The top-rated health insurance agent in McHenry, Illinois is Ryan P. Conway Agency, LLC, rated 5.0 stars across 99 reviews. Other highly rated options include HealthMarkets Insurance - Santos Agency, Reese Insurance Group, John Sutton - State Farm Insurance Agent. This directory lists 17 health insurance agents serving McHenry.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan P. Conway Agency, LLC | 3322 W Elm St | (815) 344-1600 |
| 2 | HealthMarkets Insurance - Santos Agency | 1222 N Green St | (815) 271-5438 |
| 3 | Reese Insurance Group | 805 Front St | (815) 385-6541 |
| 4 | John Sutton - State Farm Insurance Agent | 3424 W Elm St | (815) 344-6444 |
| 5 | Mary Trejo - State Farm Insurance Agent | 1783 N Richmond Rd | (779) 704-3020 |
| 6 | Petra Kinnerk American Family Insurance | 402 Front St Ste A | (815) 385-2304 |
| 7 | State Farm Insurance | 3425 W Elm St | (815) 344-6444 |
| 8 | Illinois Auto Quote | 1330 Riverside Dr | (815) 363-8100 |
| 9 | Brett Ostertag - COUNTRY Financial Representative | 4302 W Crystal Lake Rd Unit F | (847) 245-9963 |
| 10 | GEORGE THOMPSON INSURANCE AGENCY, INC. | 1307 Riverside Dr | (815) 385-1066 |
Ryan P. Conway Agency, LLC provides health insurance services to residents of McHenry County from its location in McHenry, Illinois. The agency works with individuals and families looking for health coverage options. Its agents assist clients in understanding different plan types and matching policy features to personal health needs and financial situations. The business helps people enroll during open enrollment periods or special qualifying life events. Specific services handled include marketplace plans and supplemental health insurance policies.
HealthMarkets Insurance - Santos Agency offers a range of health insurance plans tailored to individual and group needs in McHenry, IL. Their services include helping clients select coverage options and providing ongoing policy support for life changes or claims. Routine account maintenance and annual plan reviews are available to ensure policies remain current. The agency assists with properties such as single-family homes, apartments, retail spaces, and restaurants.
Reese Insurance Group serves homeowners, families, and local businesses in the McHenry, Illinois area. As a health insurance agent, the company assists clients in selecting individual, family, and group health coverage plans that meet their medical and financial needs. It provides guidance through plan options, enrollment periods, and policy changes. The agency covers McHenry and works with residents across the greater Crystal Lake region. Its office is located to serve the broader McHenry County community.
John Sutton - State Farm Insurance Agent in McHenry, Illinois, offers individual and family health insurance plans, coordinating with major carriers to match clients with appropriate coverage. Its general service work includes guiding customers through annual enrollment periods and explaining policy details for medical, dental, and vision needs. As the new year begins, the agency helps residents review recent plan changes and update their coverage to align with evolving health requirements.
Serving McHenry, Illinois, and the surrounding communities, Mary Trejo - State Farm Insurance Agent handles a range of health insurance needs for individuals and families. This agency works to help clients understand their coverage options and select plans that fit their medical requirements and financial situations. It provides guidance through the enrollment process and assists with questions about policy benefits. For a typical job, the agent reviews the client’s specific health care needs and budget before comparing available plans to find a suitable solution.
Petra Kinnerk American Family Insurance helps clients in McHenry, IL, distinguish between one-time health plan enrollments and recurring coverage adjustments. For long-term needs, ongoing service ensures policy updates align with life changes or new regulations. Short-term queries often involve comparing deductible options or researching subsidy eligibility. Scheduled reviews allow annual plan re-evaluations during open enrollment periods. Additional as-needed support addresses mid-year claims questions or provider network changes without advance booking.
As a health insurance agent, State Farm Insurance in McHenry, IL specializes in helping individuals select individual health plans and navigate short-term coverage options. It generally assists local residents with finding policies that meet their medical needs and household budgets. It also clarifies plan benefits and enrollment procedures for clients moving from employer-sponsored insurance. As open enrollment ends each year, the agency specifically helps people avoid gaps in their coverage when qualifying life events occur.
As open enrollment periods approach each fall, many McHenry residents seek dependable health coverage advice. Illinois Auto Quote assists clients in navigating plan options, including subsidies and network selections. The company focuses on clarifying dental, vision, and prescription drug benefits within the local marketplace. Their work helps individuals and families find plans that align with medical needs and household budgets. A typical engagement begins with a free initial consultation to review current coverage and identify cost-saving opportunities.
Brett Ostertag - COUNTRY Financial Representative in McHenry, IL provides health insurance agent services, helping individuals and businesses identify appropriate health coverage options and enroll in suitable plans. This agency assists with navigating policy choices, benefit details, and enrollment processes for individual, family, and group health needs. Its commercial services can support local offices seeking employee health benefits, warehouses requiring group coverage solutions, and food service operations needing appropriate health insurance plans.
George Thompson Insurance Agency, Inc. serves the McHenry area with residential health insurance agent services, assisting individuals and families in selecting suitable coverage plans. Commercial health solutions are also available for businesses seeking group benefits for their employees. The agency provides guidance through open enrollment periods and policy changes for local clients. Ongoing account support and follow-up service between regular visits help ensure coverage remains aligned with evolving healthcare needs.
What Does a a Health Insurance Agent in McHenry Cost?
Health insurance agent services in Illinois are usually free to you because the agent earns a commission from the insurance company. For ACA plans the commission is typically between 5 and 10 percent of the monthly premium. For Medicare plans commissions are set by the government and average around 400 to 600 dollars per year per client. Costs for private plans outside the marketplace can vary. This is general information not insurance advice.
About health insurance agents in McHenry
Health insurance agents in McHenry Illinois help individuals families and small businesses find suitable coverage. Illinois law requires agents to be licensed by the state Department of Insurance. Local agents can explain how Illinois specific regulations like the state based exchange and continuous open enrollment periods affect your plan choices.
Frequently Asked Questions
What does a health insurance agent in McHenry do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They can assist with ACA marketplace plans Medicare Advantage and Medigap policies. Agents in Illinois must follow state rules on disclosure and cannot charge you a fee for their services on ACA plans.
When can I enroll in health insurance in Illinois?
The annual open enrollment period for ACA plans in Illinois typically runs from November 1 to January 15. You may qualify for a special enrollment period if you have a qualifying life event like losing other coverage or moving to McHenry. Illinois also offers a state based special enrollment period for low income residents.
Do I need an agent to buy health insurance in Illinois?
No you can buy directly from the Illinois marketplace or an insurance company. However an agent can help you understand plan details and find subsidies you might miss. Agents are especially helpful for navigating Illinois specific programs like the All Kids plan for children.
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