The top-rated health insurance agent in Chicago, Illinois is GoHealth, rated 4.7 stars across 2,417 reviews. Other highly rated options include Armando Melendez - State Farm Insurance Agent, Farmers Insurance - Sandra Cavoto, Enora Insurance Agency. This directory lists 50 health insurance agents serving Chicago.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | GoHealth | 222 W Merchandise Mart Plaza #1750 | (855) 789-9140 |
| 2 | Armando Melendez - State Farm Insurance Agent | 5616 W Montrose Ave | (708) 452-9411 |
| 3 | Farmers Insurance - Sandra Cavoto | 6118 W 63rd St | (773) 586-4500 |
| 4 | Enora Insurance Agency | 6733 W 63rd St | (773) 257-7556 |
| 5 | Illinois Health Agents | 3501 N Southport Ave #207 | (312) 726-6565 |
| 6 | Magnum Insurance Agency | 3124 N Cicero Ave | (773) 725-9700 |
| 7 | Healthcare Solutions Team - Joe Davern | 6020 W Higgins Ave Unit H | (708) 715-2657 |
| 8 | Tonya Santos - State Farm Insurance Agent | 10204 S Indianapolis Ave | (773) 221-9810 |
| 9 | Healthcare Solutions Team - The McCormick Agency | 8745 W Higgins Rd #110 | (630) 592-8207 |
| 10 | Estrella Insurance | 2253 N Cicero Ave | (773) 389-3999 |
GoHealth serves the Chicago, Illinois metro area as a health insurance agency. The company focuses on helping individuals and families navigate the complex local insurance market, such as finding plans that meet medical needs and budgets. Its agents guide clients through the enrollment process for private health plans. Specific services in this area include the selection of Affordable Care Act marketplace plans and Medicare coverage options.
Serving the Chicago area, this insurance agency focuses on health coverage plans for individuals and families, while also offering supplemental policies for added protection against unexpected medical costs. Its health insurance agent understands the local market and works to find suitable coverage options that meet varying needs and budgets for residents across the city. Commercial clients from offices, warehouses, and food service businesses can also arrange group health insurance solutions through the agency.
Farmers Insurance - Sandra Cavoto provides health insurance guidance for individuals and families in Chicago, Illinois. The agency specializes in offering supplemental coverage that helps clients manage out-of-pocket medical expenses not covered by major medical plans. These add-ons can include plans for dental, vision, and critical illness needs. Sandra Cavoto assists businesses with securing appropriate health benefits for their workforces, tailoring solutions for commercial sectors such as offices, warehouses, and food service operations.
Enora Insurance Agency provides health insurance services to residents throughout Chicago, Illinois, focusing on individual plan selection and enrollment. The agency also handles commercial coverage for local small businesses needing group health options for their employees. In the Chicago area, clients receive assistance navigating policy renewals and understanding changes in coverage during each enrollment period. Following initial plans, the agency stays in contact for annual reviews or any mid-year adjustments between regular visits.
Illinois Health Agents in Chicago, Illinois, is known for offering personalized consultations to help individuals and families navigate their health coverage options. The agency provides access to a range of plans from multiple insurance carriers, assisting clients in comparing deductibles and network structures. Specializing in comprehensive medical policies, the firm also advises on compliance with federal and state mandates for health insurance. For those needing additional tailored support, the agency further offers enrollment assistance for supplemental dental and vision plans to round out a client's coverage needs.
Magnum Insurance Agency serves residents in Chicago with comprehensive health insurance plans, addressing individual needs for coverage. The agency also provides commercial health insurance options for local businesses operating in the area. Their service area includes the greater Chicago metropolitan region. Agents assist clients with plan selection, enrollment, and claims support throughout the year. On a continuing basis, they offer policy reviews and adjustments to ensure coverage keeps pace with changing health needs between annual open enrollment periods.
Healthcare Solutions Team - Joe Davern provides health insurance guidance and policy placement services for individuals and groups in Chicago, Illinois. Its ongoing service includes assisting clients with annual plan reviews, enrollment changes, and claims support throughout the policy term. The agency also offers maintenance plans that involve regular check-ins to ensure coverage remains aligned with evolving medical needs and budget constraints. These services are extended to single-family homes, apartments, retail businesses, and restaurants seeking appropriate health coverage solutions in the local market.
Tonya Santos - State Farm Insurance Agent serves the Chicago, Illinois metro area. This agency provides health insurance coverage to individuals and families looking for medical plans. It assists clients in navigating various healthcare options suitable for their needs. The agent works with local residents to find policies that fit budgets and medical requirements. Common services include helping compare different plan details. The office also handles enrollment for major medical and supplemental health insurance plans.
What Does a a Health Insurance Agent in Chicago Cost?
Health insurance agents in Illinois generally do not charge you directly for their services. Their compensation comes from commissions paid by insurance companies which are built into your premium. For private plans outside the marketplace premiums can range from 200 to 800 per month for an individual depending on age location and coverage level. Small business group plans may have different pricing structures. This is general information not insurance advice.
About health insurance agents in Chicago
Health insurance agents in Chicago Illinois help individuals families and small businesses find coverage through the Illinois Health Insurance Marketplace or private carriers. Illinois follows federal ACA rules but also has state-specific mandates such as coverage for fertility preservation and a ban on short-term plans exceeding 90 days. Agents can explain these local requirements and guide you through open enrollment or special enrollment periods.
Frequently Asked Questions
What does a health insurance agent in Chicago do?
A health insurance agent helps you compare plans from different carriers and enroll in coverage that fits your needs. They are licensed by the Illinois Department of Insurance and can assist with ACA plans Medicare and Medicaid applications.
Is there a fee to use a health insurance agent in Illinois?
Most health insurance agents in Illinois are paid by the insurance carrier not by the client. You typically pay the same premium whether you use an agent or enroll directly. Some agents may charge a consulting fee for complex cases but they must disclose this upfront.
When can I enroll in a health plan through a Chicago agent?
Open enrollment for ACA plans in Illinois usually runs from November 1 to January 15 each year. You can also enroll outside this period if you have a qualifying life event such as losing coverage moving or having a baby. Illinois does not have a state-based special enrollment period beyond federal rules.
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