The top-rated health insurance agent in Elkhart, Indiana is Justin Palmer - State Farm Insurance Agent, rated 4.9 stars across 468 reviews. Other highly rated options include Acceptance Insurance, Lisa Yoder - State Farm Insurance Agent, HealthMarkets Insurance - Jill Weiss. This directory lists 20 health insurance agents serving Elkhart.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Palmer - State Farm Insurance Agent | 101 E Hively Ave | (574) 970-1113 |
| 2 | Acceptance Insurance | 138 W Hively Ave Ste 8 | (574) 633-3035 |
| 3 | Lisa Yoder - State Farm Insurance Agent | 23399 US-33 | (574) 875-2525 |
| 4 | HealthMarkets Insurance - Jill Weiss | 23929 Norwood Ct | (574) 381-5550 |
| 5 | Weaver Insurance | 601 E Bristol St | (574) 333-3094 |
| 6 | HealthMarkets Insurance - Michelle Gavarrete | **By Appointment Only**, 3714 E Mishawaka Rd | (574) 361-7987 |
| 7 | Salinas Insurance Agency, Inc. | 2938 S Main St | (574) 970-0312 |
| 8 | Horner Insurance/ Horner Investment Group LLC | 2300 Middlebury St | (574) 293-5737 |
| 9 | McCartney Insurance | 1100 N Nappanee St | (574) 970-3000 |
| 10 | Affordable Insurance Agency INC. | 3243 Northview Dr | (574) 522-8500 |
Justin Palmer - State Farm Insurance Agent serves the Elkhart, Indiana area as a local provider of health insurance plans. The agency assists individuals and families with finding coverage options that meet their medical needs and budgets. Policies can be tailored to address routine care or more significant health events. A knowledgeable representative helps clients understand the differences between available plans during consultations. The office specifically handles enrollment for individual health insurance policies and assists with group medical coverage for small businesses in the region.
Acceptance Insurance serves the Elkhart, Indiana metro area and surrounding communities as a health insurance agent. The agency helps individuals and families navigate plan options, including those available through public exchanges and private carriers. It provides guidance on policy features, network access, and premium costs so clients can select appropriate coverage. Specific services handled by this agent include short-term health plans and dental insurance policies.
Lisa Yoder - State Farm Insurance Agent provides health insurance services to individuals and families in Elkhart, IN. It assists with plan selection and enrollment, then offers ongoing policy maintenance to help clients manage coverage changes. Annual reviews are conducted to ensure plans remain aligned with evolving healthcare needs. This agent supports single-family homes, apartments, retail locations, and restaurants.
HealthMarkets Insurance - Jill Weiss serves homeowners, families, and individuals in the Elkhart, Indiana area who are seeking individual or family health coverage. As a local health insurance agent, the business assists clients in comparing and selecting plans from various private insurers to meet their medical needs and budgets. This includes helping customers understand policy details, enrollment periods, and potential subsidies. The agency also serves clients in the greater Goshen and Mishawaka communities as part of its coverage area.
Weaver Insurance serves Elkhart and the surrounding communities of northern Indiana, helping individuals and families find appropriate health coverage. The agency handles major medical plans, Medicare options, and supplemental policies designed to meet diverse healthcare needs and budgets. Its approach begins with a thorough consultation to understand each client's specific situation and medical requirements. From there, the agent presents several plan comparisons side by side, explaining the key differences in premiums, networks, and out-of-pocket costs. This step-by-step method ensures clients can make an informed choice aligned with their personal circumstances.
Salinas Insurance Agency, Inc. specializes in connecting individuals and families with health insurance plans tailored to their medical needs and financial circumstances. As a health insurance agent in Elkhart, IN, it provides guidance on plan options, enrollment procedures, and coverage details for both private and public insurance programs. The agency assists clients in reviewing their existing policies to ensure adequate protection. During the annual open enrollment period, it helps residents navigate plan changes and avoid costly gaps in coverage.
Horner Insurance, operating as Horner Investment Group LLC, provides health insurance agent services to clients in Elkhart, Indiana. A health insurance agent helps individuals and businesses navigate plan options, including medical, dental, and vision coverage, to find suitable policies. The work involves explaining plan benefits, assisting with enrollment, and answering questions about claims and coverage. This agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
McCartney Insurance handles health insurance needs for residents in and around Elkhart, Indiana. They also provide health coverage options for commercial clients in the local area. As a health insurance agent, the company assists clients with plan selection during enrollment periods and can explain the benefits of different policies. Claim support and coverage questions are addressed in person at their office. Follow-up contact is offered between regular visits to ensure clients understand any changes to their plans.
As winter approaches in Elkhart, many residents review their coverage for the coming year, and Affordable Insurance Agency INC. serves as a health insurance agent to assist with plan comparisons and enrollment. The agency helps local individuals and families navigate policy options, including preventive care and prescription drug coverage. Clients can schedule a personal consultation to review their current plan and discuss potential changes. An initial assessment of healthcare needs and available marketplace plans begins each new client relationship.
What Does a a Health Insurance Agent in Elkhart Cost?
Health insurance agents in Elkhart do not charge consumers a fee for their services; their compensation comes from the insurance carriers. The cost of health insurance plans themselves varies widely based on age, income, and plan tier. For a 40-year-old in Elkhart, a mid-level Silver plan may cost between 400 and 600 dollars per month before subsidies. This is general information and does not constitute insurance advice.
About health insurance agents in Elkhart
Health insurance agents in Elkhart, Indiana help individuals and families find coverage through the federal marketplace or private insurers. Indiana requires agents to hold a valid state license and complete continuing education credits each year. Local agents understand the specific network options available in Elkhart County and can guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Elkhart do?
A health insurance agent helps you compare plans from different carriers, explains coverage details, and assists with enrollment. They can help you determine if you qualify for subsidies through the Indiana marketplace. Agents do not charge you directly; they are paid by the insurance company.
When can I enroll in a health plan in Indiana?
Open enrollment for ACA plans typically runs from November 1 to January 15 each year. You may qualify for a special enrollment period after a qualifying life event such as marriage, birth of a child, or loss of other coverage. Indiana does not have a state-specific enrollment period beyond the federal timeline.
Are health insurance agents in Elkhart regulated by Indiana law?
Yes, all health insurance agents in Indiana must be licensed by the Indiana Department of Insurance. Agents must complete 24 hours of continuing education every two years, including 3 hours on ethics. You can verify an agents license on the Indiana Department of Insurance website.
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