The top-rated health insurance agent in St. Charles, Illinois is Chris Knapp - State Farm Insurance, rated 4.9 stars across 140 reviews. Other highly rated options include Better Choice Insurance Group, Relation Insurance - Joseph M. Wiedemann & Sons Inc, Rosenberg Insurance & Financial. This directory lists 17 health insurance agents serving St. Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Knapp - State Farm Insurance | 1103 W Main St | (630) 584-8500 |
| 2 | Better Choice Insurance Group | 300 Cardinal Dr #220 | (847) 908-5665 |
| 3 | Relation Insurance - Joseph M. Wiedemann & Sons Inc | 303 E Main St STE B | (847) 228-8400 |
| 4 | Rosenberg Insurance & Financial | 1121 E Main St Suite 200 | (630) 576-0009 |
| 5 | MLD Agency Inc. | 333 N Randall Rd Ste 28 | (630) 845-8678 |
| 6 | Donna Tonovitz - COUNTRY Financial Representative | 1750 E Main St STE 90 | (630) 549-7694 |
| 7 | Asim Hamidi: Allstate Insurance Saint Charles IL | 2020 Dean St STE J | (630) 225-9325 |
| 8 | Hazen Insurance Agency, Inc. | 1100 W Main St STE B | (630) 485-5100 |
| 9 | Strength Health Insurance | 1121 E Main St | (309) 270-8630 |
| 10 | Brian Feltes & Associates, Inc. | 2435 Dean St #2d | (630) 762-9090 |
Chris Knapp - State Farm Insurance serves St. Charles and surrounding areas in Kane County, offering health insurance agent services to local individuals and families. The agency helps clients navigate plan options that meet their medical needs and budget constraints. Detailed guidance is provided to assist with enrollment periods and understanding policy coverage. The office routinely handles Medicare supplement plans and individual marketplace health insurance policies for residents in this community.
Better Choice Insurance Group provides comprehensive health insurance agent services for individuals and families in the St. Charles, IL area. It guides clients through plan selection and enrollment, assisting with application procedures and managing ongoing coverage adjustments when life circumstances change. The agency helps clients understand plan benefits and navigate annual renewal periods. It services a diverse client base, offering support for single-family homes, apartments, retail locations, and local restaurants.
Homeowners and small businesses in St. Charles rely on Relation Insurance - Joseph M. Wiedemann & Sons Inc for health insurance agent services. The agency assists with plan comparisons and annual enrollment guidance to help clients find coverage options that fit their needs. It also offers support for policy questions and claims issues throughout the year. In addition to serving St. Charles, the firm covers nearby communities such as Geneva and throughout Kane County.
Rosenberg Insurance & Financial specializes in helping clients navigate health insurance agent services, including plan comparisons and enrollments. It serves individuals, families, and small businesses in St. Charles, IL, by reviewing coverage options from major carriers to match various medical needs and budgets. The agency also provides guidance through plan changes and compliance updates. During the annual open enrollment period, it assists local residents with adjusting policies to account for new prescriptions or provider networks.
As enrollment periods and life changes create questions about coverage in the St. Charles area, MLD Agency Inc. provides guidance on health insurance options. An agent reviews individual and family needs through a wide selection of available plans and evaluates each policy's network and cost structure. After this discussion, a thorough comparison of plans is conducted by scheduling an initial consultation to examine specific health-care requirements.
Donna Tonovitz - COUNTRY Financial Representative serves clients in St. Charles as a health insurance agent. The agency assists individuals and families in finding medical coverage plans that fit their specific needs. Specializing in health insurance, the agent also helps navigate plan options, deductibles, and network choices to support informed decisions. Commercial sectors that can be served include offices, warehouses, and food service.
Asim Hamidi: Allstate Insurance serves the St. Charles, Illinois area and surrounding Fox River Valley communities, handling a range of health insurance needs for local individuals and families. This agency helps clients navigate plan options, including coverage for routine care and more extensive medical situations. Every policy is selected with attention to the client’s specific health requirements and budget considerations. Typical jobs begin with a thorough review of a customer’s current coverage and household needs, followed by a direct comparison of available plans to find a suitable match.
Hazen Insurance Agency, Inc., located in St. Charles, IL, provides health insurance services that can be arranged as either a one-time policy purchase or an ongoing, recurring relationship for annual enrollment guidance. Coverage options typically include individual plans, family policies, and group health insurance for small businesses. The agency assists clients in navigating plan benefits, deductibles, and network restrictions to match specific healthcare needs. Support and consultation are available on both a scheduled appointment basis and as needed throughout the year.
Strength Health Insurance serves residents of St. Charles, Illinois, helping individuals and families find suitable health plans for their personal needs. The agency also assists local businesses in selecting commercial coverage options for their employees within the greater St. Charles area. Clients benefit from guidance through plan comparisons and the enrollment process. The team encourages ongoing contact to adjust coverage during life changes and provides attentive follow-up between regular annual enrollment periods.
What Does a a Health Insurance Agent in St. Charles Cost?
Health insurance agents in Illinois typically do not charge you directly for their services. They are paid commissions by the insurance companies whose plans they sell. Premiums for ACA plans in St. Charles can range from 300 to 800 per month for an individual depending on age income and plan tier. Medicare supplement plans often cost between 100 and 300 per month. Costs vary by case and this is general information not insurance advice.
About health insurance agents in St. Charles
Health insurance agents in St. Charles Illinois help individuals and families find coverage through the Illinois Health Insurance Marketplace or private plans. Illinois law requires most residents to have health insurance or pay a state penalty. Local agents can explain Illinois specific rules like the state based exchange and open enrollment periods.
Frequently Asked Questions
What does a health insurance agent in St. Charles do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage. They can assist with ACA marketplace plans Medicare and short term policies. Agents are licensed by the Illinois Department of Insurance and must follow state regulations.
When can I enroll in health insurance in Illinois?
Open enrollment for ACA plans usually runs from November 1 to January 15 each year. Illinois has a special enrollment period for qualifying life events like marriage or job loss. You can also enroll in Medicare during specific windows like the Initial Enrollment Period.
Does Illinois have a state health insurance penalty?
Yes Illinois has a state individual mandate penalty for not having minimum essential coverage. The penalty is calculated based on income and household size similar to the former federal penalty. An agent can help you find a plan to avoid this penalty.
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