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Find Health Insurance Agents Near You in Wood River, IL
Looking for a health insurance agent in Wood River? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Wood River, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 10 health insurance agents in Wood River, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mike Fahnestock - State Farm Insurance Agent
600 N Wood River Ave, Wood River, IL 62095
(618) 254-1251
woodriversf.com
Ron Wisnasky - State Farm Insurance Agent
300 S Central Ave, Wood River, IL 62095
(618) 254-9314
ronwisnasky.com
Lewis & Clark Insurance - Equity Insurance Group
160 E Ferguson Ave, Wood River, IL 62095
(618) 254-9363
equityinsgroup.com
Shelter Insurance - Mark A. Smith
162 E Ferguson Ave, Wood River, IL 62095
(618) 254-3225
shelterinsurance.com
Secure Insurance & Financial
11 E Ferguson Ave, Wood River, IL 62095
(618) 254-8800
Aflac
193 Red Bud Dr, Wood River, IL 62095
(618) 259-3387
aflac.com
Bartels & Holmes Insurance
1702 Vaughn Rd # 6, Wood River, IL 62095
(618) 259-4200
Eberlin & Associates
3415 Maple Ridge Drive, Wood River, IL 62095
(618) 789-9736
benefitsinteractive.app
Aflac
933 E Edwardsville Rd, Wood River, IL 62095
(618) 259-3387
aflac.com
Farmers Insurance - Bryce Reynolds
21 S 6th St, Wood River, IL 62095
(618) 471-4107
agents.farmers.com
Health insurance agents in Wood River, Illinois help individuals and families find coverage that fits their needs and budget. Illinois follows the Affordable Care Act guidelines, and agents can assist with enrollment during the annual Open Enrollment Period or a Special Enrollment Period after a qualifying life event. Local agents understand the specific healthcare options available in Madison County and can explain Illinois state regulations regarding plan requirements.
What Does a Health Insurance Agent in Wood River Cost?
The cost of health insurance plans in Illinois varies based on age, income, location, and plan tier. For an ACA marketplace plan in Madison County, monthly premiums can range from about $300 to $800 for an individual before subsidies. Subsidies based on income can lower these costs significantly. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the Open Enrollment Period for health insurance in Illinois?
The Open Enrollment Period for ACA plans in Illinois typically runs from November 1 to January 15 each year. An agent in Wood River can help you compare plans during this window. Outside of this period you may qualify for a Special Enrollment Period if you have a life event like marriage or job loss.
Can a health insurance agent help me with Medicaid in Illinois?
Yes, a health insurance agent can guide you on Medicaid eligibility in Illinois. Illinois expanded Medicaid under the Affordable Care Act, so many adults with income up to 138% of the federal poverty level may qualify. The agent can help you apply through the Illinois Department of Healthcare and Family Services.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.