The top-rated health insurance agent in O'Fallon, Illinois is Scott Huels - State Farm Insurance Agent, rated 4.9 stars across 663 reviews. Other highly rated options include Rob Isringhausen - State Farm Insurance Agent, Elisa Hager - State Farm Insurance Agent, JGP Insurance Group, LLC. This directory lists 15 health insurance agents serving O'Fallon.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Scott Huels - State Farm Insurance Agent | 9 Eagle Center Ste 7 | (618) 632-3600 |
| 2 | Rob Isringhausen - State Farm Insurance Agent | 810 W Hwy 50 | (618) 589-9911 |
| 3 | Elisa Hager - State Farm Insurance Agent | 1315 W Hwy 50 | (618) 628-8800 |
| 4 | JGP Insurance Group, LLC | 513 W Hwy 50 | (618) 228-0383 |
| 5 | Jessica Harrison-Wilkins: Allstate Insurance | 715 W Hwy 50 | (618) 632-1515 |
| 6 | Burgmann Insurance Group | 1132 River Birch Dr | (618) 206-2623 |
| 7 | Derrick Lebryk - COUNTRY Financial Representative | 1115 Frontage Rd Ste C | (618) 622-3767 |
| 8 | Fischer-Going Insurance | 717 W Hwy 50 | (618) 624-2100 |
| 9 | Thoman Insurance Agency | 800 S Lincoln Ave | (618) 632-4061 |
| 10 | Farmers Insurance - Keith Albers | 1210 Paragon Dr # 1C | (618) 206-6467 |
Scott Huels - State Farm Insurance Agent serves the O'Fallon, IL metro area and surrounding parts of St. Clair County as a health insurance agent. The agency assists individuals, families, and small business owners in navigating their medical coverage options. They work with clients to review and select plans that meet specific healthcare needs and budgets. The office provides personal consultations to explain policy details and enrollment processes. Its services include helping customers find individual health plans and coordinating coverage for those seeking short-term medical insurance options.
Rob Isringhausen - State Farm Insurance Agent in O'Fallon, IL, provides a range of health insurance options to address individual medical needs and financial protection. Its service approach includes reviewing available plans to match clients with suitable coverage, then offering ongoing assistance with claims and policy updates as circumstances change. The agency helps households accommodate routine care and unexpected health events with structured plans. It services single-family homes, apartments, retail locations, and restaurants within the local area.
Elisa Hager - State Farm Insurance Agent serves homeowners, renters, and drivers in the O'Fallon, Illinois area. The agency offers health insurance plans, helping individuals and families find coverage that fits their medical needs and budget. Additional services include auto, life, and property insurance policies tailored to local residents. The office provides personalized consultations to explain policy options and assist with claims. Its coverage area also reaches into nearby Belleville and the greater St. Louis metro region.
JGP Insurance Group, LLC serves individuals and businesses in O'Fallon, Illinois, and the surrounding St. Clair County communities. The company handles health insurance plans, including individual and family coverage as well as group benefits for local employers. Navigating open enrollment periods and understanding plan options are common tasks for clients. To handle a typical job, the agent begins by reviewing a client’s current coverage and specific healthcare needs, then compares available plans from different carriers to recommend a suitable policy.
For one-time needs such as finding an individual plan or for recurring service like annual policy reviews, Jessica Harrison-Wilkins: Allstate Insurance in O'Fallon, IL helps clients navigate health insurance coverage. As a local health insurance agent, the agency assists with understanding plan options, enrollment periods, and claims questions. Service for each client is available either as a single scheduled meeting or on an as-needed basis throughout the year for renewals or life changes.
Burgmann Insurance Group specializes in helping individuals and families in O'Fallon, IL, select health insurance plans that match their medical needs and budget. As a local health insurance agent, it also guides clients through the complexities of enrollment, plan changes, and coverage questions throughout the year. The agency explains different policy options in clear terms so clients can make informed decisions. With open enrollment periods and qualifying life events, it assists customers in finding suitable coverage when their circumstances change, such as after a job loss or a new baby.
As seasonal changes in O'Fallon bring new health considerations, Derrick Lebryk - COUNTRY Financial Representative offers guidance on health insurance options for local residents. This agency assists individuals and families in evaluating plans that address routine care and unexpected medical needs. Discussions cover how different coverage levels apply to typical health situations in the area. The process begins with an initial assessment of current health insurance requirements and budget priorities during a complimentary consultation.
Fischer-Going Insurance, based in O’Fallon, Illinois, assists individuals and businesses in navigating the health insurance marketplace. The agency specializes in guiding clients through plan selection, including both major medical policies and supplemental coverage options like dental and vision plans. Its agents work to match clients with suitable policies from various carriers active in the region. Commercial sectors the company can serve include local offices, warehouses, and food service establishments, helping them meet employee benefit needs within the broader St. Louis metropolitan area.
Thoman Insurance Agency serves residents of O’Fallon, Illinois, helping them select health insurance plans that fit their individual medical needs and budgets. For local businesses, the agency also handles commercial health coverage options for employees and company groups. The service area primarily includes O’Fallon and the surrounding metro-east communities in southwestern Illinois. After initial enrollment, clients can return for follow-up appointments during open enrollment periods or when life changes create a need to adjust their existing health plan between regular visits.
What Does a a Health Insurance Agent in O'Fallon Cost?
Health insurance agent services in Illinois are typically free to consumers because agents earn commissions from insurance carriers. Premiums for individual health plans in the O Fallon area can range from around 300 to 800 dollars per month depending on age plan tier and subsidies. Costs vary widely based on your income household size and chosen coverage level. This is general information and not insurance advice.
About health insurance agents in O'Fallon
Health insurance agents in O'Fallon Illinois help individuals and families find coverage that meets their needs and budget. These agents are licensed by the Illinois Department of Insurance and can explain options under the Affordable Care Act as well as private plans. Working with a local agent gives you access to someone who understands the specific healthcare providers and networks available in the O'Fallon area.
Frequently Asked Questions
What does a health insurance agent in O'Fallon do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your medical needs and budget. They can assist with ACA marketplace plans Medicare options and short-term health insurance. Agents in Illinois must hold a valid license and follow state regulations.
When can I enroll in health insurance in Illinois?
Open enrollment for ACA marketplace plans typically runs from November 1 to January 15 each year. Illinois also offers a special enrollment period if you experience a qualifying life event like losing other coverage or having a baby. Medicare enrollment periods follow federal guidelines and vary by situation.
Do health insurance agents charge fees in Illinois?
Most health insurance agents are paid by the insurance company not by the client. This means you usually pay the same premium whether you use an agent or buy directly. Always confirm with the agent if any fees apply before you enroll.
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