeowners, renters, and small business owners in Lexington, Massachusetts, by offering guidance on health insurance plan selection and enrollment. The company helps clients compare coverage options and understand policy details to find suitable protection for their needs. As a health insurance agent, Larson Insurance assists with individual and family plans, as well as group coverage for local employers. The agency also supports customers in neighboring towns throughout Middlesex County, including Burlington, Arlington, and the greater Boston area.
AssuredNext Insurance serves Lexington, Massachusetts, and the broader Middlesex County area. As a health insurance agent, it handles individual and family plans, Medicare options, and small business group coverage. The agency works to match clients with suitable policies from various carriers. For a typical enrollment, it first reviews the client’s current coverage and medical needs, then compares available plans side by side to find the right fit for both budget and health requirements.
At Sartori Insurance in Lexington, Massachusetts, clients choose between one-time guidance for a specific policy decision and an ongoing relationship for evolving health coverage needs. The agency assists individuals and families in comparing medical plans from private insurers, focusing on deductibles, networks, and prescription benefits appropriate to this region. Appointments are arranged to review current coverage or explore new options before enrollment periods close. Service operates on a scheduled basis, with additional as-needed consultations available for mid-year changes or questions.
Interim HealthCare of Lexington serves as a health insurance agent in Lexington, Massachusetts, offering guidance on individual and family health plans alongside group coverage options for local small businesses. It assists clients in navigating annual enrollment periods by comparing policies from multiple carriers to find suitable deductibles and networks. The agency also addresses the needs of those facing qualifying life events, such as a job change or the loss of employer-sponsored coverage, to ensure continuous protection.
With the annual enrollment period creating deadlines for many Lexington families, Fessenden & Sykes Insurance helps local residents navigate open enrollment and evaluate their health coverage options. As a health insurance agent in this area, the company works to match individual and family needs to appropriate plans. Every policy review begins with an initial consultation, where a client’s current coverage and budget are assessed to determine the most suitable path forward.
NEFI Insurance assists individuals and businesses in Lexington by guiding them through the process of selecting suitable health coverage options. The agency specializes in tailoring health insurance plans to meet diverse needs, including group policies for small businesses. Agents work with clients to explain plan details and facilitate enrollment. NEFI Insurance serves a variety of commercial sectors, including offices, warehouses, and food service operations, ensuring each business receives coverage suited to its specific operational requirements.
As open enrollment season approaches in Lexington, Massachusetts, many residents face complex decisions about coverage options. Salem Five Insurance Services, LLC helps individuals and families navigate these choices as a dedicated Health Insurance Agent. They guide clients through plan comparisons, federal subsidies, and local provider networks for medical, dental, or vision needs. Their process begins with a thorough assessment of each client’s current health status and anticipated care requirements during a no-obligation initial consultation.
What Does a a Health Insurance Agent in Lexington Cost?
Health insurance agents in Massachusetts typically do not charge you a fee. They are paid by insurance companies through commissions included in your premium. Plan premiums vary widely from around $300 to over $800 per month for an individual depending on age, plan tier, and subsidies. Costs also depend on deductibles and copays. This is general information and not insurance advice.
About health insurance agents in Lexington
Health insurance agents in Lexington Massachusetts help individuals and families compare plans through the Massachusetts Health Connector or private insurers. Massachusetts state law requires most residents to have health insurance that meets minimum creditable coverage standards. A local agent can explain plan options and help you apply for premium tax credits or MassHealth.
Frequently Asked Questions
What does a health insurance agent in Lexington do?
A health insurance agent helps you review and enroll in health plans from private insurers or the Massachusetts Health Connector. They guide you on plan benefits, costs, and subsidy eligibility. Agents do not give legal advice but can explain how plans meet Massachusetts coverage requirements.
Do I need to use the Massachusetts Health Connector to get health insurance in Lexington?
No. You can buy a plan directly from an insurance company or through a licensed agent. The Health Connector is the state marketplace where you may qualify for subsidies or MassHealth. An agent can show you both on-exchange and off-exchange plans.
What is the open enrollment period for health insurance in Massachusetts?
The open enrollment period for individual plans usually runs from November 1 to January 23 each year. Outside this window you may qualify for a special enrollment period due to life events like losing coverage or moving. Massachusetts has a year-round open enrollment for MassHealth.