The top-rated health insurance agent in Champaign, Illinois is Kurt Lenschow - State Farm Insurance Agent, rated 5.0 stars across 553 reviews. Other highly rated options include Barry Karuzis - COUNTRY Financial Agent, Brya Insurance, Rueck Insurance Agency. This directory lists 23 health insurance agents serving Champaign.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kurt Lenschow - State Farm Insurance Agent | 2309 Village Green Pl c | (217) 352-1411 |
| 2 | Barry Karuzis - COUNTRY Financial Agent | 503 S Country Fair Dr Ste 1A | (217) 352-4555 |
| 3 | Brya Insurance | 2002 S Neil St | (217) 355-5555 |
| 4 | Rueck Insurance Agency | 510 W Park Ave | (217) 355-9075 |
| 5 | Prairieland Insurance Group, LLC | 2009 Fox Dr # M | (217) 352-9000 |
| 6 | Chris Greenwold - COUNTRY Financial Representative | 3123 Village Office Pl | (217) 355-8675 |
| 7 | Amigo Insurance | 911 W Bloomington Rd | (217) 607-1244 |
| 8 | Hall Insurance Services | 711 S Neil St | (217) 352-8833 |
| 9 | Preston Engel - COUNTRY Financial Agent | 801 N Country Fair Dr suite c | (217) 974-7949 |
| 10 | Illini Insurance Agency, Inc. | 1316 Bluegrass Ln | (217) 351-1518 |
Kurt Lenschow - State Farm Insurance Agent serves the Champaign, IL area and its surrounding communities, providing health insurance products. The agency works with individuals and families to find coverage that suits their medical needs and financial situations. It also helps local business owners with health insurance options for their employees. This agency handles Medicare supplements and individual health plans in the Champaign region.
Barry Karuzis - COUNTRY Financial Agent in Champaign, IL, serves local homeowners, renters, and business owners by offering health insurance plans that help cover medical costs and routine care. This agent also provides assistance in selecting supplemental policies and answering questions about coverage options for individuals and families. Clients receive guidance tailored to their specific healthcare needs throughout the enrollment period. Additionally, the agency supports residents in nearby Savoy and the surrounding Champaign County area with the same personalized service.
Brya Insurance provides a range of individual and family health coverage options, including policy comparisons and enrollment assistance. Its agents help clients navigate open enrollment periods and explain plan benefits for ongoing medical needs. The company also assists with plan adjustments as healthcare requirements change over time. It services a variety of residential and commercial properties, including single-family homes, apartments, retail spaces, and restaurants throughout the Champaign area.
Rueck Insurance Agency distinguishes between clients seeking a single policy purchase and those needing ongoing yearly adjustments to their coverage. As a health insurance agent in Champaign, Illinois, the firm helps individuals and families navigate plan options under local and federal guidelines. Assistance includes explaining benefit structures, deductibles, and provider networks for various tiers of medical plans. Service appointments are available on an as-needed or scheduled basis, depending on the client’s preference for enrollment support or periodic policy reviews.
Prairieland Insurance Group, LLC in Champaign, IL offers specialty services in navigating complex health insurance plan options, including individual, family, and group medical coverage. It also assists clients with general policy comparisons and enrollment processes. The agency provides ongoing support for benefits management and plan renewal needs. This includes helping customers address coverage adjustments during key periods such as the annual open enrollment season or after a major life change like a new job or family expansion.
As Champaign’s seasons shift, local families often seek health coverage advice to match their changing needs. Chris Greenwold - COUNTRY Financial Representative assists individuals in navigating current health insurance agent options, drawing on general knowledge of plan structures available in the area. Whether for preventive services or routine care questions, this agent reviews personal scenarios during an initial consultation. A first appointment typically involves inspecting existing coverage details and identifying gaps, culminating in a step where all selected plan comparisons are assessed together.
Serving Champaign, Illinois, and the surrounding communities, Amigo Insurance helps clients in the area navigate their health insurance options. The agency handles individual plans, family coverage, and options for those self-employed or between jobs. An agent works to understand each client’s specific medical needs and financial situation. They then compare available marketplace and private plans to find suitable coverage. This work proceeds by carefully explaining policy details and enrollment steps until the client understands their choice.
Hall Insurance Services assists individuals and businesses in Champaign, IL, with finding suitable health coverage plans. The agency focuses on helping clients navigate open enrollment periods and select policies that match their medical needs and budget. Guidance includes evaluating network options and prescription drug coverage. For commercial clients, the company can address the health insurance requirements of various workplace environments, including office settings, warehouses, and food service operations.
Preston Engel, with COUNTRY Financial, offers health insurance services to residents in Champaign, Illinois, focusing on individual and family coverage plans. The agent also provides commercial health insurance options for local businesses in the area. Service extends to clients throughout the Champaign region, helping them select policies that fit their needs. After initial enrollment, the agent follows up to answer questions and can assist with plan adjustments during regular visits.
Illini Insurance Agency, Inc. is known as a local health insurance agent serving clients in Champaign, IL. The company guides individuals and families through plan selection, enrollment, and annual policy reviews. It regularly helps match clients with coverage from major carriers while explaining key differences in deductibles and out-of-pocket costs. Additionally, the agency assists small business owners with group health options for employees. For those nearing retirement, Illini Insurance Agency, Inc. offers specialized assistance evaluating Medicare Advantage and Medigap supplement plans.
What Does a a Health Insurance Agent in Champaign Cost?
Health insurance premiums in Champaign vary by plan type, age, and income. For an individual, a mid-level Silver ACA plan might cost between 400 and 700 dollars per month before subsidies. With premium tax credits based on income, many people pay less than 200 dollars per month. Medicare Supplement plans typically range from 100 to 250 dollars per month for a standard Plan G. Agent services are usually free to you because they receive a commission from the insurance company. This is general information, not insurance advice.
About health insurance agents in Champaign
Health insurance agents in Champaign, Illinois help individuals, families, and small businesses find coverage that meets their needs and budget. Agents licensed in Illinois must follow state regulations, including rules for plan disclosures and network adequacy under the Illinois Department of Insurance. Whether you need an Affordable Care Act plan, short-term coverage, or Medicare supplement, a local agent can guide you through enrollment periods and subsidy calculations.
Frequently Asked Questions
What does a health insurance agent in Champaign do?
A health insurance agent helps you compare plans from different carriers, explains coverage options, and assists with enrollment. They are licensed by the Illinois Department of Insurance and must follow state rules for ethical sales practices. Agents can also help you apply for premium tax credits or cost-sharing reductions.
When can I enroll in a health plan with a Champaign agent?
You can enroll during the annual Open Enrollment Period, which for 2025 plans runs from November 1 to January 15 in Illinois. You may also qualify for a Special Enrollment Period if you experience a qualifying life event like losing other coverage, moving, or having a baby. Agents can verify your eligibility for these special periods.
Do Illinois health insurance agents charge a fee for their services?
Most health insurance agents in Illinois are paid by the insurance carriers, not by the client. This means you typically do not pay a direct fee for their help with plan selection and enrollment. However, some agents may charge a consulting fee for complex cases, and they must disclose this in writing before you agree to work with them.
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